The top-rated medicare insurance agent in Rome, New York is Stephanie Utter - State Farm Insurance Agent, rated 4.9 stars across 171 reviews. Other highly rated options include Freeway Insurance, Michael Collea - State Farm Insurance Agent, Moore Insurance Group. This directory lists 16 medicare insurance agents serving Rome.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Utter - State Farm Insurance Agent | 8060 Turin Rd | (315) 339-3300 |
| 2 | Freeway Insurance | 211 E Dominick St | (315) 444-3298 |
| 3 | Michael Collea - State Farm Insurance Agent | 146 Erie Blvd E | (315) 371-4225 |
| 4 | Moore Insurance Group | 1002 Black River Blvd | (315) 371-4288 |
| 5 | Steve Jarvis - State Farm Insurance Agent | 834 Black River Blvd | (315) 336-5595 |
| 6 | Joseph Zullo: Allstate Insurance | 241 E Dominick St | (315) 339-1134 |
| 7 | Alan I. Spindler: Allstate Insurance | 813 Black River Blvd N | (315) 336-4040 |
| 8 | Better Fund Insurance | 255 Hill Rd | (516) 893-4317 |
| 9 | Dimaggio Insurance Agency | 200 E Garden St | (315) 336-8875 |
| 10 | Michael Garcia: Allstate Insurance | 706 Erie Blvd W | (315) 337-6666 |
Stephanie Utter - State Farm Insurance Agent serves the Rome, New York area, helping residents understand and select individual Medicare insurance plans. The agency explains the differences between Medicare Parts A and B, as well as how supplemental plans or Medicare Advantage options can fill coverage gaps. It assists with annual enrollment periods and plan changes for local seniors. Medicare prescription drug coverage and Medigap policies are among the specific services it handles in this region.
Freeway Insurance provides Medicare plan guidance and enrollment services to residents of Rome, New York. Its agency helps clients navigate Medicare Advantage, Supplement, and Part D prescription drug options. Ongoing support includes annual plan reviews and assistance with coverage changes during enrollment periods. The agency serves individual clients, including those in single-family homes and apartments. It also assists small business owners such as those operating retail stores and local restaurants with their individual Medicare needs.
Michael Collea - State Farm Insurance Agent in Rome, NY, offers a range of Medicare insurance services, including the selection and enrollment in Medicare Advantage, Supplement, and Part D prescription drug plans. The agency assists clients by reviewing their healthcare needs to find appropriate coverage options and provides ongoing support for claims or plan changes. It serves local beneficiaries, helping to navigate annual enrollment periods and maintain continuous coverage. Its client base includes single-family homes, apartments, retail businesses, and restaurants.
Moore Insurance Group serves Medicare beneficiaries in Rome, New York, and nearby communities throughout Oneida County. The agency handles Medicare Advantage plans, Medicare Supplement policies, and Part D prescription drug coverage. Each client's healthcare needs and budget are carefully reviewed during an initial consultation to identify suitable plan options from available carriers. A typical job involves comparing current coverage against new Medicare changes for that individual. The agency then presents the most appropriate choices and assists with the enrollment paperwork directly.
Homeowners and individuals in Rome, NY seeking Medicare insurance coverage can contact Steve Jarvis, a local State Farm Insurance agent. This office assists clients with understanding and selecting Medicare plans, including Medicare Supplement and Medicare Advantage options. As a neighborhood insurance provider, it helps people navigate their healthcare choices with personalized guidance. The agency also serves residents in the surrounding Oneida County area, including nearby communities such as Verona and Lee Center.
Joseph Zullo: Allstate Insurance focuses on the distinct difference between one-time annual enrollment support and ongoing, year-round policy management for Medicare beneficiaries in Rome, NY. Coverage options often include helping clients understand both Medicare Supplement plans and Medicare Advantage plans to match their healthcare needs. Service runs on a primarily as-needed basis, allowing clients to reach out for enrollment periods, plan changes, or questions whenever the need arises throughout the year.
Alan I. Spindler: Allstate Insurance specializes in advising individuals on Medicare plan selection and enrollment in the Rome, NY area. The agency helps clients understand Parts A, B, C, and D coverage options through personalized consultations. It guides beneficiaries throughout the initial enrollment period and assists with plan changes during the Annual Enrollment Period each fall, when many evaluate their prescription drug and medical coverage for the upcoming year.
As the Annual Enrollment Period brings many Rome residents to review their coverage, Better Fund Insurance provides personalized guidance through the complex landscape of Medicare options. Focusing on the specific needs of local seniors, this agency helps clients compare Part D drug plans and Medicare Advantage policies. An initial fact-finding session ensures that all health care preferences and budget considerations are carefully assessed before any plan recommendations are made. A thorough consultation is scheduled to begin each client’s evaluation.
Dimaggio Insurance Agency works with individuals in Rome, NY, to navigate Medicare plans and understand their healthcare coverage options. The agency specializes in helping clients review Medicare Supplements, Advantage plans, and Part D drug prescriptions. Their local advisors guide beneficiaries through annual enrollment periods and changes in federal policy. This insurance service can also support small businesses, medical offices, and pharmacies serving Medicare-eligible customers throughout the Rome area.
Michael Garcia: Allstate Insurance serves homeowners, business owners, and property managers in the Rome, New York area who need guidance with Medicare coverage options. The agency assists clients in understanding plan choices, including prescription drug coverage and supplemental benefits, to align with their individual health needs and budgets. Support is also extended to residents in the greater Utica region, helping those nearby navigate their Medicare selections.
What Does a a Medicare Insurance Agent in Rome Cost?
Medicare insurance agents in Rome typically do not charge a direct fee for their services. They are compensated by insurance carriers through commissions paid by the plan. These commissions are built into the plan premiums and do not increase your out-of-pocket costs. Some independent agents may charge a consultation fee, usually between 50 and 200 dollars, but this is rare in New York. This is general information, not insurance advice.
About medicare insurance agents in Rome
Medicare insurance agents in Rome, New York help residents navigate plan choices, including Medicare Advantage and Medigap. Under New York law, agents must be licensed by the state Department of Financial Services. They can guide you through initial enrollment, the annual open enrollment period, and special enrollment situations for Oneida County.
Frequently Asked Questions
What does a Medicare insurance agent in Rome do?
A Medicare insurance agent in Rome helps you compare Part D drug plans, Medicare Advantage plans, and Medigap policies. They explain how plans work with local providers like Rome Memorial Hospital and advise on New York-specific rules, such as guaranteed issue rights for Medigap.
When can I enroll in Medicare in New York?
Initial enrollment starts three months before your 65th birthday month and ends three months after. New York also has a special annual open enrollment period from January 1 to March 31 for Medicare Advantage. Late enrollment may result in permanent penalties under federal law.
Are there New York rules for Medicare agents?
Yes, agents in New York must follow state regulations including disclosure requirements and anti-rebate laws. They cannot offer cash or gifts to influence your choice. Agents must also complete annual training on Medicare plan updates and New York insurance law.
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