The top-rated medicare insurance agent in Utica, New York is Scott Grates - State Farm Insurance Agent, rated 5.0 stars across 291 reviews. Other highly rated options include Matt Nimey Insurance Agency, AAA Utica, Dan Meehan - State Farm Insurance Agent. This directory lists 17 medicare insurance agents serving Utica.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Grates - State Farm Insurance Agent | 430 Trenton Rd | (315) 797-7763 |
| 2 | Matt Nimey Insurance Agency | By appointment Only, 2001 Bleecker St | (315) 737-6099 |
| 3 | AAA Utica | 430 Court St | (315) 797-5452 |
| 4 | Dan Meehan - State Farm Insurance Agent | 2023 Sunset Ave | (315) 735-4494 |
| 5 | Fidelis Care - Utica Community Office | 209 Elizabeth St | (315) 703-0063 |
| 6 | BEACH AGENCY INC | 1111 Oriskany St W | (315) 793-7626 |
| 7 | Scalzo Zogby & Wittig Inc | 120 Lomond Ct | (315) 792-0000 |
| 8 | Farmers Insurance - Michelle Santillo-Romano | 2400 Genesee St | (315) 765-6531 |
| 9 | Arrow Health Insurance NY | 185 Genesee St | (315) 257-7352 |
| 10 | Adjusters International/Basloe, Levin & Cuccaro | 6 Rhoads Dr | (315) 797-1234 |
Scott Grates - State Farm Insurance Agent serves the Utica, New York metro area, providing Medicare insurance agent services to local residents. The company helps clients understand their health coverage options during enrollment periods. It also assists individuals in comparing Medicare Advantage and Medigap plans available in the region. The agency works with individuals to navigate plan selection based on their unique health care needs. It handles both initial enrollment and annual plan review services.
Serving Utica, New York, and nearby communities, Matt Nimey Insurance Agency handles Medicare insurance plans for local residents. The agency focuses on helping clients navigate their options for medical coverage. It assists individuals with understanding their plan choices and securing the proper benefits for their healthcare needs. To complete a typical job, the agency reviews each client’s specific health requirements and current coverage before providing a clear, informed recommendation.
AAA Utica provides guidance on Medicare insurance options for residents in and around Utica, NY. It helps individuals understand plan choices, coverage details, and the enrollment process. The service includes reviewing existing policies and assisting with plan comparisons each year. Ongoing support is offered to address questions about benefits and provider networks as needs change. The agent serves clients with varying housing situations, including single-family homes, apartments, retail locations, and restaurants.
Dan Meehan - State Farm Insurance Agent in Utica, NY, helps clients distinguish between one-time plan selection and ongoing advisory support for Medicare coverage. The agency assists with comparing Part D drug plans, Medigap policies, and Medicare Advantage options to align with individual health needs and budgets. Services operate on a recurring appointment schedule, with annual reviews encouraged during open enrollment periods to adjust coverage. Additional assistance is available on an as-needed basis for questions or life changes updating a policy.
Fidelis Care - Utica Community Office assists local residents, particularly Medicare-eligible individuals and those nearing retirement, with their health coverage needs. The agency helps clients navigate Medicare plan options, including supplements and Part D drug plans, and explains enrollment periods. Services are provided in a straightforward, informational manner. The office also serves seniors and disabled individuals living in surrounding communities such as New Hartford or Yorkville, ensuring broader access across the Utica-Rome metropolitan area.
For individuals in Utica, Beach Agency Inc specializes in helping clients navigate Medicare Advantage plans and Part D prescription drug coverage. It also provides general Medicare insurance agent services, assisting with plan comparisons and enrollment throughout the annual election period. The agency works to match each client’s healthcare needs and budget with suitable policy options. Many local seniors turn to Beach Agency Inc during the Medicare Open Enrollment season, when they need guidance adjusting coverage for the upcoming year to avoid unexpected costs or gaps.
Scalzo Zogby & Wittig Inc works with individuals and families in the Utica area to navigate the complexities of Medicare coverage. The company specializes in helping clients understand and enroll in Medicare Advantage plans, prescription drug plans, and Medicare Supplement policies. It provides guidance on plan options that can add vision, dental, or hearing coverage to existing benefits. The agency is prepared to serve clients from various commercial sectors, including medical offices, distribution warehouses, and food service establishments.
Farmers Insurance - Michelle Santillo-Romano is known for guiding clients through Medicare plan options in Utica, NY. The agency works to help individuals understand coverage choices and find plans that fit their healthcare needs and budgets. Each consultation is tailored to explain enrollment periods, benefits, and cost considerations. Their service includes annual plan reviews to adjust coverage as medical circumstances change. A specialized service offered is assistance with Medicare Supplement Insurance, which can help cover out-of-pocket expenses not included in original Medicare.
Adjusters International/Basloe, Levin & Cuccaro assists residents of Utica with Medicare insurance plan selection and enrollment. The agency also offers coverage options for commercial clients seeking health plan guidance in the area. Agents help individuals evaluate their needs for hospital, medical, and prescription drug coverage under available plans. After initial enrollment, clients often return to review their coverage during the annual open enrollment period, ensuring their plans still meet their healthcare needs between regular check-ins.
What Does a a Medicare Insurance Agent in Utica Cost?
Medicare insurance agents in Utica do not charge you a direct fee for their services in most cases. Their compensation comes from the insurance carrier when you enroll in a plan. Medigap premiums in New York can range from about $100 to $300 per month depending on your age, gender, and plan type. Medicare Advantage plans often have $0 monthly premiums but may have copays and deductibles. This is general information and not insurance advice.
About medicare insurance agents in Utica
Medicare insurance agents in Utica, New York help residents compare Medicare Advantage, Medigap, and Part D plans. New York state law guarantees a Medigap open enrollment period of 12 months from the start of Part B. Agents licensed in New York must follow state regulations on plan marketing and disclosure.
Frequently Asked Questions
When can I enroll in Medicare in Utica New York?
The Initial Enrollment Period starts three months before your 65th birthday month and ends three months after. New York also offers a Special Enrollment Period for those who lose employer coverage. You can change plans during the Annual Enrollment Period from October 15 to December 7 each year.
What types of Medicare plans are available in Utica New York?
Utica residents can choose Original Medicare, Medicare Advantage plans, Medigap supplemental plans, and Part D prescription drug plans. New York requires Medigap insurers to offer at least Plan A and Plan C or Plan F to all applicants during open enrollment. Plan availability varies by county.
Do Medicare insurance agents in Utica charge a fee?
Most Medicare insurance agents in New York are paid by insurance companies through commissions. You typically do not pay the agent directly. Some independent agents may charge a consultation fee, but they must disclose this in writing before providing services.
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