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Find Long-Term Care Insurance Agents Near You in Merrick, NY

Directory of long-term care insurance agents in Merrick, New York. Verify credentials with the state department of insurance before hiring.

12 agents listed
Updated May 2026
Merrick, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 12 long-term care insurance agents in Merrick, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Marwan Jaser - State Farm Insurance Agent
1012 Jerusalem Ave, Merrick, NY 11566
(516) 548-7006 agentmarwan.com
Brandon Schlott: Allstate Insurance
31 Merrick Ave Unit 40, Merrick, NY 11566
(516) 378-5600 agents.allstate.com
Ricardo Mercado: Allstate Insurance
1393 Jerusalem Ave, Merrick, NY 11566
(516) 385-5900 agents.allstate.com
John Candon - State Farm Insurance Agent
1745 Merrick Ave # 5, Merrick, NY 11566
(516) 783-5522 agentcandon.com
Friends for Life Homecare & Medicaid Consultants
4 Merrick Ave, Merrick, NY 11566
(516) 208-8030 friendsforlifeny.com
Traci New York Elder Care
2380 Dobson Ave, Merrick, NY 11566
(516) 946-6070
MICHAEL PADGETT: Allstate Insurance
1821 Merrick Ave, Merrick, NY 11566
(516) 781-1600 agents.allstate.com
John Romero - State Farm Insurance Agent
10 Merrick Ave, Merrick, NY 11566
(516) 379-3700 johnromero.net
Brad Rosenberg: Allstate Insurance
174 Merrick Rd, Merrick, NY 11566
(516) 868-2100 agents.allstate.com
Apple Insurance Brokerage, Inc.
8 Merrick Ave, Merrick, NY 11566
(516) 307-9186
Allstate
174 Merrick Rd, Merrick, NY 11566
(516) 868-2100 agents.allstate.com
Vassallo Insurance
2174 Hewlett Ave Suite 200, Merrick, NY 11566
(516) 546-3077

Long-term care insurance agents in Merrick, New York help residents plan for future care costs while protecting assets. New York offers a Partnership for Long-Term Care program that allows policyholders to qualify for Medicaid without spending down all assets. Agents in Merrick can explain how these state-specific policies work and compare plans from multiple carriers.

What Does a Long-Term Care Insurance Agent in Merrick Cost?

Typical annual premiums for a 55-year-old in New York range from 1,500 to 3,500 dollars for a policy with a 150 dollar daily benefit and a three-year benefit period. Costs increase with age and additional features like 3 percent compound inflation protection. Actual premiums depend on your health, the insurance company, and the specific policy design. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Merrick do?
An agent helps you evaluate your need for long-term care coverage and compares policies from different insurers. They explain benefit triggers, elimination periods, and inflation protection options. The agent also assists with the application process and medical underwriting requirements.
How is New York Partnership for Long-Term Care different from standard policies?
New York Partnership policies offer dollar-for-dollar asset protection if you later need Medicaid. This means for every dollar your policy pays in benefits, you can keep a dollar of assets and still qualify for Medicaid. Standard policies do not provide this asset disregard feature.
What factors affect the cost of long-term care insurance in New York?
Costs depend on your age, health status, benefit amount, benefit period, and inflation protection choices. New York law requires policies to include certain consumer protections like guaranteed renewability. Premiums can vary significantly between carriers for the same coverage level.