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Supplemental Insurance Agents in Amherst, NY

Directory of supplemental insurance agents in Amherst, New York. Verify credentials with the state department of insurance before hiring.

11 agents listed
Updated May 2026
Amherst, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 11 supplemental insurance agents in Amherst, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Elmwood Agency
90 Bryant Woods S #100, Amherst, NY 14228
(716) 206-3706 elmwoodagency.com
Jacob Czaja - State Farm Insurance Agent
3555 Sheridan Dr Ste 3557, Amherst, NY 14226
(716) 688-5700 jakeinsuresny.com
Butterson Agency, Inc
586 N French Rd # 4, Amherst, NY 14228
(716) 636-8815 buttersonagency.com
Donald L. Houck Agency, Inc.
1940 Eggert Rd, Amherst, NY 14226
(716) 835-2525 houckins.com
Gallagher Insurance, Risk Management & Consulting
90A John Muir Dr, Amherst, NY 14228
(716) 688-5600 assuredpartners.com
Dave Mcmahon Insurance Agency
4476 Main Rd Suite 113, Amherst, NY 14226
(716) 832-0003 davemcmahonagency.com
Arrow Insurance LLC
3622-3636 Sheridan Dr, Amherst, NY 14226
(716) 351-4481
Meritain Health Inc
300 Corporate Pkwy # 100S, Amherst, NY 14226
(716) 319-5500 meritain.com
Starlight Insurance NY
656 Millersport Hwy, Amherst, NY 14226
(716) 344-8529
Gimeli Hanna Insurance Agency
215 Kings Hwy, Amherst, NY 14226
(716) 998-8479 gimelihannainsuranceagency.com
NAC Insurance Agency
2277 Niagara Falls Blvd, Amherst, NY 14228
(716) 235-5910 nacinsuranceagency.com

Supplemental insurance agents in Amherst New York help residents fill gaps in Medicare and other health coverage. New York state law guarantees a six-month Medigap open enrollment period starting when you turn 65 and enroll in Medicare Part B. Local agents can explain options like Plan G and Plan N that comply with New York regulations.

What Does a Supplemental Insurance Agent in Amherst Cost?

Typical costs for a Medigap Plan G in Amherst New York range from 150 to 300 dollars per month for a 65-year-old. Plan N premiums are often 20 to 50 dollars lower. Rates vary by insurer age and location. New York does not allow insurers to use age or health to increase premiums after purchase. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a supplemental insurance agent in Amherst?
A supplemental insurance agent in Amherst is a licensed professional who sells Medigap and other secondary health plans. They help you compare policies that cover costs not paid by Original Medicare, such as deductibles and coinsurance.
When can I enroll in a Medigap plan in New York?
In New York you have a guaranteed issue right to buy a Medigap plan during the six-month open enrollment period that starts when you are 65 and enrolled in Medicare Part B. Outside this window you may face medical underwriting unless you qualify for a special enrollment period.
Are there New York rules for supplemental insurance plans?
Yes New York requires all Medigap plans to be standardized as Plan A through Plan N. Insurers cannot deny coverage or charge higher premiums based on health status during the open enrollment period. New York also allows you to switch Medigap plans within 30 days of purchase without penalty.