The top-rated medicare insurance agent in Schenectady, New York is Hopmeier Evans Gage Agency, rated 5.0 stars across 291 reviews. Other highly rated options include Nikki Stone - State Farm Insurance Agent, Stephanie Mahoney - State Farm Insurance Agent, Victor Gaudin - State Farm Insurance Agent. This directory lists 26 medicare insurance agents serving Schenectady.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hopmeier Evans Gage Agency | 2330 Broadway | (518) 377-7414 |
| 2 | Nikki Stone - State Farm Insurance Agent | 1334 Union St | (518) 930-7316 |
| 3 | Stephanie Mahoney - State Farm Insurance Agent | 3770 Carman Rd | (518) 355-2611 |
| 4 | Victor Gaudin - State Farm Insurance Agent | Victor Gaudin State Farm, 3610 State St Suite 4 | (518) 346-0200 |
| 5 | AAA Schenectady | 220 Harborside Dr Suite 200A | (518) 374-4696 |
| 6 | VOOMA Insurance (formerly Shutts Agency) | 1740 Union St | (518) 372-5615 |
| 7 | Rickard Agency Inc | 2088a Curry Rd | (518) 356-1900 |
| 8 | Sykes Mallia Associates Inc | 160 Lafayette St | (518) 393-3618 |
| 9 | Tim Ochs - State Farm Insurance Agent | 1811 Curry Rd | (518) 357-4911 |
| 10 | 2001 Central Insurance Agency | 2129 Central Ave | (518) 395-2001 |
Hopmeier Evans Gage Agency serves the Schenectady, New York area as a Medicare insurance agent. It helps clients understand their coverage options during the Annual Enrollment Period and the Initial Enrollment Period. The agency works with multiple carriers to match individuals with suitable Medicare Supplement and Medicare Advantage plans. It assists with Part D prescription drug plans to ensure seniors find affordable medication coverage. Additionally, the agency helps clients navigate the complexities of enrolling in a Medicare Savings Program or a Special Needs Plan for chronic conditions.
Homeowners and individuals in Schenectady, NY, looking for health coverage guidance can work with Nikki Stone - State Farm Insurance Agent. This medicare insurance agent helps clients understand their plan options, including Medicare Advantage and supplemental policies, to support their healthcare needs. The agency assists with annual enrollment periods and changes in coverage tailored to each person’s situation. Services also include policy comparisons and answers to common Medicare questions. The agent extends its services to the greater Schenectady metro area, including nearby Niskayuna.
Serving Schenectady, New York, and the surrounding communities throughout Schenectady County, Stephanie Mahoney operates as a State Farm Insurance Agent focusing on Medicare insurance options. This agency handles the various Medicare plans available to local residents, including Medicare Advantage, Medicare Supplement, and Part D prescription drug coverage. To complete a typical enrollment or plan review, the agent first conducts a personal consultation to evaluate an individual's healthcare needs and budget, then compares available plan benefits and costs before recommending the most suitable option.
Victor Gaudin - State Farm Insurance Agent serves clients in Schenectady, New York, offering Medicare insurance guidance that distinguishes between one-time plan comparisons and ongoing support for annual enrollment changes. Coverage options include both Medicare Advantage and Medigap policies, along with prescription drug plans tailored to individual healthcare needs. As a local agent, this practice helps residents navigate the complexities of federal and state regulations without pressuring a single provider. Service arrangements operate on an as-needed basis, with clients able to schedule appointments for initial enrollments, annual reviews, or mid-year plan adjustments.
AAA Schenectady helps individuals and families in Schenectady, NY find suitable Medicare insurance coverage through a range of plans including Medicare Advantage, Medicare Supplement, and Part D prescription drug plans. They assist with annual plan reviews and enrollment periods to ensure coverage aligns with changing health care needs. Their service approach includes helping clients navigate plan options and understand their benefits for long-term security. They serve single-family homes, apartments, mixed-use residential buildings, and local retail and restaurant properties.
VOOMA Insurance, formerly the Shutts Agency, provides Medicare insurance guidance, helping Schenectady residents navigate plan options such as Medicare Advantage and Supplement policies. Its agents assist with comparing coverage benefits for both new enrollees and those reviewing annual changes. The company supports clients during the Medicare Open Enrollment Period each fall, addressing the specific need to adjust plans for upcoming healthcare expenses and prescription drug coverage adjustments.
As local seniors in Schenectady review their options during the Medicare Annual Election Period, Rickard Agency Inc provides personalized guidance through the complex plan landscape. Licensed agents help clients evaluate Original Medicare, Medicare Advantage, and Part D drug plans to find coverage suited to individual health needs and budgets. They take time to explain how each choice works with existing providers and prescriptions. An initial consultation typically begins with a thorough review of the client’s current healthcare usage and costs to identify suitable plan matches.
Sykes Mallia Associates Inc works with clients in Schenectady, NY, to navigate their diverse insurance options under Medicare. Its specialty includes helping individuals understand Medicare Advantage plans, Medigap policies, and Part D prescription drug coverage. These services are designed for seniors, people with disabilities, and those transitioning from employer-based insurance. The agency can also assist clients who run offices, warehouses, and food service businesses.
In Schenectady, NY, Tim Ochs - State Farm Insurance Agent provides residential medicare insurance guidance. Beyond individual coverage, the company assists local businesses with commercial insurance options for their employees. Services are delivered throughout the Schenectady area, helping residents navigate plan selection during enrollment periods. The agency focuses on explaining plan benefits and coordinating appropriate coverage. After assisting with initial enrollment, the office offers follow-up service between regular annual visits to address routine policy questions or billing concerns.
What Does a a Medicare Insurance Agent in Schenectady Cost?
Medicare insurance agent services in New York are usually free to you because agents earn commissions from insurers. Plan costs vary widely: Medicare Advantage plans may have $0 monthly premiums while Medigap plans can cost $100 to $300 per month depending on your age and health. Part D drug plan premiums average around $30 to $80 per month in New York. This is general information not insurance advice.
About medicare insurance agents in Schenectady
Medicare insurance agents in Schenectady New York help residents compare Medicare Advantage Medigap and Part D drug plans. New York state law requires agents to be licensed and follow specific marketing rules including a 30-day enrollment period for certain plans. Local agents understand the network of hospitals and doctors in Schenectady County.
Frequently Asked Questions
When can I enroll in Medicare in Schenectady New York?
Initial Enrollment Period starts three months before your 65th birthday and lasts seven months. New York also offers a Special Enrollment Period for those who lose employer coverage. You can change plans during the Annual Enrollment Period from October 15 to December 7.
What is the difference between Medicare Advantage and Medigap in New York?
Medicare Advantage plans replace Original Medicare and often include drug coverage. Medigap plans supplement Original Medicare and pay some out-of-pocket costs. New York has guaranteed issue rights for Medigap during certain times like your initial enrollment.
Do Medicare agents in Schenectady charge fees for their services?
Licensed Medicare insurance agents in New York are typically paid commissions by insurance companies. They do not charge you directly for their help. You should confirm this with any agent before working with them.
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