The top-rated supplemental insurance agent in Brentwood, New York is Apple Insurance Agency, rated 4.7 stars across 208 reviews. Other highly rated options include ARVY Insurance - All Your Insurance Needs, Jennifer Rivera - State Farm Insurance Agent, DCAP Insurance. This directory lists 10 supplemental insurance agents serving Brentwood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Apple Insurance Agency | 241 Second Ave | (631) 434-7100 |
| 2 | ARVY Insurance - All Your Insurance Needs | 1632 Brentwood Rd | (631) 524-5425 |
| 3 | Jennifer Rivera - State Farm Insurance Agent | 1044 Suffolk Ave | (631) 245-6118 |
| 4 | DCAP Insurance | 779 Suffolk Ave | (631) 231-3333 |
| 5 | Shindana Associates Inc. | 968 Suffolk Ave | (631) 435-0900 |
| 6 | Steven Grosse: Allstate Insurance | 651 Suffolk Ave | (631) 888-3700 |
| 7 | Unique Insurance LLC | 1219b Suffolk Ave | (631) 954-2123 |
| 8 | Affinity by Molina Healthcare - Brentwood Resource Center | 757B Suffolk Ave | (800) 223-7242 |
| 9 | Rodney Insurance Agency, Inc | 796 Suffolk Ave | (631) 951-2038 |
| 10 | Medicare and Homecare - Duran Insurance Group | 729 Suffolk Ave | (631) 680-8331 |
Apple Insurance Agency serves the Brentwood, New York area as a supplemental insurance agent, offering policies that fill coverage gaps left by major medical plans. These plans help individuals manage out-of-pocket costs for unexpected events such as accidents or critical illnesses. The agency assists clients with finding plans that provide direct cash benefits for covered medical situations. This support can help with deductibles, copayments, and additional daily expenses during recovery. Services include accident insurance and critical illness coverage.
ARVY Insurance - All Your Insurance Needs in Brentwood, NY acts as a supplemental insurance agent, helping clients fill gaps left by primary health or property coverage. The agency provides plan selection assistance and ongoing, year-round support for claim filing and policy adjustments. It regularly reviews clients’ changing needs to prevent coverage lapses. These services are available for single-family homes, apartments, retail establishments, and restaurants.
Jennifer Rivera - State Farm Insurance Agent provides supplemental insurance coverage that helps homeowners, renters, and small business owners in Brentwood, New York, manage gaps left by primary health or property policies. These flexible plans can assist with unexpected expenses from accidents, hospital stays, or critical illnesses, offering financial protection when standard insurance falls short. The agency also works with customers to understand their existing coverage and identify appropriate supplemental options. In addition to Brentwood, the agency serves clients throughout Suffolk County including the Bay Shore community.
DCAP Insurance provides a range of supplemental insurance solutions to residents and business owners in Brentwood, New York. Its service plans include helping clients enroll in policies that cover gaps left by primary health or property coverage. The company also offers maintenance options that allow for periodic policy reviews to adjust coverage as needs evolve. This service helps ensure that individuals and businesses remain adequately protected against unexpected expenses. DCAP Insurance works with single-family homes, apartments, retail locations, and restaurants in the local area.
Shindana Associates Inc. in Brentwood, NY, assists individuals in understanding the difference between one-time supplemental insurance plans, which cover a single event or procedure, and recurring service options that provide ongoing gap coverage for regular medical expenses or hospital stays. These plans help fill deductibles and copays not paid by primary health insurance. Their local agent consultations clarify which benefit structure best suits a client’s recurring healthcare needs or temporary gaps. Service runs on an as-needed basis for plan comparisons or enrollment.
Steven Grosse: Allstate Insurance serves Brentwood, New York, and the surrounding communities on Long Island. The agency handles supplemental insurance policies, helping clients close gaps left by primary health coverage. Typical offerings include accident, critical illness, and hospital indemnity plans designed to manage out-of-pocket costs. To handle a typical job, the agency begins with a personal consultation to identify existing coverage and financial exposure, then presents policy options tailored to individual circumstances.
Unique Insurance LLC in Brentwood, NY, offers supplemental insurance policies that cover gaps left by primary health plans. The agency assists local clients in selecting and managing these additional benefits, ensuring individuals and families have more comprehensive financial protection against unexpected medical costs. With a focus on Medicare supplements, accident, or critical illness plans, it addresses everyday healthcare needs. As the seasons change and households adjust their budgets, the company frequently helps clients navigate coverage updates during open enrollment periods.
As the seasons change on Long Island, many Brentwood residents review their existing health coverage for gaps that could leave them exposed to unexpected medical costs. At Affinity by Molina Healthcare - Brentwood Resource Center, clients can explore supplemental insurance options designed to help cover deductibles, copays, and other out-of-pocket expenses not addressed by primary plans. Understanding each individual’s current policy and budget allows the agency to recommend suitable supplemental coverage. The initial process begins with a free, no-obligation assessment of the client’s existing health insurance plan.
Rodney Insurance Agency, Inc in Brentwood, NY assists clients in identifying gaps within their primary health coverage. The agency specializes in supplemental insurance products designed to address out-of-pocket costs not covered by major medical plans. These policies provide additional financial protection for unexpected medical events, accident claims, or hospital stays. The company serves a range of commercial customers, including offices, warehouses, and food service establishments seeking to safeguard their employees.
Serving residential clients in Brentwood and the surrounding area, Medicare and Homecare - Duran Insurance Group focuses on helping individuals navigate supplemental insurance coverage for the periods Medicare does not fully address. The agency also assists local businesses with commercial insurance policies to protect their operations. Their service area extends throughout Brentwood and nearby communities on Long Island. Agents meet with clients to review their current plans and explain options that fit their changing needs. They make follow-up appointments to adjust coverage whenever circumstances shift between regular health or policy renewal visits.
What Does a a Supplemental Insurance Agent in Brentwood Cost?
Typical Medigap Plan G premiums in New York range from $150 to $300 per month for a 65-year-old, though rates vary by insurer and location. Medicare Advantage plans often have $0 monthly premiums but include copays and deductibles. Costs for supplemental insurance in Brentwood depend on your age, plan choice, and the insurance company. This is general information and not insurance advice.
About supplemental insurance agents in Brentwood
Supplemental insurance agents in Brentwood, New York help residents choose Medigap or Medicare Advantage plans to cover costs not paid by Original Medicare. New York law guarantees a six-month open enrollment period for Medigap when you first turn 65, during which you cannot be denied coverage due to pre-existing conditions. Local agents can explain how state regulations affect your plan options and premiums.
Frequently Asked Questions
What does a supplemental insurance agent in Brentwood do?
A supplemental insurance agent helps you compare and enroll in Medigap or Medicare Advantage plans. They explain coverage gaps, premiums, and out-of-pocket limits. In New York, agents must be licensed by the state Department of Financial Services.
When can I enroll in a Medigap plan in New York?
You have a six-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting. After this period, you may face higher premiums or denial based on health.
Are supplemental insurance costs regulated in New York?
Yes, New York requires community rating for Medigap plans, meaning premiums do not vary based on age or health status. However, costs still differ by plan type and insurer. A local agent can provide quotes for plans available in Brentwood.
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