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Find Long-Term Care Insurance Agents Near You in Middletown, NY

Browse long-term care insurance agents serving Middletown, New York. Updated 2026-07-14.

The top-rated long-term care insurance agent in Middletown, New York is James Demmer - State Farm Insurance Agent, rated 4.9 stars across 924 reviews. Other highly rated options include Joy Insurance, Curabba Insurance Agency, Evergreen Insurance Agency -Peter Schmidt. This directory lists 20 long-term care insurance agents serving Middletown.

Showing 20 long-term care insurance agents in Middletown, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1James Demmer - State Farm Insurance Agent13 James P Kelly Way ste a(845) 344-3276
2Joy Insurance639 E Main St(845) 683-5261
3Curabba Insurance Agency334 E Main St(845) 343-0855
4Evergreen Insurance Agency -Peter Schmidt690, 4 NY-211 E(845) 673-6127
5The Premium Select Group Inc.32 County Rd 78(845) 520-9774
6Hutchings Agency Inc.682 E Main St # 2D(845) 343-2148
7Nicole Feichtl at Comparion Insurance Agency265 NY-211 Suite 106B(845) 394-6155
8Lori Buhagiar: Allstate Insurance125 Dolson Ave Ste 22b(845) 343-5909
9Marshall+Sterling90 Crystal Run Rd(845) 343-2138
10Glenn Gleeson - State Farm Insurance Agent15 Dolson Ave(845) 342-5721
JD
13 James P Kelly Way ste a
James Demmer - State Farm Insurance Agent
Long-Term Care Insurance Agent · Middletown, NY

James Demmer - State Farm Insurance Agent serves the Middletown, New York, area and surrounding communities, specializing in long-term care insurance planning. The agency helps individuals assess their future care needs and select appropriate policy options to protect assets and maintain financial independence. Coverage is tailored to support a range of services, including home care and assisted living facility costs.

JI
639 E Main St
Joy Insurance
Long-Term Care Insurance Agent · Middletown, NY

Joy Insurance in Middletown, NY provides a range of long-term care insurance agency services, including helping clients evaluate policy options to protect assets from future care costs. The company assists in policy selection and manages ongoing service needs, such as explaining policy changes and aiding with claims assistance. It serves individuals and families who own or reside in single-family homes, apartments, retail spaces, and restaurants throughout the local area.

CI
334 E Main St
Curabba Insurance Agency
Long-Term Care Insurance Agent · Middletown, NY

Curabba Insurance Agency is known for helping individuals navigate the complexities of long-term care planning from its location in Middletown, New York. The agency assists clients in evaluating coverage options that protect assets and provide access to essential care services in the region. Their team explains policy features, such as benefit periods and inflation protection, to ensure informed decisions. For added security, the agency also coordinates with providers to offer hybrid life insurance policies that bundle long-term care benefits.

EI
690, 4 NY-211 E
Evergreen Insurance Agency -Peter Schmidt
Long-Term Care Insurance Agent · Middletown, NY
PS
32 County Rd 78
The Premium Select Group Inc.
Long-Term Care Insurance Agent · Middletown, NY

The Premium Select Group Inc., based in Middletown, NY, assists clients by distinguishing between one-time policy consultations and recurring service through ongoing policy reviews. Coverage options presented address both facility-based and home-based long-term care needs common in the region. Agent work involves explaining premium structures and benefit periods to local residents. Service for clients runs on an as-needed basis, with appointments scheduled when a policyholder requests a plan comparison or a claim assistance session.

HA
682 E Main St # 2D
Hutchings Agency Inc.
Long-Term Care Insurance Agent · Middletown, NY

As residents of Middletown plan for the security of their later years, the need for reliable long-term care coverage becomes a pressing concern. Hutchings Agency Inc. offers local guidance on the complex options available for protecting personal assets against future care costs. An agent first conducts an initial consultation to review an individual’s financial situation and evaluate their specific health outlook. This detailed assessment helps determine an appropriate policy structure before any formal plan is submitted.

NF
265 NY-211 Suite 106B
Nicole Feichtl at Comparion Insurance Agency
Long-Term Care Insurance Agent · Middletown, NY

At Nicole Feichtl at Comparion Insurance Agency in Middletown, NY, the team helps individuals plan for future care expenses. Long-term care insurance agents guide clients through policy options that cover assisted living, nursing homes, or home health services. This specialty work protects personal savings from rising healthcare costs while preserving independence. The agency serves local professionals, small business owners, and families seeking comprehensive coverage. It also assists commercial sectors, including offices, warehouses, and food service operations, by advising on employee benefit packages.

LB
125 Dolson Ave Ste 22b
Lori Buhagiar: Allstate Insurance
Long-Term Care Insurance Agent · Middletown, NY

Lori Buhagiar: Allstate Insurance specializes in long-term care insurance agent services, helping individuals in the Middletown area explore financial strategies for future care needs. The company generally works with clients to understand policy options and coverage details. It assists residents in safeguarding assets against the high costs of extended care. During the New Year planning season, many local families consult this agency to start securing coverage before potential health changes.

MS
90 Crystal Run Rd
Marshall+Sterling
Long-Term Care Insurance Agent · Middletown, NY

Marshall+Sterling serves the Middletown, New York area as a long-term care insurance agent. It assists clients in planning for future care needs, including nursing home and home health aide expenses. The agency helps individuals evaluate policies that cover daily living assistance within the region. Its work focuses on matching policy benefits to local care costs. Specific services it handles include facility-based care coverage and in-home personal care support.

GG
15 Dolson Ave
Glenn Gleeson - State Farm Insurance Agent
Long-Term Care Insurance Agent · Middletown, NY

Glenn Gleeson - State Farm Insurance Agent in Middletown, NY, provides long-term care insurance coverage for area residents requiring assistance with daily living activities. Commercial policies are also available for local businesses seeking to protect employees’ future care needs. The agency serves clients throughout Orange County and the surrounding Hudson Valley region. Regular follow-ups ensure coverage remains aligned with changing health circumstances, and policyholders are encouraged to schedule periodic reviews between annual visits.

LA
22 County Rd 78 #2
The Lang Agency LLC
Long-Term Care Insurance Agent · Middletown, NY
(845) 342-5264
thelangagency.com
MI
593 NY-211
Macri Isola Catherine Insurance Agency Inc.
Long-Term Care Insurance Agent · Middletown, NY
(845) 692-2277
cmiinsuranceagency.com
PI
265 Ballard Rd
Priority Insurance New York
Long-Term Care Insurance Agent · Middletown, NY
(315) 230-0587
RI
112 North St
Reineke Insurance Agency
Long-Term Care Insurance Agent · Middletown, NY
(845) 343-8000
curabba.com/reineke-insurance-agency
MI
610 Route 211 E, Ste 2
The Misner Insurance Agency, Inc.
Long-Term Care Insurance Agent · Middletown, NY
(845) 434-7755
misneragency.com
EI
117 North St
Estrella Insurance
Long-Term Care Insurance Agent · Middletown, NY
(845) 535-0095
agents.estrellainsurance.com/en-us/ny/middletown/402.html
NI
1934 NY-211
Nationwide Insurance: Vogel And Moore Inc.
Long-Term Care Insurance Agent · Middletown, NY
(845) 692-4441
agency.nationwide.com/ny/middletown/10941/vogel-and-moore-inc
IC
200 North St
Insurance Center
Long-Term Care Insurance Agent · Middletown, NY
(845) 342-0603
AW
225 Dolson Ave #304
Amy Warner - Aflac Insurance Agent
Long-Term Care Insurance Agent · Middletown, NY
(845) 782-0080
AP
125 Dolson Ave
Allstate Personal Financial Representative: Stephen Ehrlich
Long-Term Care Insurance Agent · Middletown, NY
(845) 798-5574
agents.allstate.com/stephen-ehrlich-middletown-ny.html

What Does a a Long-Term Care Insurance Agent in Middletown Cost?

Long-term care insurance premiums in New York vary by age, health, and policy features. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. For a 65-year-old, premiums often range from $2,500 to $5,000 annually. Partnership policies may have different pricing. This is general information and not insurance advice.

About long-term care insurance agents in Middletown

Long-term care insurance agents in Middletown, NY help residents plan for future care needs. New York State offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Agents can explain how these policies work with local care facilities and home care services in Orange County.

Frequently Asked Questions

What does a long-term care insurance agent in Middletown do?

An agent helps you compare policies from different insurance companies. They explain coverage options like nursing home care, home health aide services, and adult day care. Agents also guide you through New York specific rules such as the Partnership program and inflation protection requirements.

What are the NY requirements for long-term care insurance?

New York requires all policies to offer inflation protection and a nonforfeiture benefit. Policies must also include a 30-day free look period. Agents must be licensed in New York and follow state regulations regarding suitability and disclosure.

How do I choose a long-term care insurance agent in Middletown?

Look for an agent who is experienced with New York Partnership policies. Ask about their familiarity with local care costs in Orange County. Check that they hold a valid New York insurance license and can explain policy details clearly.

Long-Term Care Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.