The top-rated long-term care insurance agent in Patchogue, New York is Ken Kortright - State Farm Insurance Agent, rated 5.0 stars across 1,570 reviews. Other highly rated options include Robert Donahue - State Farm Insurance Agent, Bay Harbour Insurance Agency, Inc., Fidelis Care - Patchogue Community Office. This directory lists 18 long-term care insurance agents serving Patchogue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ken Kortright - State Farm Insurance Agent | 224 E Main St Ste A | (631) 289-7300 |
| 2 | Robert Donahue - State Farm Insurance Agent | 499-77 Sunrise Hwy | (718) 459-2609 |
| 3 | Bay Harbour Insurance Agency, Inc. | 88 Waverly Ave | (631) 758-1550 |
| 4 | Fidelis Care - Patchogue Community Office | 232 E Main St | (631) 475-7200 |
| 5 | Gary Lombardo: Allstate Insurance | 1 S Ocean Ave Ste 204 | (631) 740-9742 |
| 6 | Specialized Insurance | 204 Medford Ave | (631) 758-6780 |
| 7 | LIGHTHOUSE INSURANCE PATCHOGUE | 259 Medford Ave | (631) 289-6400 |
| 8 | Michael Cirigliano: Allstate Insurance | 629 NY-112 #10 | (631) 758-7225 |
| 9 | CRISTIAN LYNCH: Allstate Insurance | 440 Waverly Ave | (631) 289-5333 |
| 10 | Wekerle Agency Inc | 98 Medford Ave A | (631) 447-2626 |
Ken Kortright - State Farm Insurance Agent serves Patchogue and the surrounding Suffolk County area, offering long-term care insurance policies for local residents. The agency helps clients in Patchogue develop plans to manage the costs of extended care needs, working with individuals and families to identify suitable coverage options. These services include policy selection and initial consultations for long-term care insurance to protect assets and provide care options.
Robert Donahue - State Farm Insurance Agent in Patchogue, NY, offers long-term care insurance services to help clients plan for future personal care needs. The agency provides assistance in selecting and maintaining policies that cover extended stays in care facilities or home-based support. Ongoing service includes policy review and guidance through claims processes. This agent works with individuals seeking coverage for residential settings, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, individuals approaching retirement, and families planning future care needs turn to Bay Harbour Insurance Agency, Inc. in Patchogue, NY for long-term care insurance guidance. The agency works with clients to understand policy options that help cover expenses for assisted living, nursing homes, or in-home care as they age. It provides straightforward comparisons of coverage features available in the area. The company also serves residents across Suffolk County, including the neighboring community of Ronkonkoma.
Serving Patchogue and the surrounding communities of Suffolk County, this office focuses exclusively on arranging long-term care insurance policies for local residents. It handles individualized coverage plans that address future needs like in-home support and assisted living expenses. The daily work involves meeting with clients in their homes or at the Patchogue office to review policy options. It approaches each job by first assessing personal health factors and financial circumstances, then matching those details to suitable carrier products.
Gary Lombardo: Allstate Insurance provides specialized long-term care insurance planning services for individuals and families in Patchogue, New York. Its general service work includes policy review, cost comparison, and personalized coverage consultation to help clients understand their options for future care needs. The agency assists seniors and adults with protecting assets and ensuring access to home or facility-based support as they age. As colder weather approaches, it helps local clients evaluate coverage adjustments before seasonal illness risks increase.
Specialized Insurance assists individuals in Patchogue, NY, with planning for the financial impact of extended personal care needs. Its primary focus lies in offering long-term care insurance policies designed to help cover costs not paid by standard health coverage or Medicare. These policies can address expenses from in-home assistance, assisted living, or facility care. This company can serve the needs of professionals operating local offices, managers of warehouse operations, and owners of food service establishments.
When clients need care for a year or receive ongoing support, Lighthouse Insurance Patchogue arranges long-term care policies that fund recurring services. For individuals requiring help only after a hospital stay, the agency can guide coverage options for one-time care needs. Serving the Patchogue area, this firm focuses on insurance plans that protect against the high costs of extended nursing or home care. Their consultations and policy management are available strictly on an as-needed basis.
As colder months approach on Long Island, many residents in Patchogue begin evaluating their plans for future health and financial security. Michael Cirigliano: Allstate Insurance assists local clients by explaining different standard long-term care insurance options, helping people understand how policies can address potential care expenses not covered by general health coverage. The agency guides customers through comparing benefit periods, daily coverage amounts, and inflation protection features. An initial assessment meeting can be scheduled to review individual circumstances and begin developing a coverage strategy tailored to the client’s specific needs.
CRISTIAN LYNCH: Allstate Insurance in Patchogue, NY, is known for guiding clients through the complexities of long-term care coverage. The agency serves local residents seeking financial protection against future personal care needs, whether at home or in a facility. It helps individuals evaluate plan options that preserve assets and maintain independence as they age. A typical service includes explaining how long-term care policies integrate with broader retirement and health strategies. This agency also specializes in pairing this coverage with supplemental life insurance riders that accelerate benefits for chronic illness care.
Serving residential clients in Patchogue, Wekerle Agency Inc assists individuals with planning for their long-term care insurance needs. The agency also provides commercial coverage options for local businesses requiring employee benefit solutions. Their service area encompasses the broader Long Island community. They guide clients through policy comparisons and application processes during initial appointments. After a plan is in place, the agency offers ongoing follow-up consultations between regular review sessions to address any changes in circumstances or coverage requirements.
What Does a a Long-Term Care Insurance Agent in Patchogue Cost?
Long-term care insurance premiums in New York vary by age, health, and coverage amount. For a 55-year-old, a policy with a 3-year benefit period and $150 daily benefit may cost between $1,500 and $3,000 per year. For a 65-year-old, the same policy could cost $2,500 to $5,000 per year. These are estimates and actual costs depend on your specific situation. This is general information, not insurance advice.
About long-term care insurance agents in Patchogue
Long-term care insurance agents in Patchogue help residents plan for future care needs. New York State offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. These agents can explain policy options and guide you through the application process.
Frequently Asked Questions
What does a long-term care insurance agent in Patchogue do?
An agent helps you compare policies from different insurers. They explain coverage for home care, assisted living, and nursing home care. They also ensure the policy meets New York State requirements.
Is long-term care insurance required in New York?
No, it is not required. However, New York offers the Partnership program which provides asset protection if you later need Medicaid. An agent can explain how this works.
How do I choose a long-term care insurance agent in Patchogue?
Look for an agent licensed in New York with experience in long-term care policies. Ask about their knowledge of the New York Partnership program. Verify their credentials with the New York State Department of Financial Services.
Long-Term Care Insurance Agents in Other New York Cities
Albany · Amherst · Babylon · Bay Shore · Bethpage · Binghamton · Bronx · Brooklyn · Buffalo · Cicero · Clarence · Clifton Park · Commack · Deer Park · East Meadow