The top-rated medicare insurance agent in Melville, New York is First Heritage Insurance Agency, rated 4.9 stars across 1,453 reviews. Other highly rated options include PRK Insurance Agency Inc, Brian M. Gill - State Farm Insurance Agent, Plan Medicare - Long Island Medicare Agent. This directory lists 22 medicare insurance agents serving Melville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | First Heritage Insurance Agency | 324 S Service Rd | (631) 659-0189 |
| 2 | PRK Insurance Agency Inc | 425 Broadhollow Rd Suite 415 | (516) 799-9001 |
| 3 | Brian M. Gill - State Farm Insurance Agent | 713 Walt Whitman Rd | (631) 549-9444 |
| 4 | Plan Medicare - Long Island Medicare Agent | 48 S Service Rd Suite 400 | (516) 900-7877 |
| 5 | The Modern Medicare Agency | 445 Broadhollow Rd #25 | (631) 387-4403 |
| 6 | Senior Services of North America, Inc. | 532 Broadhollow Rd #106 | (888) 230-2199 |
| 7 | MICHAEL M INSURANCE SERVICES | 445 Broadhollow Rd #25 | (631) 774-3786 |
| 8 | Safe Haven Insurance Agency | 555 Broadhollow Rd | (631) 608-1137 |
| 9 | Jane O'Malley Insurance | 532 Broadhollow Rd #106 | (631) 804-5523 |
| 10 | La Grange Inc. | 734 Walt Whitman Rd #208 | (631) 629-4360 |
First Heritage Insurance Agency serves the Melville area of Suffolk County, offering Medicare insurance agent services to local residents. The agency helps clients navigate Medicare plan options, including enrollment periods and coverage details specific to New York. It assists with comparing Medicare Advantage and Medicare Supplement plans to find suitable individual health coverage. Its services include guiding clients through Part D prescription drug plan selections and annual enrollment changes.
PRK Insurance Agency Inc in Melville, New York, provides Medicare plan selection assistance, including annual enrollment reviews and coverage comparisons. It offers ongoing support for navigating plan changes and benefit updates throughout the year. The agency helps individuals evaluate their healthcare needs against available options, such as Medicare Advantage or supplement plans. Its agent guidance can clarify prescription drug coverage and out-of-pocket costs. PRK Insurance Agency Inc services single-family homes, apartments, and a mix of retail and restaurant properties.
Brian M. Gill - State Farm Insurance Agent serves homeowners and individual policyholders in the Melville area who require Medicare insurance guidance. The agency offers personalized assistance in evaluating plan options and understanding coverage needs during enrollment periods. Its focus is on helping clients navigate Medicare supplements and prescription drug plans with clear, straightforward support. The office also covers nearby communities in Suffolk County, including Huntington Station and Dix Hills.
Serving Melville, NY, and the surrounding Long Island communities, Plan Medicare - Long Island Medicare Agent helps clients navigate their Medicare options. It handles both Medicare Advantage and Medicare Supplement plans, assisting individuals during their initial enrollment or annual election periods. The agent works directly with clients to explain plan differences, network restrictions, and out-of-pocket costs. For a typical job, it reviews a client's current coverage and health needs, then presents a few clearly compared plan choices, helping them complete the final enrollment forms.
The Modern Medicare Agency in Melville, NY helps clients distinguish between one-time plan comparisons and ongoing annual policy management. They assist with selecting from available Medicare plans, including prescription drug coverage and Medicare Advantage options. Their guidance focuses on aligning coverage with individual healthcare needs and budget constraints. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s current enrollment stage and annual review preferences.
Senior Services of North America, Inc. in Melville, NY specializes in helping individuals navigate Medicare plan options, including supplements, Advantage plans, and Part D. Its general work involves guiding clients through annual enrollment periods, verifying eligibility, and comparing coverage choices. The agency assists with changes during the Medicare Open Enrollment season, ensuring local residents update their plans to match new healthcare needs or costs for the upcoming year.
As the annual Medicare open enrollment period prompts many Long Island residents to reassess their coverage, MICHAEL M INSURANCE SERVICES in Melville provides dedicated guidance through the complex landscape of Medicare plans. The agency focuses on helping local seniors compare their options for Medicare Advantage, supplement, and Part D prescription drug coverage. A thorough initial needs assessment is conducted during a complimentary in-person or virtual consultation, allowing the agent to present tailored plan recommendations that align with each client’s healthcare requirements and budget.
Safe Haven Insurance Agency in Melville, NY, assists individuals with their Medicare coverage needs, guiding them through the various plan options available in the local market. The agency specializes in Medicare insurance, helping clients compare Medicare Advantage, Medigap, and Part D prescription drug plans. It serves a wide range of commercial sectors, including medical offices, retail warehouses, and local food service establishments.
Jane O'Malley Insurance is known for guiding clients through Medicare options in Melville, NY. The agency helps individuals navigate Original Medicare, Medicare Advantage, and Part D prescription drug plans. It also advises on Medicare Supplement insurance, ensuring clients find appropriate coverage for their healthcare needs. As a local Medicare insurance agent, the company provides assistance during the Annual Enrollment Period and special enrollment windows. A specialty service it can provide is personalized plan comparison reviews to identify potential savings on out-of-pocket costs.
La Grange Inc. serves residents in Melville, New York, by guiding them through Medicare insurance plan choices, including enrollment and annual reviews. Commercial coverage options are also addressed for local business owners navigating group health requirements. The company provides ongoing support across the greater region, helping clients understand their options without pressure or unnecessary confusion. Follow-up service is a standard practice, ensuring that adjustments identified during regular annual check-ins can be implemented smoothly between those scheduled visits.
What Does a a Medicare Insurance Agent in Melville Cost?
Medicare insurance agents in New York are typically paid by insurance companies through commissions, not by clients. You do not usually pay a fee for agent services. Plan costs vary: Medicare Part B premiums start at $174.70 per month in 2024, and Medigap plans in New York range from about $100 to $400 per month depending on age and plan type. This is general information, not insurance advice.
About medicare insurance agents in Melville
A Medicare insurance agent in Melville, New York can help you navigate plan choices, including Medicare Advantage and Medigap. New York state law guarantees a six-month open enrollment period for Medigap policies starting when you turn 65. Agents licensed in New York must follow state regulations on plan marketing and enrollment timelines.
Frequently Asked Questions
What does a Medicare insurance agent in Melville do?
A Medicare insurance agent helps you compare plans, understand coverage options, and enroll in Medicare Part A, Part B, Part D, or Medicare Advantage. They are licensed in New York and can explain how state-specific rules affect your choices.
When can I enroll in Medicare in New York?
Your Initial Enrollment Period starts three months before you turn 65 and ends three months after. New York also offers a Special Enrollment Period for those who delay Part B due to employer coverage. Missing deadlines may result in late penalties.
Are there New York-specific rules for Medigap plans?
Yes. New York guarantees a six-month Medigap open enrollment period starting at age 65. After that, insurers may use medical underwriting. New York also requires guaranteed issue for certain qualifying events.
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