The top-rated medicare insurance agent in Patchogue, New York is Ken Kortright - State Farm Insurance Agent, rated 5.0 stars across 1,557 reviews. Other highly rated options include Steve Klinzing - State Farm Insurance Agent, Robert Donahue - State Farm Insurance Agent, Bay Harbour Insurance Agency, Inc.. This directory lists 23 medicare insurance agents serving Patchogue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ken Kortright - State Farm Insurance Agent | 224 E Main St Ste A | (631) 289-7300 |
| 2 | Steve Klinzing - State Farm Insurance Agent | 288 Waverly Ave | (631) 363-2468 |
| 3 | Robert Donahue - State Farm Insurance Agent | 499-77 Sunrise Hwy | (718) 459-2609 |
| 4 | Bay Harbour Insurance Agency, Inc. | 88 Waverly Ave | (631) 758-1550 |
| 5 | Fidelis Care - Patchogue Community Office | 232 E Main St | (631) 475-7200 |
| 6 | Gary Lombardo: Allstate Insurance | 1 S Ocean Ave Ste 204 | (631) 740-9742 |
| 7 | Specialized Insurance | 204 Medford Ave | (631) 758-6780 |
| 8 | LIGHTHOUSE INSURANCE PATCHOGUE | 259 Medford Ave | (631) 289-6400 |
| 9 | Michael Cirigliano: Allstate Insurance | 629 NY-112 #10 | (631) 758-7225 |
| 10 | CRISTIAN LYNCH: Allstate Insurance | 440 Waverly Ave | (631) 289-5333 |
Ken Kortright - State Farm Insurance Agent serves Patchogue and the surrounding Suffolk County area, offering guidance on Medicare insurance plans. The agency specializes in helping individuals navigate their healthcare options during enrollment periods. Key services include explaining Medicare Advantage and Part D prescription drug coverage, ensuring clients find suitable policies for their needs. The company assists with comparing Medicare Supplement insurance plans to bridge coverage gaps.
Steve Klinzing - State Farm Insurance Agent in Patchogue, NY, provides guidance on Medicare insurance options, helping individuals understand plan choices for their health coverage needs. Ongoing support is available to review and adjust plans as client circumstances change, ensuring continued suitability over time. This Patchogue agency assists with navigating enrollment periods and policy details for local Medicare customers. Services are offered to those residing in single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners and local families, Robert Donahue - State Farm Insurance Agent helps clients navigate Medicare insurance options from the Patchogue office. The agency addresses individual needs by explaining plan details, enrollment periods, and available coverage choices. Supporting residents along the South Shore of Suffolk County, this Medicare insurance agent also assists customers in nearby communities such as Sayville.
Bay Harbour Insurance Agency, Inc. serves Patchogue, New York, and the surrounding communities across Suffolk County. The company handles Medicare insurance options, including plan comparisons and enrollments for eligible residents. It begins each client interaction by reviewing the individual’s current coverage and understanding their healthcare needs. From there, the agency walks clients through available Medicare Advantage, Supplement, and Part D plans to help them identify suitable choices. Bay Harbour Insurance Agency completes every job with a straightforward, step-by-step explanation of costs, benefits, and enrollment procedures.
At Fidelis Care - Patchogue Community Office, clients may choose between a single appointment to address an immediate question or recurring meetings for ongoing Medicare plan adjustments. Coverage options are explained thoroughly to help individuals understand their benefits and potential out-of-pocket costs. Like all local Medicare insurance agents, this office assists with comparing plan details and enrollment periods. Service runs on a scheduled basis, typically by appointment, with the option to arrange as-needed consultations for urgent inquiries.
During the annual Medicare enrollment period, residents of Patchogue, NY, often face complex decisions about their coverage options for the coming year. Gary Lombardo: Allstone Insurance provides local guidance on Medicare plans, helping individuals evaluate their current and anticipated healthcare needs directly from the Patchogue office. The agent explains plan differences clearly and answers questions about costs and network choices. A typical first step involves reviewing a client’s existing coverage and medical usage patterns during a free initial consultation appointment.
Specialized Insurance provides Medicare insurance guidance to residents of Patchogue, New York, helping them navigate plan options and enrollment periods. Commercial coverage services are also available for local businesses and organizations in the greater Patchogue area. The agency assists clients by reviewing their current health needs and explaining how different Medicare plans may address those requirements. Following an initial consultation, they remain available to answer questions and adjust coverage as needed between regular annual enrollment visits.
Lighthouse Insurance Patchogue provides guidance on Medicare Advantage, Supplement, and Part D prescription drug plans. It assists clients in Patchogue, NY, with comparing plan options and finding coverage that fits their healthcare needs and budget. The agency helps individuals navigate the annual open enrollment period, reviews existing plans for possible adjustments, and addresses questions about plan changes. It also offers support during special enrollment periods triggered by relocation or other qualifying life events for those who missed the initial enrollment window.
Michael Cirigliano: Allstate Insurance provides guidance on Medicare coverage options for individuals in Patchogue, New York. The agency specializes in reviewing plan benefits and enrollment periods to help clients make informed healthcare decisions. Local residents can receive personalized consultations that consider their medical needs and budget. The office serves a variety of commercial sectors, including offices, warehouses, and food service businesses seeking employee benefits solutions.
What Does a a Medicare Insurance Agent in Patchogue Cost?
Medicare insurance agents in Patchogue typically do not charge a fee for their services. They are paid commissions by the insurance companies. Plan costs vary by type: Medicare Advantage plans often have $0 monthly premiums, while Medigap plans can range from $100 to $400 per month depending on age, health, and plan choice. Part D drug plan premiums average around $30 to $60 per month. This is general information and not insurance advice.
About medicare insurance agents in Patchogue
Medicare insurance agents in Patchogue, New York help residents compare Medicare Advantage, Medigap, and Part D plans. New York state law requires agents to be licensed and follow specific rules for plan marketing and enrollment. Local agents can explain how New York's guaranteed issue protections for Medigap plans work for eligible beneficiaries.
Frequently Asked Questions
What is a Medicare insurance agent in Patchogue?
A Medicare insurance agent in Patchogue is a licensed professional who helps individuals compare and enroll in Medicare plans. They can explain plan options, costs, and coverage details for Medicare Advantage, Medigap, and Part D drug plans.
When can I enroll in a Medicare plan in Patchogue?
The Initial Enrollment Period lasts seven months around your 65th birthday. New York also has an Annual Enrollment Period from October 15 to December 7. Special Enrollment Periods are available for qualifying life events like moving or losing other coverage.
Are there New York rules for Medicare agents in Patchogue?
Yes, New York requires all Medicare insurance agents to hold a valid state license. Agents must follow the New York State Department of Financial Services regulations, including rules on marketing, disclosure of commissions, and anti-discrimination practices.
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