The top-rated long-term care insurance agent in Port Washington, New York is Michael Duval - State Farm Insurance Agent, rated 4.9 stars across 64 reviews. Other highly rated options include James Carew: Allstate Insurance, Elias Psarros: Allstate Insurance, Murray Surety Bond Agency, Inc.. This directory lists 13 long-term care insurance agents serving Port Washington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michael Duval - State Farm Insurance Agent | 133 Main St | (516) 944-9266 |
| 2 | James Carew: Allstate Insurance | 290 Main St | (516) 900-3090 |
| 3 | Elias Psarros: Allstate Insurance | 14 Vanderventer Ave Ste 125 | (516) 247-4175 |
| 4 | Murray Surety Bond Agency, Inc. | 322 Main St | (212) 962-7600 |
| 5 | Nelson Rivera Jr.: Allstate Insurance | 65 Manorhaven Blvd | (516) 674-0600 |
| 6 | Phillips General Insurance Agency | 180 Main St | (516) 489-9800 |
| 7 | Total Dollar Insurance | 1 Pleasant Ave | (516) 833-1555 |
| 8 | Risk Management Services, LLC | 7A Irma Ave | (516) 888-0140 |
| 9 | Acrisure Port Washington, NY (Folan Agency Ltd.) | 378 Port Washington Blvd | (516) 267-6104 |
| 10 | H.F. Kane Benefits Solutions | 191 Main St Suite 153 | (516) 672-7605 |
Michael Duval - State Farm Insurance Agent serves clients in Port Washington, New York, and the surrounding Nassau County area with long-term care insurance services. The agency helps individuals plan for future personal care needs by offering policy options that cover nursing home stays, assisted living facilities, and home-based care. As a local long-term care insurance agent, the office provides guidance on benefit tailoring and cost management strategies. It handles policy comparisons and plan enrollment for local residents.
James Carew: Allstate Insurance provides long-term care insurance planning services in the Port Washington, NY area, assisting clients with policy selection and coverage options tailored to future care needs. The agency focuses on helping individuals secure protection for home health care, assisted living, and nursing facility expenses. It services single-family homes, apartments, retail establishments, and restaurants within the local community.
Elias Psarros: Allstate Insurance serves homeowners, families, and individuals in Port Washington, NY, who are planning for future health care costs. As a long-term care insurance agent, the agency helps clients understand policy options that protect savings against the expense of extended care. Guidance is provided on coverage for in-home care, assisted living, and nursing facility stays. The agent also serves the greater Nassau County area, including nearby communities like Manhasset, Roslyn, and Great Neck.
Serving Port Washington and the surrounding North Shore communities of Long Island, Murray Surety Bond Agency, Inc. handles long-term care insurance needs for local residents. It assists clients in evaluating policies that help cover costs of extended care services. The agency works to match individuals with coverage options designed to protect assets and maintain financial stability during later years. It typically completes a consultation by reviewing a client's current health profile and financial situation to recommend suitable policy features.
Nelson Rivera Jr.: Allstate Insurance in Port Washington, NY assists clients in distinguishing between one-time long-term care policy purchases and recurring service modifications, such as updating coverage limits or beneficiaries. As a long-term care insurance agent, the practice guides individuals through options for nursing home, home health, and assisted living benefits while explaining how premiums and benefit periods affect overall protection. Planning appointments are available on an as-needed basis to accommodate shifting needs as clients age.
Phillips General Insurance Agency specializes in guiding clients through long-term care insurance options, offering personalized assessments of policy features and coverage needs in Port Washington. It assists individuals and families in comparing plans that protect assets and ensure access to quality care. The agency helps clients navigate the complexities of choosing appropriate benefit periods and inflation protection. During open enrollment periods or after a significant health change, it provides timely guidance on adjusting existing coverage or securing new policies.
As winter arrives on Long Island, many families begin evaluating how to safeguard retirement savings against potential long-term care needs. Total Dollar Insurance in Port Washington helps clients navigate these decisions by reviewing policy options that address local care costs and asset protection strategies. The agent works closely with individuals to clarify coverage gaps and compare plan structures. A typical process begins with scheduling a no-obligation initial assessment to review current health status and financial goals before exploring suitable policy choices.
Risk Management Services, LLC, based in Port Washington, NY, advises individuals and families on planning for future custodial needs through long-term care insurance coverage. The company assists clients in comparing policy options that help protect savings from the high costs of skilled nursing, assisted living, or home care services common in the New York area. To support a broader client base, this firm extends its services to local commercial sectors including offices, warehouses, and food service operations.
Acrisure Port Washington, NY (Folan Agency Ltd.) serves residents in Port Washington and the surrounding area by providing long-term care insurance solutions tailored to individual needs. The agency also assists local businesses with commercial coverage options to protect their operations and employees. Services extend to clients across Nassau County and nearby communities. Agents guide customers through plan selection and policy details, helping them secure financial protection for future long-term care needs. After enrolling, the office remains available for follow-up questions and policy adjustments between regular check-ins to maintain appropriate coverage.
H.F. Kane Benefits Solutions, based in Port Washington, NY, is recognized for guiding individuals through the complexities of long-term care insurance. The agency offers services that include evaluating personal health care needs and comparing policies to protect assets and future independence. Clients can receive assistance in navigating plan benefits and managing the claims process. The agency also provides focused support on hybrid life and long-term care insurance policies as a specialty add-on.
What Does a a Long-Term Care Insurance Agent in Port Washington Cost?
Long-term care insurance premiums in New York vary by age, health, and coverage level. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. Partnership policies may have slightly higher premiums. Costs also depend on the daily benefit amount and benefit period you choose. This is general information, not insurance advice.
About long-term care insurance agents in Port Washington
Long-term care insurance agents in Port Washington, New York help residents plan for future care needs. New York State offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Agents in Port Washington can explain how these policies work with local care facilities and home care services.
Frequently Asked Questions
What does a long-term care insurance agent in Port Washington do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage options, costs, and how New York Partnership policies work. They do not provide legal advice but can help you choose a plan.
How does New York law affect long-term care insurance?
New York requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a 60-day free look period for new policies. Agents must follow New York Department of Financial Services rules when selling policies.
What is the New York Partnership for Long-Term Care?
This program lets you keep some assets if you later need Medicaid. A qualified agent can help you buy a Partnership policy that meets state standards. These policies are only available through licensed agents in New York.
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