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Find Long-Term Care Insurance Agents in Kirkland, WA
Directory of long-term care insurance agents in Kirkland, Washington. Verify credentials with the state department of insurance before hiring.
16 agents listed
Updated May 2026
Kirkland, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 16 long-term care insurance agents in Kirkland, WA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Vern Fonk Insurance
12535 Totem Lake Blvd NE, Kirkland, WA 98034
(425) 880-1004
vernfonk.com
Constance Ann - State Farm Insurance Agent
12405 NE 124th St, Kirkland, WA 98034
(425) 821-2225
constanceinsurance.com
CEG Life Insurance Services
611 4th Ave. suite a, Kirkland, WA 98033
(425) 947-5232
ceglife.com
Absolute Insurance Solutions
733 7th Ave #204, Kirkland, WA 98033
(425) 610-6909
insuredbyabsolute.com
Ken Williams CHFC CLTC CLU CHRS INC
11335 NE 122nd Way #105, Office 117, Kirkland, WA 98034
(425) 539-2016
kenwilliamschfc.com
ALLSTAR Financial Insurance
9805 NE 116th St suite 206, Kirkland, WA 98034
(425) 814-6378
allstarfinancialinsurance.com
CHOICE Insurance
1715 Market St # 100, Kirkland, WA 98033
(425) 739-6565
choiceinsurance.net
Best insurance Kirkland
3951 Lake Washington Blvd NE, Kirkland, WA 98033
(253) 518-3812
Kirkland insurance co
5710 Lake Washington Blvd NE, Kirkland, WA 98033
(253) 242-9167
Commercial Insurance Northwest
959 6th St South, Kirkland, WA 98033
(425) 600-9292
Lee Insurance Services
11410 98th Ave NE, Kirkland, WA 98033
(425) 576-0464
mrandsins.com
Totem Agencies Inc
10526 NE 68th St, Kirkland, WA 98033
(425) 827-8774
totemagencies.com
Top insurance agency
11811 NE 128th St, Kirkland, WA 98034
(253) 256-5842
Secured Insurance Kirkland
11312 NE 124th St, Kirkland, WA 98034
(509) 213-0549
Genworth Financial
10515 NE 120th Pl, Kirkland, WA 98034
(425) 823-8961
genworth.com
U.S. Insurance Solutions
4806 109th Ave NE, Kirkland, WA 98033
(206) 409-3546
ushealthinsurancesolutions.com
Long-term care insurance agents in Kirkland, Washington help residents plan for future care costs such as nursing home or in-home care. Washington state has the WA Cares Fund, a public long-term care benefit program, which may affect private policy choices. An agent can explain how private insurance coordinates with state benefits and local care facilities in King County.
What Does a Long-Term Care Insurance Agent in Kirkland Cost?
Long-term care insurance premiums in Washington vary widely based on age, health, benefit amount, and policy features. A typical policy for a healthy 55-year-old might cost between 1500 and 3000 dollars per year. For a 65-year-old, annual premiums often range from 2500 to 5000 dollars. Costs are higher for policies with inflation protection or shorter elimination periods. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Kirkland do?
A long-term care insurance agent helps you compare policies from different carriers to find coverage that fits your budget and health needs. They explain policy features like benefit periods, elimination periods, and inflation protection. In Washington, agents can also advise on how private insurance interacts with the WA Cares Fund payroll tax and benefits.
How does Washington state law affect long-term care insurance?
Washington state has the WA Cares Fund, which provides a limited long-term care benefit to eligible workers who pay the payroll tax. Private long-term care insurance can supplement this benefit. Agents must follow state regulations regarding policy disclosures and suitability standards when selling policies in Washington.
Do I need long-term care insurance if I live in Kirkland?
Long-term care costs in Kirkland and King County are high, with nursing home stays often exceeding 10000 dollars per month. Private insurance can protect your savings and assets. The decision depends on your age, health, income, and whether you qualify for WA Cares Fund benefits or other state programs.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Washington.