The top-rated medicare insurance agent in Shirley, New York is MD365 - Shirley, rated 4.6 stars across 1,045 reviews. Other highly rated options include Island Wide Insurance Agency (formerly Stop Agency, Inc.), Lighthouse Insurance Shirley, Marlin Insurance Agency Inc. This directory lists 10 medicare insurance agents serving Shirley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | MD365 - Shirley | 800 Montauk Hwy #8 | (631) 772-4646 |
| 2 | Island Wide Insurance Agency (formerly Stop Agency, Inc.) | 878 Montauk Hwy | (631) 395-1000 |
| 3 | Lighthouse Insurance Shirley | 960-B Montauk Hwy | (631) 399-0300 |
| 4 | Marlin Insurance Agency Inc | 1138 William Floyd Pkwy | (631) 281-6200 |
| 5 | Essential Insurance New York | 2 Coraci Blvd | (332) 378-1898 |
| 6 | Long Island Medicare Planning | 18 Dawn Dr | (631) 345-2300 |
| 7 | Esquire Agency | 396 William Floyd Pkwy 2nd Floor | (631) 873-3825 |
| 8 | Affinity Health Plan | 60 Northern Blvd | (631) 772-1868 |
| 9 | Insurance Trust | 501 William Floyd Pkwy | (631) 395-1700 |
| 10 | Shirley Mastic Insurance Agency | 18 Ryerson Ave | (631) 399-1000 |
MD365 serves clients in the Shirley, New York area, functioning as a local medicare insurance agent. This company helps individuals navigate the complex landscape of Medicare coverage options. Their work primarily involves explaining the differences between Original Medicare and Medicare Advantage plans to beneficiaries. They also guide clients through enrollment periods and necessary paperwork. The company specializes in reviewing existing prescription drug coverage needs. Specifically, they assist local residents with finding suitable Part D drug plans and coordinating benefits with Medigap supplemental policies for comprehensive healthcare access.
Island Wide Insurance Agency, located in Shirley, NY and formerly known as Stop Agency, Inc., offers Medicare insurance agent services for individuals navigating their healthcare coverage options. The agency assists clients with plan selection, enrollment, and annual review of existing policies to ensure continued suitability. Regular maintenance includes updates on changing plan benefits and cost adjustments. Its service properties include single-family homes, apartments, retail locations, and restaurants.
Serving homeowners and local residents in the Shirley, New York area, Lighthouse Insurance Shirley assists individuals with their Medicare insurance needs. As a local Medicare insurance agent, the company helps clients navigate plan options, enrollments, and annual changes to find suitable coverage for healthcare services. Its services include comparing Medicare Advantage, Supplement, and Part D prescription drug plans tailored to each person's situation. The agency also extends its assistance to clients throughout the surrounding parts of Suffolk County, including the neighboring community of Mastic Beach.
Marlin Insurance Agency Inc serves clients in Shirley, New York, and the surrounding Suffolk County communities. As a Medicare insurance agent, the company handles enrollments for Medicare Advantage and Medicare Supplement plans. It also helps beneficiaries navigate annual enrollment periods and understand their coverage options. To manage a typical job, the agency begins by reviewing an individual's current health needs and budget, then explains plan differences clearly. It finishes by presenting a selection of policies tailored to that person's specific situation.
Essential Insurance New York specializes in Medicare plan comparisons and enrollment assistance for beneficiaries in Shirley and the surrounding area. The agency provides guidance on selecting suitable coverage options, including Medicare Advantage and Part D prescription drug plans. It helps clients navigate the annual enrollment period each fall, clarifies the options during the Medicare Supplement Open Enrollment window, and advises on special enrollment periods triggered by life changes like retirement or relocation.
Long Island Medicare Planning, located in Shirley, New York, clarifies the difference between the one-time initial enrollment process and the ongoing service options available for annual plan reviews. They help clients understand Part A and Part B hospital and medical coverage, alongside the Medicare Advantage and Part D prescription drug plans that supplement Original Medicare. Coverage guidance is structured specifically for eligible residents across Suffolk County. Service runs on an as-needed, scheduled, or one-time basis depending on the client's request for an appointment throughout the year.
For Shirley residents sorting through their annual Medicare options, Esquire Agency offers targeted guidance as a local medicare insurance agent. They help clarify the differences between original Medicare and Medicare Advantage plans. The agent reviews each client’s current coverage to identify possible gaps in prescription drugs or preventative care. An initial in-person or phone assessment is scheduled to evaluate individual health needs and budget constraints before recommending any policy change.
Affinity Health Plan operates as a local Medicare insurance agent in Shirley, NY, assisting individuals with navigating their healthcare coverage options. The company focuses on helping clients select appropriate Medicare Advantage plans, prescription drug plans, and Medigap policies to suit their individual needs and budgets. By offering personalized guidance through the enrollment process, the agency ensures that area seniors understand their available choices and benefits. Its services can also serve commercial sectors with offices, warehouses, and food service operations needing employee benefit guidance.
Insurance Trust serves residential clients in Shirley and surrounding areas with guidance on Medicare insurance options, helping individuals understand their coverage needs. The agency also assists commercial clients with group plans and works with businesses requiring employee benefit solutions. Serving all of Shirley and its nearby localities, the team provides personalized appointments to explain plan details clearly. They ensure customers can request follow-up support or schedule repeat consultations between regular plan visits to address any coverage changes or questions.
Shirley Mastic Insurance Agency is a Medicare insurance agent in Shirley, New York, recognized for assisting individuals with their healthcare coverage needs. The company helps clients navigate Medicare Advantage plans, Medicare Supplement plans, and Part D prescription drug plans. They guide beneficiaries through the annual enrollment period and special enrollment periods with clear explanations. A specialty service this agency offers is helping clients compare stand-alone prescription drug plans to find the most suitable cost-saving options for their medications.
What Does a a Medicare Insurance Agent in Shirley Cost?
Medicare insurance agents in New York generally do not charge clients directly; they receive commissions from insurance companies. Plan costs vary: Medicare Part B has a standard premium of $174.70 per month in 2024 for most beneficiaries. Medicare Advantage plans in Suffolk County may have $0 premiums but can include deductibles and copays. Medigap plans range from about $100 to $300 per month depending on age and plan type. This is general information, not insurance advice.
About medicare insurance agents in Shirley
A Medicare insurance agent in Shirley, New York can help you navigate Medicare Part A, Part B, Medicare Advantage, and Part D prescription drug plans. New York law requires agents to be licensed by the state and follow strict rules about plan comparisons and enrollment periods. Shirley residents often seek local agents familiar with Suffolk County healthcare providers and networks.
Frequently Asked Questions
What is the Medicare Open Enrollment Period in New York?
The Medicare Open Enrollment Period runs from October 15 to December 7 each year. During this time you can switch Medicare Advantage or Part D plans. New York also has a separate Medicare Advantage Open Enrollment Period from January 1 to March 31.
Can a Medicare insurance agent help with Medigap plans in Shirley?
Yes, agents can help you compare Medigap plans A through N. In New York, you have a guaranteed issue right to buy a Medigap policy for 63 days after your Medicare Part B effective date. After that, medical underwriting may apply.
Do Medicare agents in New York charge fees for their services?
Most Medicare insurance agents in New York are paid by insurance carriers through commissions. They typically do not charge you a direct fee. Always confirm the payment arrangement before working with an agent.
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