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Find Long-Term Care Insurance Agents Near You in St James, NY
Looking for a long-term care insurance agent in St James? Review the directory below to compare your options.
10 agents listed
Updated May 2026
St James, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 10 long-term care insurance agents in St James, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
James Winter - State Farm Insurance Agent
312 Lake Ave, St James, NY 11780
(631) 981-1000
jamesjwinter.com
Thomas Maher: Allstate Insurance
462 Moriches Rd, St James, NY 11780
(631) 686-5177
agents.allstate.com
Christian Gregory: Allstate Insurance
872 Middle Country Rd, St James, NY 11780
(631) 265-5800
agents.allstate.com
Jim Winter - State Farm Insurance Agent
312 Lake Ave, St James, NY 11780
(631) 584-5929
jameslwinter.com
Tim Fleming: Allstate Insurance
419 N Country Rd Ste 1, St James, NY 11780
(631) 208-5266
agents.allstate.com
Dowling Knipfing Klein Insurance
500 Lake Ave, St James, NY 11780
(631) 584-6222
dkkins.com
James Insurance service NY
610 Middle Country Rd, St James, NY 11780
(917) 336-8437
George F. Diffendale, Principle - New York Life
499 Lake Ave, St James, NY 11780
(631) 670-7693
newyorklife.com
CSI Insurance Agency
271 Lake Ave, St James, NY 11780
(631) 257-5522
csiinsagency.com
SA Health Plans Inc
670 Middle Country Rd suite b, St James, NY 11780
(631) 769-1584
sahealthplans.com
Long-term care insurance agents in St James, New York help residents plan for future care needs such as nursing home or home health aide services. New York has a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid out. Agents licensed in New York can guide you through policies that meet state requirements and offer tax advantages under state law.
What Does a Long-Term Care Insurance Agent in St James Cost?
The cost of long-term care insurance in New York varies widely. For a 55-year-old in good health, a policy with a 165 dollar daily benefit and 3-year benefit period may cost between 1,500 and 3,000 dollars per year. For a 65-year-old, the same coverage could range from 2,500 to 5,000 dollars annually. Premiums are influenced by age, health status, inflation protection, and benefit duration. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent do in St James?
A long-term care insurance agent helps you compare policies from different insurers and explains coverage options for nursing homes, assisted living, and home care. They also advise on how New York Partnership policies can help protect your assets.
How does New York law affect long-term care insurance?
New York requires insurers to offer inflation protection and nonforfeiture benefits on certain policies. The New York Partnership program also requires specific policy standards to qualify for asset protection under Medicaid.
What is the typical cost of long-term care insurance in New York?
Annual premiums for a 55-year-old in New York can range from 1,500 to 4,000 dollars depending on coverage amount and benefit period. Costs vary by age, health, and policy features. This is general information, not insurance advice.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.