The top-rated long-term care insurance agent in Hempstead, New York is Ana Perez-Vukovic - State Farm Insurance Agent, rated 4.9 stars across 507 reviews. Other highly rated options include Franklin Pen Agency Inc., Fidelis Care - Hempstead Community Office, Healthfirst. This directory lists 12 long-term care insurance agents serving Hempstead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ana Perez-Vukovic - State Farm Insurance Agent | 80 Front St | (516) 481-4440 |
| 2 | Franklin Pen Agency Inc. | 369 Peninsula Blvd | (516) 506-7900 |
| 3 | Fidelis Care - Hempstead Community Office | 86 Main St | (516) 247-5141 |
| 4 | Healthfirst | 242 Fulton Ave | (844) 576-3355 |
| 5 | DCAP Insurance / The TaxZone | 33 Main St | (516) 538-3227 |
| 6 | Maria Judy Gonzalez: Allstate Insurance | 80 Clinton St Ste A | (516) 206-1080 |
| 7 | Stronghold Insurance Agency | 250 Fulton Ave | (847) 499-4061 |
| 8 | Hempstead Agency Inc | 119 Jackson St | (516) 219-9672 |
| 9 | Anthem Blue Cross and Blue Shield | 127 Fulton Ave | (888) 809-8009 |
| 10 | Medicare Anthem BlueCross BlueShield | 127 Fulton Ave | (321) 236-3348 |
Ana Perez-Vukovic - State Farm Insurance Agent serves Hempstead and the surrounding Nassau County area as a local long-term care insurance provider. The company assists individuals with planning for future care needs, offering policies that help cover in-home care, assisted living, and nursing facility expenses. By working with clients to evaluate their personal financial situations, the agency explains coverage options designed to protect retirement savings and assets. It handles both facility-based care policies and services for home health aide arrangements.
Franklin Pen Agency Inc. offers professional guidance for individuals navigating long-term care insurance options in Hempstead, NY. The agency helps clients understand policy features, including benefit triggers and inflation protection, and assists with coverage maintenance through periodic policy reviews. Services extend to explaining care coordination and claim filing procedures specific to local regulations. The company serves single-family homeowners, apartment dwellers, retail businesses, and restaurants seeking to protect their financial assets against future care expenses.
Seniors, families, and individuals planning for future healthcare costs in Hempstead rely on Fidelis Care’s Hempstead Community Office for long-term care insurance guidance. The agency assists clients in understanding policy options that cover home care, assisted living, and nursing facility expenses. By evaluating each customer’s financial situation and health needs, the agent helps tailor coverage that protects assets and ensures access to quality care. This office also supports residents in surrounding communities such as Uniondale and the broader Nassau County metro area.
Serving Hempstead, New York, and the surrounding Nassau County communities, Healthfirst works as a long-term care insurance agency, offering guidance on policies that protect clients against the high costs of extended custodial care. It helps individuals navigate coverage options for services received at home or in a facility, assisting with the application process and policy selection. The agency completes a thorough initial consultation to pinpoint a client’s specific health and financial circumstances before providing clear, comparative plan quotes.
In Hempstead, NY, DCAP Insurance / TheTaxZone acts as a long-term care insurance agent, where clients typically choose between standalone policies that pay for recurring custodial care and hybrid options that combine life insurance with one-time long-term care benefits. Their coverage is designed for local clients planning ahead for the high cost of in-home aides or nursing facility stays. This office generally provides services on either a one-time basis for an initial consultation or as needed for policy reviews and updates.
Maria Judy Gonzalez at Allstate Insurance in Hempstead focuses on helping clients secure long-term care coverage to protect assets and maintain independence. General agency work includes assessing individual health and financial situations to recommend appropriate long-term care insurance plans. This targeted service pairs essential protection with the challenges of aging in the local community, addressing the specific concern of covering future care costs against inflation.
Stronghold Insurance Agency in Hempstead, NY, assists local residents with long-term care insurance, helping them plan for future health and daily living needs. The agency also serves small businesses seeking coverage for their employees within Nassau County and the broader Long Island area. By explaining policy options clearly to each client, the agency ensures informed decisions regarding care at home or in a facility. After an initial policy is in place, the agency revisits each plan during regular schedule reviews to adjust coverage as needs change.
Hempstead Agency Inc is an insurance agent company operating in Hempstead, NY, that assists individuals and families in planning for future care needs. Its primary focus involves helping clients secure long-term care insurance policies that cover expenses related to extended medical or personal care services. The agency is well positioned to guide local residents through the complexities of policy options, benefit periods, and inflation protection. It can serve a variety of commercial sectors within the community, including professional offices, warehouses, and food service establishments.
As Hempstead residents plan for shifts in health and daily living needs, Anthem Blue Cross and Blue Shield provides guidance on long-term care coverage options. The company assists local clients in understanding policies that help pay for home care, assisted living, or nursing facility stays. This long-term care insurance agent evaluates individual situations to recommend suitable plans from available products. A thorough initial assessment of a client's potential future care costs begins the process of selecting appropriate coverage.
Medicare Anthem BlueCross BlueShield in Hempstead, NY, is known for guiding seniors and families through the complexities of long-term care insurance. It provides policy comparisons across multiple carriers to help clients address future care costs at home or in facilities. The agency also explains Medicaid asset protection and partnership program benefits relevant to the New York area. Its specialty service is coordinating policy transitions for clients already receiving short-term rehabilitation care.
What Does a a Long-Term Care Insurance Agent in Hempstead Cost?
Long-term care insurance premiums in New York vary by age health and coverage level. For a 55-year-old a policy with a 3-year benefit period and 5 percent inflation protection may cost between 1,500 and 3,000 per year. Older applicants or those with health issues may pay significantly more. This is general information not insurance advice.
About long-term care insurance agents in Hempstead
Long-term care insurance agents in Hempstead New York help residents plan for future care needs. New York offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Agents in Hempstead guide clients through policy options that comply with state regulations and local cost considerations.
Frequently Asked Questions
What does a long-term care insurance agent in Hempstead do?
A long-term care insurance agent helps you compare policies from different insurers and explains coverage for home care assisted living and nursing home care. They also advise on New York-specific programs like the Partnership for Long-Term Care. The agent does not provide legal or financial advice but can help you understand policy terms.
Does New York require long-term care insurance agents to have special licenses?
Yes agents must hold a valid New York State insurance license and complete continuing education on long-term care topics. New York requires agents to follow strict disclosure rules including providing a outline of coverage and a shoppers guide. These requirements help ensure you receive accurate information.
How does the New York Partnership for Long-Term Care affect my policy?
This program lets you keep a certain amount of assets if you later need Medicaid. The amount protected equals the benefits paid by your policy. Agents in Hempstead can explain how this partnership works and whether it suits your financial situation. Not all policies qualify for the partnership.
Long-Term Care Insurance Agents in Other New York Cities
Albany · Amherst · Babylon · Bay Shore · Bethpage · Binghamton · Bronx · Brooklyn · Buffalo · Cicero · Clarence · Clifton Park · Commack · Deer Park · East Meadow