ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Long-Term Care Insurance Agents Near You in Rochester, NY
Browse long-term care insurance agents serving Rochester, New York. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Rochester, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 20 long-term care insurance agents in Rochester, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Elmwood Agency
1 Reserve View Blvd, Rochester, NY 14618
(585) 548-4500
elmwoodagency.com
VanScoter Insurance Agency LLC
1577 W Ridge Rd Suite 218, Rochester, NY 14615
(585) 663-2004
vanscoterinsurance.com
Quinton Insurance
2700 Elmwood Ave, Rochester, NY 14618
(585) 244-9004
quintoninsurance.com
Freeway Insurance
2199 E Henrietta Rd, Rochester, NY 14623
(585) 283-2053
locations.freeway.com
Freeway Insurance
1363 Long Pond Rd, Rochester, NY 14626
(585) 225-2560
locations.freeway.com
Mazzola Insurance
1619 East Ridge Road, Rochester, NY 14621
(585) 266-7130
mazzolainsurance.org
FLANAGAN MILLS INSURANCE AGENCY
448 Titus Ave, Rochester, NY 14617
(585) 678-8008
themillsagency.com
Insurance Marketplace Agency
150 Allens Creek Rd Suite 220, Rochester, NY 14618
(585) 482-9980
insmarketplace.com
InsuranceTrak Services
4515 Culver Rd # 206, Rochester, NY 14622
(585) 282-0934
insurancetrak.com
Lifetime Financial Group, LLC
35 State St, Rochester, NY 14614
(585) 325-2525
lifetimefinancialgrp.com
Twelve Corners Insurance Agency LLC
919 S Winton Rd #210, Rochester, NY 14618
(585) 789-6488
12cornersinsurance.com
Woodbury Insurance Agency: Allstate Insurance
200 Winton Rd, Rochester, NY 14610
(585) 288-4901
agents.allstate.com
Century Benefits Group
400 White Spruce Blvd suite c, Rochester, NY 14623
(585) 224-8138
centurybenefitsgroup.com
Rochester Group Inc
1100 Long Pond Rd Suite 100, Rochester, NY 14626
(585) 794-5640
rochestergroupinc.com
Vail Agency
849 Paul Rd Ste 220, Rochester, NY 14624
(585) 889-4650
vail-insurance.com
Toni Conner at Comparion Insurance Agency
1200 Jefferson Rd Suite 100-A, Rochester, NY 14623
(585) 613-3092
comparioninsurance.com
The Belmont Agency Insurance
333 Metro Park Suite S202, Rochester, NY 14623
(585) 571-7006
belmontagencyllc.com
Peter Harris at Comparion Insurance Agency
1200 Jefferson Rd Suite 100-A, Rochester, NY 14623
(585) 613-3885
comparioninsurance.com
Ridgecrest Insurance Agency LLC
4424 Lyell Rd, Rochester, NY 14606
(585) 287-5490
erieinsurance.com
M-Power Agency LLC
530 Titus Ave, Rochester, NY 14617
(585) 678-8844
m-poweragency.com
Long-term care insurance agents in Rochester New York help residents plan for future care needs such as nursing home stays or home health aide services. New York State offers a Partnership for Long-Term Care program that allows policyholders to protect a portion of their assets while qualifying for Medicaid. Agents in Rochester can explain these state-specific benefits and guide you through policy options from various carriers.
What Does a Long-Term Care Insurance Agent in Rochester Cost?
Long-term care insurance agent services in New York typically do not charge a separate fee because agents earn commissions from the insurance company. Policy premiums vary widely based on age health and coverage level. For a 55-year-old in Rochester a policy with a 3-year benefit period and 5% inflation protection might cost between 150 and 300 dollars per month. Younger applicants generally pay less while older applicants pay more. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the New York Partnership for Long-Term Care?
The New York Partnership for Long-Term Care is a state program that lets you keep assets equal to the benefits paid by your policy if you later need Medicaid. It requires a qualified agent to sell these plans. This can help Rochester residents avoid spending down all savings.
Do I need a special license to sell long-term care insurance in New York?
Yes, agents in New York must complete a one-time training course and ongoing continuing education to sell long-term care insurance. They must also follow strict rules about suitability and replacement of policies. Always verify your agent holds the proper New State license.
How does New York regulate long-term care insurance rate increases?
New York requires insurers to get approval from the Department of Financial Services before raising rates on long-term care policies. Rate increases must be justified by actual claims experience. Policyholders in Rochester have protections against sudden or unfair premium hikes.
Free • No Obligation
Compare Long-Term Care Insurance Agents
Get matched with agents in Rochester who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.