The top-rated long-term care insurance agent in Wantagh, New York is Remco Agency, rated 4.9 stars across 339 reviews. Other highly rated options include Sandra Simpson - State Farm Insurance Agent, Christina Shaw: Allstate Insurance, CHARLES DISANTO: Allstate Insurance. This directory lists 15 long-term care insurance agents serving Wantagh.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Remco Agency | 3265 Merrick Rd | (516) 488-3040 |
| 2 | Sandra Simpson - State Farm Insurance Agent | 1268 Wantagh Ave | (516) 221-4242 |
| 3 | Christina Shaw: Allstate Insurance | 2086 Wantagh Ave | (516) 900-1234 |
| 4 | CHARLES DISANTO: Allstate Insurance | 749 Wantagh Ave | (516) 579-8700 |
| 5 | Coverage Plus Insurance Brokerage & Triple R Coverage Corp. | 3285 Sunrise Hwy #200 | (516) 887-8100 |
| 6 | Nationwide Insurance: Joseph J Dimonda | 2175 Wantagh Ave Ste 101 | (516) 783-1085 |
| 7 | RLH Diamond Group | 1414 Wantagh Ave | (516) 399-1970 |
| 8 | First Infinity Coverage Group, Inc. | 1400 Wantagh Ave #101 | (516) 882-1226 |
| 9 | Quality Senior Services of America | 3280 Sunrise Hwy #375 | (516) 679-1622 |
| 10 | USA+ Insurance Agency | 1220 Wantagh Ave Suite 5 | (516) 882-5410 |
Remco Agency serves the Wantagh, New York, area as a long-term care insurance agent. The company assists individuals in planning for future care needs through specialized coverage options. It focuses on helping clients understand policy features such as daily benefit amounts and benefit periods. The firm also guides residents through the application process for these essential financial protection plans. Remco Agency specifically handles comprehensive nursing home benefit plans and home health care insurance policies.
Sandra Simpson - State Farm Insurance Agent offers a range of long-term care insurance services for residents in Wantagh, NY. The agency assists clients in understanding policies designed to cover assisted living, nursing home care, and in-home support. It helps individuals review existing coverage and explore plan options to manage future care needs. Ongoing service includes consultations to adjust plans as circumstances change. The firm services single-family homes, apartments, retail locations, and local restaurants in the Wantagh area.
Christina Shaw: Allstate Insurance serves homeowners, renters, and business owners in the Wantagh, New York area who are looking to secure long-term care coverage. The agency helps clients understand how these policies can protect their savings and provide options for future care needs. It also assists with integrating long-term care planning into existing financial strategies. Each consultation is tailored to the client’s specific situation and budget. The company additionally covers neighboring communities such as Massapequa and all of Nassau County.
Charles DiSanto: Allstate Insurance serves Wantagh, New York, and the surrounding Long Island communities, handling long-term care insurance policies for local residents. This agency helps clients plan for future care needs, including nursing home, assisted living, and home health care expenses. They typically review a client’s financial situation and health history to match them with a suitable policy, then guide them through the application process from start to finish.
Coverage Plus Insurance Brokerage & Triple R Coverage Corp. in Wantagh, NY, specializes in helping individuals secure long-term care insurance policies to cover nursing home stays, assisted living, and home health care expenses. The agency guides clients through plan selection and eligibility requirements. It assists local families in planning for the financial impact of aging and chronic illness, addressing concerns like the rising cost of care and protecting retirement assets against unexpected medical needs. This is especially relevant during open enrollment periods when coverage options and premiums often change.
For many clients, long-term care insurance is secured through a single policy purchase, whereas updating coverage as needs change involves periodic policy reviews. Joseph J Dimonda serve residents of Wantagh, NY and help navigate the complexities of long-term care insurance coverage, including policy features, benefit triggers, and elimination periods. The agency guides clients through plan selection and claim support on an as-needed basis, with policy reviews and adjustments arranged by appointment or as life circumstances require.
As families on Long Island begin planning for the future, securing dependable long-term care coverage becomes essential. RLH Diamond Group, based in Wantagh, helps local residents navigate their options for protecting assets and ensuring care access in later years. The agency works with individuals to understand policy structures, including benefit triggers and inflation protection common in New York plans. A comprehensive initial assessment of each client’s financial situation and future care preferences typically begins the agent-guided process, followed by a tailored policy review.
First Infinity Coverage Group, Inc. focuses on helping individuals plan for potential long-term care needs through insurance solutions. The agency specializes in tailoring coverage options for various care scenarios, assisting clients in Wantagh and the surrounding area. It works with both private individuals and businesses that want to protect their employees or themselves against the rising costs of extended care. The companies it can serve include professional offices, commercial warehouses, and food service establishments seeking to offer or secure this specific type of financial protection.
Quality Senior Services of America assists residents in Wantagh, NY with long-term care insurance planning for their homes and daily living needs. The company also provides commercial coverage solutions for local businesses and serves clients throughout the entire Wantagh area. Their agents help individuals evaluate policy options to protect assets and manage future care expenses. After an initial consultation, representatives schedule follow-up appointments to review changes in coverage and provide ongoing support between regular policy visits.
USA+ Insurance Agency in Wantagh, NY, is known for guiding clients through the complexities of long-term care coverage, helping local families protect assets against the high cost of extended care. The agency assesses individual health profiles and financial situations to match clients with appropriate policy options for nursing home, assisted living, and home-based care. It also specializes in offering hybrid life and long-term care policies that combine death benefits with care funding.
What Does a a Long-Term Care Insurance Agent in Wantagh Cost?
Long-term care insurance premiums in New York vary by age, health, and coverage level. A typical policy for a 55-year-old might cost between 150 and 300 dollars per month. New York Partnership plans may have slightly higher premiums due to asset protection features. This is general information and not insurance advice.
About long-term care insurance agents in Wantagh
Long-term care insurance agents in Wantagh, New York help residents plan for future care needs. New York offers a Partnership for Long-Term Care program that allows policyholders to protect a portion of their assets. A local agent can explain how these state-specific plans work with Medicaid.
Frequently Asked Questions
What does a long-term care insurance agent in Wantagh do?
An agent helps you compare policies from different insurance companies. They explain coverage options like home care and nursing facility benefits. They also guide you through New York Partnership plan requirements.
Does New York require a special license to sell long-term care insurance?
Yes. Agents must complete a one-time training course approved by the New York State Department of Financial Services. They must also take continuing education every two years to stay compliant.
How does the New York Partnership for Long-Term Care work?
This program lets you keep a dollar of assets for every dollar your policy pays in benefits. You must buy a state-approved policy from a licensed agent. This helps you qualify for Medicaid later without spending down all your savings.
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