The top-rated long-term care insurance agent in Bothell, Washington is David Strasser - State Farm Insurance Agent, rated 5.0 stars across 433 reviews. Other highly rated options include Lorenzo Valdivia Jr - State Farm Insurance Agent, Rocio Luna-Culotti - State Farm Insurance Agent, ProStar Insurance. This directory lists 16 long-term care insurance agents serving Bothell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Strasser - State Farm Insurance Agent | 18404 120th Ave NE Unit 103 | (425) 318-8964 |
| 2 | Lorenzo Valdivia Jr - State Farm Insurance Agent | 17901 Bothell Everett Hwy Ste F-105 | (425) 408-0576 |
| 3 | Rocio Luna-Culotti - State Farm Insurance Agent | 22020 17th Ave SE #220 | (425) 318-4143 |
| 4 | ProStar Insurance | 10308 NE 183rd St | (425) 881-2400 |
| 5 | Joel Hensel - State Farm Insurance Agent | 19201 120th Ave NE #106 | (425) 455-1400 |
| 6 | Kristina Frazier - State Farm Insurance Agent | 11801 NE 160th St ste b | (425) 488-0449 |
| 7 | Farmers Insurance - Rares Boghez | 22232 17th Ave SE Ste 212 | (425) 214-4436 |
| 8 | Ilana Yagudayev American Family Insurance | 22910 Bothell Everett Hwy Ste 101 | (425) 485-9020 |
| 9 | English Insurance Group | 11830 NE 195th St | (425) 673-7948 |
| 10 | Ordinary Insurance Agency WA | 19201 120th Ave NE | (509) 584-5169 |
David Strasser - State Farm Insurance Agent serves Bothell and surrounding areas of King and Snohomish counties, focusing on long-term care insurance for local residents. The agency helps clients plan for future needs related to extended medical or personal care services. Policies aim to cover costs not handled by standard health insurance or Medicare. A primary service involves guiding clients through policy options that can help protect assets and maintain financial stability. The agency also assists families with comparing benefit durations and daily coverage amounts specific to long-term care arrangements.
Lorenzo Valdivia Jr - State Farm Insurance Agent in Bothell, WA, provides long-term care insurance services including needs assessments and policy placement. The agency offers ongoing support through policy reviews and claim filing assistance to help clients manage their coverage over time. Services include guiding individuals through plan options that address future care costs. The agency typically serves homeowners and renters in single-family homes, as well as those living in apartments, and assists clients connected to retail and restaurant properties.
Rocio Luna-Culotti - State Farm Insurance Agent in Bothell, WA, serves homeowners, businesses, and property managers seeking financial protection. This agency provides long-term care insurance, helping clients plan for future health needs and asset preservation. Coverage options focus on sustaining personal independence and managing extended care costs. Residents of Bothell and the surrounding Snohomish County area, including Kirkland, can consult this office for tailored policy guidance.
ProStar Insurance serves clients in Bothell, Washington, and the surrounding communities across the greater Seattle area. The agency handles long-term care insurance policies designed to help cover costs for nursing homes, assisted living, and in-home care. It assists individuals in evaluating coverage options that protect assets during retirement. A typical engagement involves a thorough review of the client’s personal financial situation, followed by a comparison of available plans from multiple providers to find suitable benefit levels and policy terms.
Joel Hensel - State Farm Insurance Agent in Bothell, WA assists clients in distinguishing between policies that require a single upfront premium payment and those with recurring monthly or annual installments when considering long-term care coverage. Such coverage typically helps manage costs linked to extended assistance provided in various settings outside standard medical care plans. Service arrangements for consultations or policy reviews are available on a one-time, scheduled, or as-needed basis.
Kristina Frazier - State Farm Insurance Agent in Bothell, WA, specializes in long-term care insurance, helping clients plan for future needs such as in-home assistance or nursing facility stays. The agency also provides general personal insurance products, including auto and home policies. For those preparing for retirement or adjusting to a new health diagnosis, it addresses concerns about preserving savings against the high cost of extended care, which can create financial strain during winter when family members often reassess aging relatives’ support systems.
Farmers Insurance - Rares Boghez provides long-term care insurance solutions for individuals in Bothell, Washington. This agency focuses on policies designed to help cover the costs of extended care services not typically paid by standard health plans or Medicare. The agent assists clients with selecting coverage options for home care, assisted living, or nursing facility stays. In addition to personal lines, the agency can serve commercial sectors including local offices, warehouses, and food service businesses.
As winter approaches in Bothell, many families begin planning for the potential need for extended home-based support. Ilana Yagudayev American Family Insurance helps local residents evaluate their coverage options for such long-term care expenses. The company guides clients through policy features that can provide financial flexibility during recovery or chronic illness. Their work includes discussing how benefits coordinate with existing retirement plans and Medicare. An initial consultation involves reviewing personal health goals and reviewing potential care scenarios one might face.
English Insurance Group assists Bothell residents with long-term care insurance to help protect assets during later life stages. The agency also supports local businesses by setting up relevant employee coverage options across the greater Seattle area. Their work revolves around explaining policy features, comparing benefit structures, and guiding clients through application processes tailored to individual needs. After initial policies are placed, agents maintain contact to review evolving coverage requirements and adjust plans as needed during regular service intervals.
What Does a a Long-Term Care Insurance Agent in Bothell Cost?
Long-term care insurance costs in Washington vary by age health and benefit amount. A typical policy for a healthy 55-year-old might cost between $1,500 and $3,000 per year. For a 65-year-old the same policy could range from $2,500 to $5,000 annually. Costs also depend on inflation riders and waiting periods. This is general information not insurance advice.
About long-term care insurance agents in Bothell
Long-term care insurance agents in Bothell Washington help residents plan for future care needs while protecting savings. Washington State has the WA Cares Fund which provides limited long-term care benefits but many people choose private insurance for more comprehensive coverage. An agent can explain how private policies work alongside state programs and help you compare plans from different carriers.
Frequently Asked Questions
What does a long-term care insurance agent in Bothell do?
An agent helps you understand policy options for nursing home home care and assisted living. They review your health and finances to recommend suitable plans from multiple insurance companies. They also explain how Washington State law affects your coverage choices.
Do I need long-term care insurance in Washington State?
Washington has the WA Cares Fund which provides a small benefit for eligible residents but it may not cover all costs. Private insurance can fill gaps and offer more choices for care settings. An agent can help you decide if a private policy is right for your situation.
How do Washington State laws affect long-term care insurance?
Washington requires insurers to offer certain consumer protections like free look periods and inflation protection options. The state also regulates rate increases and policy renewals. An agent can explain these rules and how they apply to your policy.
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