The top-rated long-term care insurance agent in Kennewick, Washington is Vern Fonk Insurance, rated 4.9 stars across 849 reviews. Other highly rated options include Rojas Insurance, Highstreet Insurance & Financial Services, State Farm: Scott Smith. This directory lists 20 long-term care insurance agents serving Kennewick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Vern Fonk Insurance | 7520 W Clearwater Ave Suite C | (509) 281-7001 |
| 2 | Rojas Insurance | 3311 W Clearwater Ave Suite D102 | (509) 619-0936 |
| 3 | Highstreet Insurance & Financial Services | 6816 W Rio Grande Ave C | (509) 736-3599 |
| 4 | State Farm: Scott Smith | 2555 S Quillan Pl Suite 110 | (509) 783-0172 |
| 5 | AAA Washington Insurance Agency - Tri-Cities | 8518 W Gage Blvd #1 | (509) 783-2141 |
| 6 | The Bruggeman Agency, Inc. American Family Insurance | 7103 W Grandridge Blvd STE B | (509) 736-5555 |
| 7 | Tim Schweiger - COUNTRY Financial Representative | 7411 W Clearwater Ave Uppr D | (509) 396-7352 |
| 8 | Purple Tree Insurance | 8350 W Grandridge Blvd Ste 200 | (509) 866-5188 |
| 9 | Senior Benefits Solutions | 1407 N Young St # A9 | (509) 735-1011 |
| 10 | Legacy One Insurance | 8508 W Gage Blvd | (509) 204-8517 |
As families in Kennewick consider financial planning for retirement, the need to protect assets against future care costs becomes increasingly relevant. Vern Fonk Insurance assists local residents by explaining options for long-term care coverage policies available in Washington. The agency helps individuals understand complex policy terms and compare benefits to match varying health and budget situations. Clients receive practical guidance on policy features that address assisted living or in-home support needs. An initial consultation is scheduled to review personal circumstances and assess appropriate coverage choices.
Rojas Insurance serves the Kennewick, Washington, area and the broader Benton County region as a long-term care insurance agent. The company helps local residents understand and secure coverage that protects assets against the high costs of extended care, whether at home or in a facility. An agent can review different policy options and benefit structures to find a suitable fit for each individual’s needs. The firm handles both traditional long-term care policies and hybrid life insurance policies with long-term care riders.
Highstreet Insurance & Financial Services provides a range of long-term care insurance options tailored to help individuals in the Kennewick area plan for future care needs. The agency assists clients in understanding policy benefits and enrolling in coverage that addresses assisted living, nursing home, or in-home care expenses. Regular policy reviews are offered to ensure plans remain aligned with changing health circumstances or financial goals. The firm services single-family homes, apartments, retail properties, and restaurants.
Serving Kennewick and the surrounding communities of the Tri-Cities area, State Farm: Scott Smith handles long-term care insurance, helping clients plan for future care needs like in-home assistance or nursing facility stays. The agency understands that each situation involves unique financial considerations and personal health goals. For a typical job, the agent first reviews a client’s existing assets and desired care environment, then suggests coverage options that balance monthly premiums with long-term benefit limits. This process ensures clients have a clear plan for managing potential care costs without exhausting their savings.
AAA Washington Insurance Agency - Tri-Cities serves local homeowners, families, and individuals planning for future healthcare needs. It provides long-term care insurance policies designed to help cover expenses for nursing homes, assisted living, and in-home care in the Kennewick area. Its services include explaining policy options, comparing plans from various carriers, and assisting with applications. This agency supports clients in securing coverage that protects assets and ensures access to needed long-term care services. It also serves residents throughout the larger Tri-Cities metro, including Richland.
The Bruggema Agency, Inc., operating under American Family Insurance in Kennewick, provides specialized long-term care insurance services to help individuals plan for future medical and personal care needs. It also offers general insurance guidance and policy management for clients throughout the area. These plans address the rising costs of extended medical support, including in-home assistance and facility care. As Washington families prepare for the upcoming holiday season, the agency is available to assist with policy updates that anticipate the financial impact of winter health challenges.
As the seasons turn and older residents of Kennewick, Washington, begin planning for potential future health needs, long-term care insurance becomes a relevant consideration. Tim Schweiger - COUNTRY Financial Representative works to address these planning concerns directly. The representative helps individuals review policy options that can cover extended care services, whether at home or in a facility. A typical initial step involves a basic assessment of a client’s current financial portfolio and personal care preferences to determine suitable coverage needs.
Purple Tree Insurance in Kennewick helps clients compare one-time policy purchases against continuing premium payment schedules for long-term care coverage. The agency works with individuals to understand how these distinct payment structures affect overall protection benefits and budget planning. Policy consultations often address regional care costs, lifetime benefit limits, and inflation adjustment options suitable for Washington State residents. Client service typically operates on an as-needed basis, available whenever a current policyholder requires a policy review, claims assistance, or a new coverage assessment.
Senior Benefits Solutions provides guidance on long-term care insurance options for individuals and families in the Kennewick area. The company specializes in helping clients explore policies that can cover expenses associated with assisted living, nursing homes, and in-home care services. These plans are designed to protect savings from the high costs of extended care. The firm serves a variety of commercial sectors, including local offices, warehouses, and food service establishments, offering tailored insurance solutions for each business environment.
What Does a a Long-Term Care Insurance Agent in Kennewick Cost?
Long-term care insurance premiums in Washington vary by age health and coverage amount. For a 55 year old a policy might cost between 150 and 300 dollars per month. For a 65 year old the same policy could cost 300 to 600 dollars per month. This is general information and not insurance advice.
About long-term care insurance agents in Kennewick
Long-term care insurance agents in Kennewick Washington help residents plan for future care needs. Washington State has a long-term care trust act that requires most workers to contribute starting July 2023. An agent can explain how private policies may offer an exemption from this state program.
Frequently Asked Questions
What does a long-term care insurance agent in Kennewick do?
An agent helps you compare policies from different insurers. They explain coverage for nursing homes home health aides and adult day care. They also help you understand Washington State rules for long-term care insurance.
How does Washington State law affect long-term care insurance?
Washington has a WA Cares Fund that provides a limited benefit for long-term care. Private long-term care insurance policies can qualify for an exemption from this state program. An agent can show you how to meet exemption requirements.
What should I bring to a meeting with a long-term care insurance agent?
Bring your current health information and any existing insurance policies. Also bring details about your income and assets. The agent uses this to recommend suitable coverage options.
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