The top-rated medicare insurance agent in Ronkonkoma, New York is Effie Knuth - State Farm Insurance Agent, rated 4.9 stars across 270 reviews. Other highly rated options include Goosehead Insurance - Ali Shah, Michele Kitterle: Allstate Insurance, Chris Pedone - State Farm Insurance Agent. This directory lists 13 medicare insurance agents serving Ronkonkoma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Effie Knuth - State Farm Insurance Agent | 2411 Chestnut Ave c | (631) 737-3276 |
| 2 | Goosehead Insurance - Ali Shah | 154-2 Remington Blvd | (631) 759-4449 |
| 3 | Michele Kitterle: Allstate Insurance | 625A Portion Rd | (631) 567-5544 |
| 4 | Chris Pedone - State Farm Insurance Agent | 290 Hawkins Ave Suite A | (631) 588-6677 |
| 5 | LPL Risk Management | 148 Remington Blvd Suite 2 | (631) 676-7020 |
| 6 | Jesse Seigman: Allstate Insurance | 33 Comac Loop | (516) 568-0400 |
| 7 | Robert Vera: Allstate Insurance | 299 Hawkins Ave Ste 14 | (631) 737-0505 |
| 8 | Tara Smith-Vera: Allstate Insurance | 29 Railroad Ave | (631) 471-5500 |
| 9 | Vanderbeck Agency | 1951 County Road 93 | (516) 558-7181 |
| 10 | Spectrum Insurance Inc | 1 Comac Loop | (631) 467-8880 |
Effie Knuth - State Farm Insurance Agent serves the Ronkonkoma area and Suffolk County, offering Medicare insurance guidance and enrollment services. The agency helps individuals navigate plan options available in New York, including Medicare Advantage and Part D prescription drug plans. Clients receive assistance understanding coverage terms and comparing costs during annual enrollment periods. The office also provides support for those transitioning from employer insurance to Medicare. Effie Knuth handles Medigap policy selections and coordinates paperwork for local Medicare beneficiaries.
Goosehead Insurance - Ali Shah provides a range of Medicare insurance agent services in Ronkonkoma, NY, including helping clients navigate plan options during enrollment periods. The agency offers ongoing service and maintenance support to help beneficiaries manage their coverage needs throughout the year. Its office assists with annual plan reviews and coordination with healthcare providers. The agent works with individual clients and local businesses, servicing single-family homes, apartments, retail establishments, and restaurants in the surrounding area.
Homeowners and local small business owners in Ronkonkoma, New York rely on this agency for personalized guidance through the complexities of Medicare insurance coverage. As a dedicated Medicare insurance agent, Michele Kitterle: Allstate Insurance helps clients evaluate original Medicare, supplement plans, and Part D prescription drug options to suit individual health needs and financial situations. The agency serves seniors preparing for retirement and individuals transitioning from employer-sponsored coverage. Its service area also extends regularly to neighboring communities throughout Suffolk County, including the greater Lake Ronkonkoma area.
Chris Pedone - State Farm Insurance Agent serves the Ronkonkoma area and surrounding Suffolk County communities as a Medicare insurance agent. The office helps clients understand the complexities of Medicare plans and assists with selecting appropriate coverage options. For a typical client consultation, the agent conducts a personal review of their current healthcare needs and available local plan choices. This process involves comparing benefits and explaining how each part coordinates with existing health coverage before helping the individual enroll in a suitable plan.
LPL Risk Management in Ronkonkoma, NY helps clients understand the difference between one-time plan comparisons and recurring annual benefit reviews. As a Medicare insurance agent, the company provides guidance on original Medicare, Medicare Advantage, and prescription drug coverage. Their process involves explaining plan options and enrollment periods to ensure clients make informed decisions. Support for changing needs is available on an as-needed basis throughout the year.
Serving the Ronkonkoma area, Jesse Seigman: Allstate Insurance specializes in helping individuals select Medicare supplement plans and prescription drug coverage, while also assisting with annual enrollment paperwork and plan comparisons for local clients. The agency works with seniors to evaluate their current coverage options and coordinate benefits with existing health providers. As the Medicare Annual Enrollment Period approaches each fall, the agent helps clients assess potential changes to their Part D formulary or network coverage.
As Medicare enrollment periods approach, many Ronkonkoma residents seek clear guidance on their healthcare options. Robert Vera: Allstone Insurance in Ronkonkoma, NY, responds by offering straightforward consultations on Medicare insurance plans. The agency helps clients understand Part A, Part B, and supplemental coverage tailored to individual needs and local medical network availability. A personalized initial assessment is conducted during a no-pressure review of current coverage and potential plan changes.
Tara Smith-Vera: Allstate Insurance provides guidance for clients navigating Medicare and supplemental health insurance plans in Ronkonkoma, NY. Its focus includes helping individuals understand enrollment periods and compare Part D prescription drug coverage options. The agency works with retirees and aging residents planning their healthcare needs. It also services commercial sectors such as local medical offices, warehouses requiring group benefit coordination, and food service establishments seeking employee insurance solutions for their teams.
Vanderbeck Agency is a medicare insurance agent in Ronkonkoma, NY, known for guiding individuals through their initial enrollment and annual plan reviews. The company helps clients compare Medicare Advantage, Part D, and Medigap options to find suitable coverage. These plans are designed to work alongside Original Medicare and address prescription drug needs. The agency provides support with the enrollment process and ongoing plan management. For those requiring specialized care, it can assist in evaluating Medicare Advantage plans that include dental and vision coverage.
Spectrum Insurance Inc offers guidance on Medicare insurance plans for residents of Ronkonkoma, New York. The agency also assists with commercial coverage options for clients in the surrounding area. Its work centers on helping individuals navigate plan selection during enrollment periods. Spectrum Insurance Inc evaluates changing needs for both medical and prescription drug coverage. After a plan takes effect, the agent provides follow-up support to address any questions that arise and continues to offer service between regular annual visits.
What Does a a Medicare Insurance Agent in Ronkonkoma Cost?
Medicare insurance agents in New York do not charge consumers directly for their services. Their compensation comes from commissions paid by insurance carriers. Typical commissions for Medicare Advantage plans range from 300 to 600 dollars per enrollee per year. Medigap plans may pay lower commissions. Costs for you depend on the plan you choose and your health status. This is general information and not insurance advice.
About medicare insurance agents in Ronkonkoma
Medicare insurance agents in Ronkonkoma New York help residents navigate Medicare Part A Part B Part C and Part D options. New York law requires agents to be licensed by the Department of Financial Services and follow strict disclosure rules. Local agents can explain how New York State Pharmacy Assistance Program (SPAP) works with Medicare plans.
Frequently Asked Questions
What does a Medicare insurance agent in Ronkonkoma do?
A Medicare insurance agent helps you compare plans from different carriers and enroll in Medicare Advantage or Medigap plans. They must follow New York regulations including providing a scope of appointment form before discussing specific plans. They do not charge you directly as they are paid by the insurance companies.
When can I enroll in Medicare in Ronkonkoma New York?
Your Initial Enrollment Period starts three months before your 65th birthday month and ends three months after. New York also offers a Special Enrollment Period for those who lose employer coverage. You can change plans during the Annual Enrollment Period from October 15 to December 7 each year.
Are Medicare insurance agents in New York required to be licensed?
Yes all Medicare insurance agents in New York must hold a valid insurance license from the New York State Department of Financial Services. They must also complete annual Medicare training and pass a certification exam for each carrier they represent. You can verify an agents license on the DFS website.
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