The top-rated long-term care insurance agent in Troy, New York is Mick Butler - State Farm Insurance Agent, rated 4.9 stars across 262 reviews. Other highly rated options include Kelly McGrath - State Farm Insurance Agent, Attanasio Agency, LLC, John Loughlin - State Farm Insurance Agent. This directory lists 14 long-term care insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mick Butler - State Farm Insurance Agent | 961 Hoosick Rd | (518) 237-6425 |
| 2 | Kelly McGrath - State Farm Insurance Agent | 233 N Greenbush Rd | (518) 272-7000 |
| 3 | Attanasio Agency, LLC | 235 Pawling Ave | (518) 266-0311 |
| 4 | John Loughlin - State Farm Insurance Agent | 160 Oakwood Ave | (518) 266-9965 |
| 5 | Freeway Insurance | 351 Broadway | (518) 520-0450 |
| 6 | Culnan Insurance Agency LLC | 16C N Greenbush Rd | (518) 326-1191 |
| 7 | Wm. J. Fagan & Sons, Inc | 15 1st St | (518) 272-3471 |
| 8 | Met Life | 500 Jordan Rd | (518) 691-0764 |
| 9 | Brundige Insurance Agency | 8 Grange Rd | (518) 279-1940 |
| 10 | Insurance Depot | 639 Pawling Ave | (518) 279-1190 |
Mick Butler - State Farm Insurance Agent serves the Troy, New York metro area and surrounding communities. As a long-term care insurance agent, this office helps individuals plan for future care needs that are not typically covered by standard health insurance. The agency guides clients through the process of selecting appropriate coverage for nursing home, assisted living, and home-based care expenses. They handle consultation on policy options, including inflation protection and benefit eligibility requirements, to tailor plans for local families preparing for extended medical care.
As a long-term care insurance agent in Troy, NY, Kelly McGrath - State Farm Insurance Agent provides assistance with planning for future care needs. Services include evaluating policy options that may help cover costs of assisted living or nursing care. The agency also helps review existing plans and explains how long-term care coverage can fit into an overall financial strategy. Properties we service include single-family homes, apartments, retail, and restaurants.
Attanasio Agency, LLC provides services primarily for individuals and families seeking financial security against the high cost of extended care. As a long-term care insurance agent in Troy, NY, the company helps clients understand policy options that protect savings from nursing home, assisted living, and in-home care expenses. It guides customers through the planning process to select appropriate coverage amounts and benefit periods. The agency also serves residents throughout the greater Capital District area, including communities such as Albany.
Serving Troy, NY, and the surrounding communities, John Loughlin - State Farm Insurance Agent specializes in long-term care insurance. The agency helps local clients plan for future needs related to extended medical or personal care at home or in a facility. It provides guidance on selecting suitable coverage options for both individuals and families throughout the area. For a typical case, the agency reviews a client's personal health history and financial goals to recommend a tailored policy that addresses their specific long-term care concerns and budget.
Freeway Insurance, operating as a Long-Term Care Insurance Agent in Troy, New York, provides financial planning solutions focused on covering extended care needs, including in-home assistance and nursing facility stays. The agent assists clients in selecting appropriate policies and offers ongoing service support to adjust coverage as personal circumstances change. This ensures policyholders maintain adequate protection against future care costs. The agency regularly serves individuals residing in single-family homes, as well as those managing apartment complexes and local retail storefronts.
Home care services are provided either for a defined period of illness or recovery, while continuous long-term care insurance addresses daily living assistance for chronic conditions. Coverage is structured around facility, home, or community-based care, tailored to individual health needs. Based in Troy, NY, Culnan Insurance Agency LLC focuses on this specific insurance category. Services are arranged on an as-needed basis, beginning with a personal consultation to evaluate eligibility and plan options.
Wm. J. Fagan & Sons, Inc specializes in offering long-term care insurance policies to individuals in Troy, NY, helping clients manage the high costs associated with extended health services. The agency provides guidance on selecting coverage that protects assets and ensures access to home care, assisted living, or nursing facility stays. As a licensed agent, the company works with local residents to evaluate their future care needs. With the arrival of winter, it assists families in planning for potential seasonal health challenges that may require immediate long-term support.
For those in the Troy area facing winter months that can stress health and mobility, planning for future care needs becomes a common concern. Met Life provides local access to long-term care insurance policies designed to protect savings from the high costs of extended assistance. The agency works with individuals to explain coverage options for nursing homes, home health aides, and adult day services. An initial consultation typically begins with a review of a client’s current finances and health situation to determine policy suitability before any formal assessment.
Brundige Insurance Agency provides comprehensive long-term care insurance planning services to individuals and families in the Troy, New York area, helping clients address the financial challenges of extended care needs. The firm specializes in policies that cover nursing home stays, in-home care, and assisted living facility expenses, ensuring flexibility for varying levels of future care. Commercial clients concerned with employee benefits can receive coverage tailored for office environments, warehouse operations, and food service industry settings.
Insurance Depot assists Troy residents with securing long-term care insurance coverage for residential needs, including in-home support and facility-based care. The agency also provides commercial coverage options for businesses seeking group long-term care benefits for their workforce. Serving clients throughout the Troy, NY area, the team helps individuals and organizations navigate policy choices that address future care expenses. Clients can connect with the agency to review existing plans or arrange follow-up services that support ongoing coverage adjustments between regular policy review visits.
What Does a a Long-Term Care Insurance Agent in Troy Cost?
Long-term care insurance agent services in Troy New York typically charge no direct fee because they earn commissions from insurance companies. Policy premiums vary widely based on age and health. For a 55-year-old in New York, a policy might cost between 1,500 and 3,000 dollars per year. Older applicants or those with health issues may pay more. This is general information and not insurance advice.
About long-term care insurance agents in Troy
A long-term care insurance agent in Troy New York helps you plan for future care needs. New York state law requires agents to be licensed and follow specific disclosure rules. These professionals guide you through policy options that can protect your assets.
Frequently Asked Questions
What does a long-term care insurance agent in Troy do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage details like daily benefit amounts and elimination periods. Agents in New York must follow state regulations on policy illustrations and suitability.
How do I choose a long-term care insurance agent in Troy New York?
Look for an agent licensed in New York with experience in long-term care insurance. Ask about their knowledge of New York Partnership for Long-Term Care policies. Check their standing with the New York State Department of Financial Services.
What is the New York Partnership for Long-Term Care?
This is a state program that offers special policies with asset protection features. If you buy a qualified partnership policy, you can keep some assets and still qualify for Medicaid. An agent can explain how this works for Troy residents.
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