The top-rated long-term care insurance agent in Staten Island, New York is Christine Relyea - State Farm Insurance Agent, rated 5.0 stars across 1,423 reviews. Other highly rated options include Home Insurance Agency, NYC Business Group, Alpha Omega Coverage Corp. This directory lists 21 long-term care insurance agents serving Staten Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christine Relyea - State Farm Insurance Agent | 2391 Richmond Ave | (718) 698-5803 |
| 2 | Home Insurance Agency | 900 South Ave #300 | (917) 636-9134 |
| 3 | NYC Business Group | 3971 Victory Blvd | (718) 554-3425 |
| 4 | Alpha Omega Coverage Corp | 1253 Richmond Ave | (718) 494-4440 |
| 5 | Terry Monroe State Farm Insurance Agent | 3135 Victory Blvd | (718) 761-4310 |
| 6 | 5Boroughs Insurance Agency | 1110 South Ave | (718) 766-8121 |
| 7 | W.H. Roth & Co. Inc. | 1775 South Ave | (718) 494-4500 |
| 8 | Smart Choice Insurance of NY | 1931 Richmond Ave | (315) 239-1293 |
| 9 | Fidelis Care - Staten Island Community Office | 965 Richmond Ave | (718) 420-1236 |
| 10 | Public Insurance Agency Co | 3457 Richmond Rd | (516) 421-6764 |
Christine Relyea - State Farm Insurance Agent serves the Staten Island, New York, metro area, specializing in long-term care insurance policies. This agent assists local residents with planning for future care needs, helping them to protect savings and maintain financial security during retirement. Services address the costs of extended nursing home stays, in-home care, and assisted living arrangements. Policy options are evaluated to fit individual budgets and varying levels of required support. The agency handles consultation for both basic and enhanced long-term care coverage plans.
Home Insurance Agency provides a full range of long-term care insurance services in Staten Island, helping clients plan for future healthcare needs. The agency offers policy comparisons and enrollment assistance, as well as ongoing service and maintenance plans to review coverage as personal circumstances change over time. It works with individuals to understand the nuances of long-term care benefits and how they coordinate with other assets. The agency services single-family homes, apartments, retail businesses, and local restaurants.
Homeowners and families in Staten Island, New York, turn to NYC Business Group for professional guidance in selecting long-term care insurance policies. This agency helps clients understand coverage options that address potential future care needs, including in-home services and facility-based care. By assessing individual financial situations and personal health considerations, the company aims to find suitable plans that offer security and peace of mind. Its service area also extends to the neighboring communities of Brooklyn and the rest of the greater New York City metropolitan region.
Alpha Omega Coverage Corp serves Staten Island, New York, and the surrounding communities of Brooklyn, Queens, and northern New Jersey. It specializes in helping residents compare and enroll in long-term care insurance policies that cover home health aides, assisted living, and nursing home costs. The agency focuses on understanding each client’s health background and financial situation to recommend appropriate coverage options for future care needs. When handling a typical job, it outlines the policy differences and application process step by step.
Located in Staten Island, NY, Terry Monroe State Farm Insurance Agent helps clients distinguish between one-time need assessments for immediate coverage and recurring plan reviews for evolving long-term care needs. Coverage options address home care, assisted living, and nursing facility expenses that basic health insurance typically excludes. Policy design focuses on protecting retirement savings from the high costs of extended personal or medical support. Service operates on either a scheduled basis for annual policy checkups or an as-needed basis for life changes that require policy adjustments.
5Boroughs Insurance Agency specializes in securing long-term care policies for Staten Island residents, focusing on coverage for nursing home stays and home health aides. The agency guides clients through plan comparisons and benefit structures. As a local resource for long-term care insurance, it helps families prepare for future care needs. Its services are especially valuable during the open enrollment period when older adults may seek updated coverage adjustments for changing health situations.
As New Yorkers on Staten Island plan for retirement or face changing health needs, long-term care insurance becomes a consideration for protecting savings and maintaining independence. W.H. Roth & Co. Inc. serves local residents as an agent for such policies, helping clients understand available coverage options and how to match them with personal circumstances and regional regulations. The typical process begins with an initial consultation to review a client’s current health status, financial situation, and future care preferences to determine suitable plan designs.
Smart Choice Insurance of NY serves clients in their Staten Island residences, helping them navigate long-term care insurance options. The agency also offers coverage solutions for small businesses in the surrounding New York area. A dedicated agent works closely with individuals to explain policy terms and assist with applications for protecting future care needs. After an initial consultation and policy purchase, clients can expect attentive follow‑up service and assistance with any policy adjustments or questions between their regular, recurring visits.
Fidelis Care - Staten Island Community Office provides insurance guidance for individuals in Staten Island, focusing specifically on Long-Term Care Insurance Agent services. This office helps clients navigate coverage options that address future assisted living, home health care, and nursing facility needs. Standard policies often cover daily personal care and custodial support. The team assists commercial sectors, including offices, warehouses, and food service businesses, in evaluating employee benefit packages and long-term care protection options.
Public Insurance Agency Co in Staten Island, NY, is known for guiding clients through the complexities of long-term care insurance. Its service range includes helping individuals evaluate their future care needs and compare suitable policy options from different providers. The firm focuses on protecting clients’ savings against the high costs of nursing homes or home health aides. Each plan review accounts for local care expenses and policy riders. An additional specialty is coordinating coverage with existing Medicare or Medicaid plans to prevent gaps.
What Does a a Long-Term Care Insurance Agent in Staten Island Cost?
Long-term care insurance premiums in New York vary widely based on age and health. For a healthy 55-year-old, a policy with a $150 daily benefit and a 3-year benefit period might cost between $1,500 and $3,000 per year. For a 65-year-old, the same coverage could range from $2,500 to $5,000 annually. These are estimates only. This is general information and does not constitute insurance advice.
About long-term care insurance agents in Staten Island
A long-term care insurance agent in Staten Island can help you navigate New York-specific policies and regulations. New York offers a Partnership for Long-Term Care program that allows policyholders to protect a portion of their assets if they need Medicaid. An agent can explain how these plans work and help you compare coverage options from multiple carriers.
Frequently Asked Questions
What is the New York Partnership for Long-Term Care?
It is a state program that combines private long-term care insurance with Medicaid asset protection. If you buy a qualifying policy and later need Medicaid, you can keep assets equal to the benefits your policy paid. An agent can explain the specific requirements.
How do I choose a long-term care insurance agent in Staten Island?
Look for an agent licensed in New York with experience in long-term care policies. Ask about their familiarity with New York Partnership plans and the different carriers available. Check their credentials and client reviews to ensure they understand local needs.
What factors affect long-term care insurance premiums in New York?
Premiums are based on your age, health, the amount of daily benefit, the benefit period, and the elimination period. New York also requires certain consumer protections that can affect pricing. An agent can help you compare quotes from different insurers.
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