The top-rated long-term care insurance agent in Glen Cove, New York is Lucas Zelehowsky - State Farm Insurance Agent, rated 5.0 stars across 408 reviews. Other highly rated options include Paul Roman - State Farm Insurance Agent, INFINITY SHIELD INSURANCE CORP, CAM Associates Inc. This directory lists 13 long-term care insurance agents serving Glen Cove.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lucas Zelehowsky - State Farm Insurance Agent | 21 Cedar Swamp Rd Suite B | (516) 671-3428 |
| 2 | Paul Roman - State Farm Insurance Agent | 39 Glen St 2nd fl Ste 1 | (516) 676-4141 |
| 3 | INFINITY SHIELD INSURANCE CORP | 208 Glen St Suite # 2 | (516) 474-0339 |
| 4 | CAM Associates Inc | 34 Forest Ave | (516) 609-0444 |
| 5 | George Schlott: Allstate Insurance | 256 Glen St | (516) 759-9500 |
| 6 | Liability Insurance Agency NY | 25 Glen Cove Ave | (917) 382-2795 |
| 7 | Bibi Baksh: Allstate Insurance | 86 Forest Ave Fl 2 | (516) 671-4500 |
| 8 | Jo-Mil Insurance Agency | 80 Forest Ave | (516) 671-6979 |
| 9 | Gary Blass Health Insurance Specialist | 54 Frost Pond Rd | (516) 669-5870 |
| 10 | JayMar Insurance | 192 Glen St | (516) 605-2757 |
Lucas Zelehowsky - State Farm Insurance Agent serves the Glen Cove, New York, metro area, specializing in long-term care insurance solutions. This agency helps clients plan for future health and personal care expenses, offering personalized risk consultations. The agent works with families to design coverage that can protect assets and ensure access to quality care settings. Policies are tailored to individual needs and budgets. The office handles policy comparisons and enrollment for both nursing home care and in-home assistance services.
Paul Roman - State Farm Insurance Agent in Glen Cove, NY provides long-term care insurance policies designed to help individuals cover the costs of extended care services. The team offers ongoing policy reviews and claims support to ensure clients remain informed about their coverage options. This agent assists customers in understanding plans that address nursing home stays, assisted living facilities, and in-home care. The firm services single-family homes, apartments, retail, and restaurants.
INFINITY SHIELD INSURANCE CORP serves local homeowners, retirees, and families in Glen Cove, New York, who seek financial protection against the high costs of custodial care. The agency specializes in pairing clients with long-term care insurance policies designed to cover expenses from home health aides, adult day centers, and nursing home stays. Its agents assess current health, retirement income, and family history to recommend suitable coverage. The firm also provides service to residents of Oyster Bay and surrounding North Shore communities.
CAM Associates Inc serves Glen Cove and the surrounding communities on Long Island's North Shore, handling long-term care insurance policies for local residents. It helps clients understand coverage options for home care, assisted living, and nursing facility expenses. Typical work includes reviewing individual financial situations and health considerations to tailor a policy that fits specific needs. The company always begins each case with a thorough needs assessment and policy comparison.
George Schlott: Allstate Insurance in Glen Cove, NY assists clients in distinguishing between short-term and long-term care options, ensuring coverage aligns with individual health and financial circumstances. As a long-term care insurance agent, the office helps families plan for potential nursing home, assisted living, or home health care needs. Policies are tailored to protect assets and provide predictable benefits during extended care periods. Service is provided on an as-needed basis, scheduled through appointments to review changing requirements or explore new coverage.
Liability Insurance Agency NY, based in Glen Cove, specializes in offering long-term care insurance policies. It generally serves clients in the local area by evaluating individual needs for future care. Its work involves explaining policy options and helping people plan for potential extended healthcare costs. As clients age, the agency assists with coverage that protects retirement assets and provides access to essential services. During open enrollment periods, it helps residents address concerns about rising medical expenses and securing financial stability for their later years.
As winter approaches on Long Island, many Glen Cove families begin reviewing their financial plans for the future. Bibi Baksh: Allstate Insurance in Glen Cove, NY addresses these planning needs by offering long-term care insurance agent services that focus on covering potential home health or facility-based care expenses. This personal consultation helps residents protect assets that could otherwise be drained by exorbitant elder-care costs in Nassau County. An initial assessment begins with a detailed review of each client’s existing assets policy and health history to recommend personalized coverage options.
Jo-Mil Insurance Agency helps individuals plan for the financial burden of extended personal care in Glen Cove, New York. The agency specializes specifically in long-term care insurance policies rather than general coverage. These policies are designed to cover costs that typical health insurance, Medicare, or disability plans do not pay for, such as nursing home stays or in-home assistance. Their services assist clients who operate local offices, warehouses, or food service establishments in arranging this unique form of protection for themselves, their employees, or their business operations.
Gary Blass Health Insurance Specialist serves clients in Glen Cove, New York, with long-term care insurance solutions tailored for residential needs. The agency also assists businesses in the surrounding area with commercial coverage options to protect their employees and operations. This local expert focuses on helping individuals and families plan for future care expenses through personalized policy consultations. Follow-up service is provided between regular visits to ensure policies remain aligned with changing client circumstances and healthcare requirements.
JayMar Insurance, based in Glen Cove, NY, is known for helping local families understand and secure long-term care coverage. Its agents assess clients’ financial situations and health needs to recommend suitable policies that protect assets from the high costs of extended nursing or home-based care. They also guide applicants through the underwriting process and ongoing policy management. Beyond standard plans, JayMar Insurance can provide specialized guidance on partnership-qualified policies that offer added asset protection under New York State law.
What Does a a Long-Term Care Insurance Agent in Glen Cove Cost?
Long-term care insurance premiums in New York vary widely based on age, health, benefit amount, and inflation protection. A typical policy for a 55-year-old might cost between 1,500 and 3,000 dollars per year, while a 70-year-old could pay 4,000 to 7,000 dollars annually. New York Partnership plans may have slightly higher premiums but offer asset protection. This is general information and does not constitute insurance advice.
About long-term care insurance agents in Glen Cove
Long-term care insurance agents in Glen Cove, New York help residents plan for future care costs while protecting assets. New York offers a Partnership for Long-Term Care program that allows policyholders to qualify for Medicaid without spending down all assets. Agents can explain how these state-specific policies work with local nursing homes and home care services in Nassau County.
Frequently Asked Questions
What does a long-term care insurance agent in Glen Cove do?
An agent helps you compare policies from different insurers to find coverage that fits your budget and health needs. They explain New York Partnership plan benefits and how policies coordinate with Medicare and Medicaid. Agents also assist with the application process and medical underwriting.
How does the New York Partnership for Long-Term Care work?
This state program lets you buy a qualified policy that protects a dollar-for-dollar amount of your assets if you later need Medicaid. For example, if your policy pays out 100,000 dollars in benefits, you can keep 100,000 dollars in assets and still qualify for Medicaid. Only certified agents can sell these policies in New York.
What are the age and health requirements for long-term care insurance in New York?
Most insurers accept applicants between ages 18 and 79, with the best rates for those under 65. You must answer health questions and may need a phone interview or medical records review. New York law requires guaranteed renewability, meaning your policy cannot be canceled due to age or health changes.
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