The top-rated long-term care insurance agent in New Windsor, New York is Phillip Williams - State Farm Insurance Agent, rated 5.0 stars across 974 reviews. Other highly rated options include JMD Insurance Agency, Steve Cooney - State Farm Insurance Agent, Roger Dwyer: Allstate Insurance. This directory lists 13 long-term care insurance agents serving New Windsor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Phillip Williams - State Farm Insurance Agent | 164 Temple Hill Rd #300 | (845) 563-7100 |
| 2 | JMD Insurance Agency | 357 Windsor Hwy #300 | (845) 391-8646 |
| 3 | Steve Cooney - State Farm Insurance Agent | 316 Blooming Grove Turnpike 94 Suite 200 | (845) 562-6400 |
| 4 | Roger Dwyer: Allstate Insurance | 357 Windsor Hwy | (845) 562-1664 |
| 5 | Windgate Insurance Agency, Inc. | 375 Windsor Hwy #500 | (845) 562-8800 |
| 6 | Dalleo Group Insurance | 161 Windsor Hwy STE 200 | (845) 565-1516 |
| 7 | New York Life Insurance | 460 Temple Hill Rd | (845) 569-8200 |
| 8 | Bryan Insurance Agency, LLC | 287 Windsor Hwy #350 | (845) 565-2200 |
| 9 | American National Insurance Company/Fam Family Insurance Company | 88 Old Rte 9W suite 100 | (845) 562-0701 |
| 10 | Jannotti Insurance Agency | 20 Brown's Dr | (845) 564-2942 |
Phillip Williams - State Farm Insurance Agent serves the New Windsor, NY area and provides long-term care insurance services. The company helps local individuals and families plan for future care needs by offering policies that cover assisted living, nursing home stays, and in-home care. With a focus on protecting assets and preserving independence, the agency works with clients to evaluate options suited to their financial situations. It handles policy selection and ongoing coverage reviews for long-term care needs in this region.
JMD Insurance Agency provides comprehensive long-term care insurance planning services to clients in New Windsor, NY. The agency offers policy evaluations, personalized plan comparisons, and guidance through the application process. Clients can rely on ongoing support for policy maintenance, including premium reviews and benefit adjustments as needs evolve. Their services include assistance with claim filing and coordination with care providers. JMD Insurance Agency serves individual homeowners, residents of apartments, retail business owners, and operators of local restaurants.
Serving homeowners, families, and individuals in New Windsor, NY, Steve Cooney - State Farm Insurance Agent offers long-term care insurance policies designed to help cover the costs of custodial care services. The agency works with clients to explain policy options that protect savings from the high expenses of assisted living or home health aides. These plans are intended to provide financial security during later years when extended care may become necessary. The agency also serves communities in the surrounding Orange County area, including Newburgh and the greater Hudson Valley region.
Serving New Windsor and the surrounding Orange County communities, Roger Dwyer: Allstate Insurance handles long-term care insurance needs for local residents. The agency helps individuals plan for the financial impact of extended care, whether at home, in assisted living, or within a nursing facility. By assessing each client's unique situation, policies are selected to address future care costs while protecting assets. This agency uses a personalized consultation process to match coverage options with individual long-term care goals and budgets.
Windgate Insurance Agency, Inc. in New Windsor, New York offers long-term care insurance policies, which can be purchased either as a one-time plan or through recurring service options tailored to an individual’s needs. Coverage typically helps pay for care in a facility, an assisted living setting, or at home when a chronic condition arises. Service arrangements are generally scheduled on a one-time basis, as needed for policy review or new plan enrollment.
The Dalleo Group Insurance specializes in long-term care insurance solutions for individuals and families in New Windsor, NY. It provides guidance on policy selection and financial planning for future care needs. Serving residents across the area, the agency helps clients navigate coverage options to protect assets. Many clients seek advice when planning for retirement or adapting to recent health changes in a family member.
As residents of New Windsor begin considering how to protect their savings from the rising costs of extended care, New York Life Insurance provides guidance on long-term care coverage. The agency helps local families evaluate options that safeguard assets while planning for future health needs. By focusing on individual circumstances and policy details, the team ensures each plan aligns with personal financial goals. A common initial step involves a complimentary consultation to review current health status and potential benefit structures.
Bryan Insurance Agency, LLC, based in New Windsor, NY, assists clients in planning for the financial impact of extended care needs. As a long-term care insurance agent, the company focuses on policies designed to cover nursing home stays, assisted living, and in-home care services. It helps individuals evaluate coverage options that align with their specific circumstances. Bryan Insurance Agency can serve the insurance needs of local commercial sectors, including offices, warehouses, and food service businesses.
American National Insurance Company/Fam Family Insurance Company, located in New Windsor, NY, serves the local community with long-term care insurance agent services for residential clients. They also assist commercial clients in securing appropriate coverage across the New Windsor area. Agents help individuals and businesses evaluate their future care needs and compare available policy options. They can follow up with clients after regular visits to review plans and make necessary adjustments as circumstances change.
Jannotti Insurance Agency in New Windsor, NY, is known for guiding clients through the complexities of long-term care insurance, helping to protect assets and plan for future care needs. It provides individuals and families with policy options that cover nursing home, assisted living, and home-based care services. The agency also assesses local healthcare costs to recommend appropriate coverage amounts. A specialty service it can add on is offering policy reviews to adjust benefits as clients’ health and financial situations evolve.
What Does a a Long-Term Care Insurance Agent in New Windsor Cost?
In New York long-term care insurance premiums vary by age health and coverage level. A typical policy for a 55 year old might cost between 1500 and 3500 per year for a 150 dollar daily benefit with three year coverage. Rates are higher for older applicants and lower for younger healthier individuals. This is general information not insurance advice.
About long-term care insurance agents in New Windsor
A long-term care insurance agent in New Windsor New York can help you understand coverage options for nursing home care home health aides and assisted living. New York law requires agents to be licensed and to explain the state Partnership for Long-Term Care program which offers asset protection. Working with a local agent ensures you get guidance tailored to your needs and budget.
Frequently Asked Questions
What does a long-term care insurance agent do in New Windsor New York?
A long-term care insurance agent helps you compare policies from different carriers and explains coverage details like daily benefit amounts elimination periods and inflation protection. They can also tell you about New York State Partnership policies that protect your assets if you need Medicaid later. The agent does not provide legal advice but can help you choose a plan.
Do I need a special license to sell long-term care insurance in New York?
Yes agents in New York must hold a valid insurance license and complete a one-time eight hour training course on long-term care insurance. They must also take continuing education every two years to stay current on state rules and policy changes. Always verify an agents license through the New York State Department of Financial Services.
What is the New York State Partnership for Long-Term Care?
The Partnership is a program that lets you buy a qualified long-term care insurance policy and later qualify for Medicaid without spending down all your assets. The policy must meet state standards including inflation protection and a minimum benefit amount. An agent in New Windsor can explain how this program works with your financial plan.
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