The top-rated long-term care insurance agent in Bremerton, Washington is Scott Cashman - State Farm Insurance Agent, rated 4.9 stars across 369 reviews. Other highly rated options include Vern Fonk Insurance, H&K Insurance Agency, Inc., Haley Insurance Agency Inc.. This directory lists 16 long-term care insurance agents serving Bremerton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Cashman - State Farm Insurance Agent | 1550 NE Riddell Rd Ste 160 | (360) 627-7947 |
| 2 | Vern Fonk Insurance | 3620 Wheaton Wy A | (360) 686-6069 |
| 3 | H&K Insurance Agency, Inc. | 3105 Wheaton Wy | (360) 377-7645 |
| 4 | Haley Insurance Agency Inc. | 400 Warren Ave UNIT 105 | (360) 626-6173 |
| 5 | Debbie Doll Insurance Agent Broker | 500 Pacific Ave UNIT 200 | (360) 302-3446 |
| 6 | Michael Gribbin: Allstate Insurance | 4040 Wheaton Wy Ste 211 | (360) 479-9850 |
| 7 | Allstate Insurance: West Hills Insurance Agency | 950 W Hills Blvd | (360) 616-3300 |
| 8 | Affordable Insurance Service | 243-249 4th St | (360) 282-0904 |
| 9 | Steve Kumar: Allstate Insurance | 3331 Kitsap Way B | (360) 373-6895 |
| 10 | Best Insurance WA | 2909 WA-303 | (425) 470-6908 |
Scott Cashman - State Farm Insurance Agent serves families and individuals in Silverdale looking to secure their future with long-term care coverage. The agency assists clients in planning for potential care needs, helping them understand policy options and navigate coverage details. It also works with retirees assessing asset protection strategies and younger adults considering early planning. Services extend to property managers and business owners evaluating group benefit offerings. The agency also operates in the surrounding Kitsap County area, including Bremerton.
Vern Fonk Insurance in Bremerton, Washington helps clients distinguish between one-time policy purchases for immediate coverage needs and recurring premium payment plans that maintain long-term protection. Their long-term care insurance options are designed to address future custodial and medical expenses, ensuring financial security for aging. Clients should consider how regular premiums provide ongoing benefits, while one-time strategies may fund a lump-sum policy upfront. All consultations and policy management are offered on either a scheduled or as-needed basis, tailored to individual circumstances.
H&K Insurance Agency, Inc. serves the Bremerton, Washington area as a long-term care insurance agent. The agency assists clients in planning for future care needs such as home health aides or assisted living facility stays. It helps individuals and families navigate policy options, including coverage for skilled nursing care. H&K Insurance guides customers through the process of selecting and applying for long-term care insurance policies. It handles both individual policies and spousal care benefit coordination in this region.
Haley Insurance Agency Inc. in Bremerton, WA provides long-term care insurance options designed to help clients prepare for future health and personal care needs. Its services include policy selection assistance, plan comparisons, and ongoing policy reviews to adapt to changing circumstances. Maintenance support includes regular check-ins to keep coverage aligned with current living situations and financial goals. The agency handles coverage for single-family homes, apartments, retail, and restaurants.
Residents and families in Bremerton and surrounding areas rely on Debbie Doll Insurance Agent Broker for long-term care insurance guidance. The agency assists clients in planning for future healthcare needs, including nursing home, assisted living, and in-home care expenses. Policies are explained clearly so individuals can make informed decisions about protecting assets and ensuring care access. The company serves communities across Kitsap County, including Silverdale and the broader Bremerton metro area.
Michael Gribbin: Allstate Insurance in Bremerton provides long-term care insurance, which differs from a one-time purchase of a life policy by involving recurring premium payments for ongoing coverage. This type of insurance helps protect assets by covering costs for extended care needs, such as nursing home or home health aide services, that are not paid by standard health plans. A long-term care policy can be customized to individual needs, though specific benefits vary by plan. This service typically operates on a scheduled, recurring fee basis rather than one-time or as-needed visits.
Allstate Insurance: West Hills Insurance Agency serves clients in Bremerton, Washington, and the surrounding Kitsap County communities, handling long-term care insurance needs. This coverage helps individuals plan for potential future costs associated with extended nursing or home-based care. The agency evaluates each client’s unique financial situation and health considerations to identify appropriate policy options from available carriers. It generally takes a thorough, consultative approach, guiding clients through the selection process to help ensure their long-term care plan aligns with their personal budget and goals.
Affordable Insurance Service, located in Bremerton, WA, specializes in helping clients secure long-term care coverage that addresses future health and personal support needs. The agency works directly with individuals and families to explain policy options and coordinate the application process. General services include comparing coverage levels and advising on plans designed to protect assets. Prior to retirement season each year, many local residents seek guidance from this agent on adjusting existing coverage to account for rising care costs.
As the population of Bremerton ages, many families begin planning for the financial challenges of extended healthcare needs. Steve Kumar: Allstate Insurance addresses this common concern by offering personalized long-term care insurance policies designed to protect savings and provide access to home or facility-based services. The agent helps clients compare coverage options that coordinate with Medicare or personal resources, focusing on straightforward policy explanations. To begin, the agency schedules an initial consultation to review assets, health history, and the specific level of care required.
Best Insurance WA serves clients in Bremerton and the surrounding area, specializing in long-term care insurance. The agency helps individuals plan for future care needs by explaining policy options and coverage details. Its advisors assist with comparing different plans to find suitable protection for long-term health expenses. The firm provides guidance to various commercial sectors, including offices, warehouses, and food service establishments seeking employee benefits.
What Does a a Long-Term Care Insurance Agent in Bremerton Cost?
Long-term care insurance premiums in Washington vary by age health and coverage level. A typical policy for a 55-year-old may cost between 150 and 300 dollars per month. Costs increase with age and for richer benefit packages. This is general information not insurance advice.
About long-term care insurance agents in Bremerton
Long-term care insurance agents in Bremerton help residents plan for future care needs. Washington State offers the WA Cares Fund public program but private policies provide additional options. Agents can explain how private coverage interacts with state benefits.
Frequently Asked Questions
What does a long-term care insurance agent in Bremerton do?
An agent helps you compare policies from different companies. They explain coverage for nursing homes home care and assisted living facilities. They also clarify how Washington State law affects your policy choices.
How does Washington State law affect long-term care insurance?
Washington has a partnership program that lets policyholders protect assets if they later need Medicaid. Agents can explain this asset protection feature. Policies must also comply with state consumer protection rules.
What is the WA Cares Fund and do I still need private insurance?
WA Cares is a state payroll tax that provides limited long-term care benefits starting in 2026. Private insurance can cover costs beyond that benefit. An agent can help you decide if a supplemental policy is right for you.
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