The top-rated long-term care insurance agent in Jericho, New York is Prime Coverage Corp., rated 5.0 stars across 15 reviews. Other highly rated options include LifeHealthInsure, Easy Insurance Agency LLC, American Insurance NY. This directory lists 18 long-term care insurance agents serving Jericho.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Prime Coverage Corp. | 400 Jericho Tpke Suite 321 | (516) 518-6109 |
| 2 | LifeHealthInsure | A Wing, 1 Jericho Plaza, 1st Floor, Suite #101 | (800) 682-8890 |
| 3 | Easy Insurance Agency LLC | 1 Jericho Plaza | (516) 367-0659 |
| 4 | American Insurance NY | 1 Jericho Plaza | (516) 726-4681 |
| 5 | U.S. Insurance Agency | 25 Jericho Tpke | (516) 246-9400 |
| 6 | Secure Future Insurance Co | 30 Jericho Executive Plaza | (516) 531-7920 |
| 7 | American General Life Insurance Co | 25 S Service Rd | (516) 334-5600 |
| 8 | The RIA Group Inc | 400 Jericho Tpke | (516) 997-9292 |
| 9 | Omni Life Associates Inc | 375 N Broadway #203 | (516) 938-2465 |
| 10 | LTC Financial Partners | 196 Alta Terrace | (516) 935-4029 |
Prime Coverage Corp. serves Jericho and surrounding Nassau County, specializing in long-term care insurance agency services. The company helps individuals understand and select policies that cover custodial care, home health aides, and facility-based support. It guides clients through planning for future needs such as nursing home or assisted living costs. Local families rely on its expertise for policy comparisons and application assistance. Specific services include coverage analysis for in-home care and nursing facility benefits.
Easy Insurance Agency LLC serves the Jericho, New York area and surrounding Long Island communities. It assists clients with long-term care insurance, handling coverage designed to help manage the costs of extended medical or personal care needs. The agency focuses on educating individuals about policy options that protect assets and maintain independence. For a typical job, it begins with a thorough conversation to understand a client's financial goals and health considerations, then identifies suitable coverage choices.
Homeowners and their families in Jericho, New York, turn to American Insurance NY for help securing long-term care insurance. The agency assists clients in evaluating coverage options that can address future home health aide services or nursing facility stays. It focuses on explaining how policies help protect personal savings from substantial care expenses. American Insurance NY serves individuals preparing for retirement as well as adult children planning for aging parents. It also provides its services across the broader Nassau County area and nearby communities on Long Island.
For clients evaluating coverage, a short-term policy provides benefits for a set period, while a comprehensive plan offers protection across multiple years if needs extend. U.S. Insurance Agency in Jericho, NY, advises local individuals on such long-term care insurance options to help cover home health aides, assisted living, or nursing facility costs. These representatives review policy features, explain inflation protection, and assist with applications from local residents. Their services are available on either a one-time consultation or an as-needed basis for ongoing plan adjustments.
As winter approaches, many Jericho families begin reassessing their budgets and emergency plans, making long-term care insurance a frequent topic of discussion. Secure Future Insurance Co, based right here in Jericho, NY, provides guidance on coverage that helps protect savings from the high cost of extended care. The company focuses on explaining the differences between policy types, including daily benefit amounts and elimination periods. An initial assessment begins by reviewing a client’s financial situation and health history to determine eligibility.
American General Life Insurance Co provides guidance on long-term care insurance solutions for individuals in Jericho. It helps clients assess their needs for policies covering future care expenses. The company assists with plan selection and navigating coverage options to protect assets. As the cold winter months increase risks of slips and falls among older adults, the agency helps local families secure policies that address potential injury-related care costs.
The RIA Group Inc, based in Jericho, NY, assists individuals and businesses with planning for the financial challenges of extended care needs. As a dedicated long-term care insurance agency, the company focuses on policies designed to cover home health aides, assisted living, and nursing home stays. This coverage helps protect personal savings from the high costs of ongoing care. The agency can serve a variety of commercial sectors, including corporate offices, industrial warehouses, and food service providers.
Omni Life Associates Inc in Jericho provides long-term care insurance agent services to residents in the Jericho area. Commercial coverage options are also available for local businesses and their key personnel. The agency serves clients throughout Nassau County and beyond, addressing individual needs for future care planning. Advisors offer personalized consultations to review policy features and premiums. Follow-up visits are scheduled to adjust coverage as personal circumstances change. Regular check-ins help ensure policies remain suitable between each scheduled annual review.
LTC Financial Partners, located in Jericho, NY, is known for helping individuals evaluate their exposure to the high costs of extended personal care. Its service range includes analyzing policy options that cover nursing home, assisted living, and home-based care expenses in this region. The firm guides clients through policy selection and the medical underwriting process. A specialty service it can add on is a customized comparison of traditional versus hybrid life insurance policies paired with long-term care benefits.
What Does a a Long-Term Care Insurance Agent in Jericho Cost?
Long-term care insurance premiums in New York vary widely based on age, health, and chosen benefits. For a healthy 55-year-old in Jericho, a policy with 150 dollars daily benefit and 3-year term may cost 2,500 to 4,000 dollars annually. Older applicants or those with health conditions may pay significantly more. This is general information, not insurance advice.
About long-term care insurance agents in Jericho
Long-term care insurance agents in Jericho, New York help residents plan for future care costs while protecting assets. New York law requires agents to be licensed and to explain Partnership policies, which offer dollar-for-dollar asset protection. These policies must meet state standards to qualify for the New York Long-Term Care Insurance Partnership Program.
Frequently Asked Questions
What is the New York Long-Term Care Insurance Partnership Program?
This program allows policyholders to protect assets equal to the benefits paid by their policy. If you use 100,000 dollars in benefits, you can keep 100,000 dollars in assets and still qualify for Medicaid. Agents in Jericho can explain how this works with your financial plan.
Do long-term care insurance agents in Jericho need a special license?
Yes, agents must hold a valid New York insurance license and complete specific training on long-term care insurance. This training covers policy types, inflation protection, and the state Partnership rules. You can verify an agents license through the New York State Department of Financial Services.
What factors affect long-term care insurance premiums in Jericho?
Premiums depend on your age, health, benefit amount, and waiting period. New York law requires insurers to offer inflation protection options. A typical policy for a 55-year-old in Nassau County might cost between 2,000 and 4,000 dollars per year, but rates vary by carrier and coverage level.
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