The top-rated medicare insurance agent in Saratoga Springs, New York is Kyle Magne - State Farm Insurance Agent, rated 5.0 stars across 372 reviews. Other highly rated options include Bob Fitch - State Farm Insurance Agent, Dione Ramsdill - State Farm Insurance Agent, Jenks Family Insurance Agency, LLC. This directory lists 22 medicare insurance agents serving Saratoga Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kyle Magne - State Farm Insurance Agent | 120 West Ave Apartment 102 | (518) 633-1010 |
| 2 | Bob Fitch - State Farm Insurance Agent | 440 Maple Ave | (518) 409-8685 |
| 3 | Dione Ramsdill - State Farm Insurance Agent | 4286 NY-50 | (518) 581-7010 |
| 4 | Jenks Family Insurance Agency, LLC | 11 Ballston Ave | (518) 581-1111 |
| 5 | Lubica Mills - State Farm Insurance Agent | 8 Circular St Suite 3 | (518) 587-6483 |
| 6 | Todd Harvey Farmers Insurance | 2 Smith Bridge Rd | (518) 693-6893 |
| 7 | Armor Group Insurance Agency | 340 Broadway Ste 301 | (518) 952-4296 |
| 8 | Thomas McCurry: Allstate Insurance | 468 Maple Ave | (518) 306-5315 |
| 9 | Maureen Hallaran, Licensed Medicare Agent | 120 West Ave Apartment 302 | (518) 581-1642 |
| 10 | Saratoga Medicare Group | 125 High Rock Ave suite 215 | (518) 528-1550 |
Kyle Magne - State Farm Insurance Agent serves Saratoga Springs, NY and the surrounding Saratoga County area. The company assists local residents with Medicare insurance coverage, helping them navigate plan options and enrollment periods. The agency provides guidance on selecting suitable Medicare plans tailored to individual healthcare needs. It also offers support with understanding Medicare Part D prescription drug plans and Medicare Advantage plans in the region.
Bob Fitch - State Farm Insurance Agent provides Medicare insurance services to residents of the Saratoga Springs, NY area. The company assists clients with initial enrollment and annual plan reviews, helping to navigate plan options and coverage periods. Ongoing support is available for managing plan changes and understanding benefit updates. Clients may arrange consultations to discuss their specific healthcare needs. The company serves a variety of properties, including single-family homes, apartments, retail businesses, and local restaurants.
Homeowners, renters, and small business owners in Saratoga Springs, NY, can turn to Dione Ramsdill - State Farm Insurance Agent for Medicare insurance guidance. This agency helps clients understand their coverage options during enrollment periods and offers personalized plan reviews. Services include navigating Part D prescription drug plans and Medicare Advantage alternatives. The office serves the greater Saratoga County area, including nearby communities like Wilton.
Jenks Family Insurance Agency, LLC serves Saratoga Springs and the surrounding communities in upstate New York, handling Medicare insurance plans for eligible individuals. It guides clients through their initial enrollment and any annual plan changes. Its team works to explain the differences between Original Medicare, Advantage plans, and Part D prescription drug coverage in clear terms. For a typical job, the agency first reviews a client’s current healthcare needs and budget, then compares available local plan options before making a recommendation.
A Medicare insurance agent can offer services that address either a single enrollment or ongoing plan reviews. In Saratoga Springs, NY, Lubica Mills - State Farm Insurance Agent provides guidance on selecting coverage that aligns with individual healthcare needs. Changing regulations and personal health circumstances often necessitate periodic evaluations. For this reason, support is typically available both as a one-time consultation to simplify initial choices and as a scheduled recurring service to adjust plans at each annual open enrollment period.
Todd Harvey Farmers Insurance in Saratoga Springs, NY, specializes in Medicare plan reviews and enrollments, helping clients compare Part D drug coverage and Medicare Advantage options. The agency serves individuals navigating the complexities of healthcare insurance, offering guidance on plan changes and coverage gaps. It assists with the annual Open Enrollment Period each fall, ensuring local residents can adjust their plans to meet changing health needs and avoid late enrollment penalties.
As the Annual Enrollment Period concludes and new Medicare Advantage or Part D plans take effect each January, many Saratoga Springs residents seek clarity on their coverage choices. Armor Group Insurance Agency helps local seniors navigate these complexities and compare available plans. Located in Saratoga Springs, the agency provides guidance through the local Medicare insurance market, explaining differences between supplements and Advantage plans. An agent begins each relationship with a thorough review of the client’s current coverage and personal health needs to schedule a no-obligation consultation.
Thomas McCurry: Allstate Insurance assists individuals in the Saratoga Springs, New York area with their healthcare coverage needs. The company specializes as a medicare insurance agent, helping clients navigate plan options and enroll in suitable policies. Their services offer guidance through the complexities of Medicare parts and supplemental plans. The firm can also serve commercial sectors requiring health benefit solutions, including local offices, warehouses, and food service establishments.
Maureen Hallaran, Licensed Medicare Agent serves residential clients in Saratoga Springs. Commercial coverage options are also available for businesses in the broader Saratoga County area. As a local Medicare insurance agent, she assists clients with plan questions and enrollment throughout the annual election period. Her office provides personalized guidance on choosing supplemental plans. Clients may schedule follow-up consultations between their regular annual visits to address any coverage changes or policy questions that arise.
Saratoga Medicare Group is known for guiding seniors through Medicare enrollment periods and plan selections in Saratoga Springs, NY. It helps clients compare Medicare Advantage, Supplement, and Part D drug plans from multiple carriers to find suitable coverage for individual health needs and budgets. The company assists with both initial sign-ups and annual plan changes, ensuring beneficiaries understand their options. It can also provide customized guidance for those seeking coordination with existing retirement healthcare benefits.
What Does a a Medicare Insurance Agent in Saratoga Springs Cost?
Medicare insurance agents in New York generally do not charge you a fee for their consultation services. The cost of Medicare plans varies widely. Medicare Part B has a standard monthly premium of about $174.70 in 2024 for most beneficiaries. Medicare Advantage plans may have $0 premiums but include copays and deductibles. Medigap plans in New York can range from $100 to $400 per month depending on your age and plan type. This is general information and not insurance advice.
About medicare insurance agents in Saratoga Springs
Medicare insurance agents in Saratoga Springs New York help residents navigate Medicare Part A Part B Part C and Medigap plans. New York state law guarantees a annual open enrollment period from October 15 to December 7 for most plan changes. Local agents understand the specific health care networks available in Saratoga County and can explain how New York rules affect your coverage options.
Frequently Asked Questions
When can I enroll in Medicare in Saratoga Springs New York?
Your Initial Enrollment Period starts three months before your 65th birthday and ends three months after. New York also has a annual Open Enrollment Period from October 15 to December 7 for Part C and Part D changes. Special Enrollment Periods are available for qualifying life events.
What is the difference between Medicare Advantage and Medigap in New York?
Medicare Advantage plans replace Original Medicare and often include drug coverage. Medigap plans supplement Original Medicare by paying some out-of-pocket costs. New York has guaranteed issue rules for Medigap during the first six months after you turn 65 and enroll in Part B.
Do Medicare insurance agents charge a fee for their services in New York?
Licensed Medicare insurance agents in New York typically do not charge you directly for their services. They receive commissions from insurance companies for plans you enroll in. You should always confirm any fees before working with an agent.
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