The top-rated supplemental insurance agent in Bethpage, New York is Anthony Sposito - State Farm Insurance Agent, rated 4.9 stars across 187 reviews. Other highly rated options include James V Funaro Agency, Kathy Miraval - State Farm Insurance Agent, Scott Nachman: Allstate Insurance. This directory lists 10 supplemental insurance agents serving Bethpage.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Anthony Sposito - State Farm Insurance Agent | 4250 Hempstead Tpke Ste 23 | (516) 796-7900 |
| 2 | James V Funaro Agency | 4230 Hempstead Tpke #104 | (516) 204-7223 |
| 3 | Kathy Miraval - State Farm Insurance Agent | 326 Broadway | (516) 433-2929 |
| 4 | Scott Nachman: Allstate Insurance | 503A Stewart Ave | (516) 932-1000 |
| 5 | Stephen DeMaio: Allstate Insurance | 195 Park Ave | (516) 932-6262 |
| 6 | Jet Insurance Agency | 297 Broadway | (516) 893-1644 |
| 7 | Associated Insurance | 2 Carson St | (516) 822-3319 |
| 8 | Primus Insurance Agency Inc | 47 William St | (516) 225-2343 |
| 9 | EASTERN CLASSIC COVERAGE Insurance | 1055 Stewart Ave | (516) 320-8120 |
| 10 | The Koch-Glacken Agency A Division of Marshall & Sterling Insurance | 1211 Stewart Ave #201 | (516) 378-8000 |
Anthony Sposito - State Farm Insurance Agent serves the Bethpage, NY area and the greater Nassau County region as a supplemental insurance agent. This office assists individuals with policies that help cover gaps left by primary health plans. Clients can consult about accident and critical illness insurance, which provides lump-sum benefits for unexpected medical events. The agency also handles hospital indemnity plans, offering direct cash payments during a covered hospital stay.
James V Funaro Agency, located in Bethpage, NY, provides supplemental insurance coverage to bridge gaps left by standard health plans. These services include policies for accidents, critical illness, and hospital indemnity, helping clients manage out-of-pocket costs. The agency maintains ongoing customer support and policy review to ensure coverage keeps pace with changing needs. It regularly assists with claims guidance and plan adjustments for existing clients. The company services single-family homes, apartments, retail establishments, and restaurants within the local area.
Homeowners, renters, and small-business owners in Bethpage, New York can meet with this supplemental insurance agent for policies that help fill gaps left by standard coverage. These plans offer financial protection for unexpected medical costs, accident recovery, or critical illness expenses. Residents seeking options for life or health supplements receive direct, personal guidance from the local office. This agency also serves clients throughout the neighboring Levittown area of Nassau County.
Scott Nachman’s Allstate Insurance, located in Bethpage, NY, specializes in supplemental insurance coverage designed to bridge gaps left by primary health plans. It works with clients in the surrounding area to evaluate individual needs and recommend appropriate tiers of protection for medical incidents. This agency assists residents with understanding policy details and processing required claims documentation. For those facing unexpected issues such as a sudden winter injury that exhausts standard policy limits, it helps secure extra coverage for copays and deductibles.
Serving Bethpage and the surrounding Long Island communities, Stephen DeMaio: Allstate Insurance handles supplemental insurance coverage to help fill gaps left by primary health plans. As a local supplemental insurance agent, it assists clients in selecting policies that can address out-of-pocket expenses and unexpected medical costs. It begins each engagement by reviewing a client’s existing coverage to identify potential shortfalls and then presents supplemental plan options in a clear, straightforward manner.
Residents of Bethpage, New York, can choose between one-time policy reviews for specific gaps or ongoing supplemental insurance services that adjust to evolving needs. Jet Insurance Agency offers coverage options such as accident, critical illness, or hospital indemnity plans that help bridge gaps left by major medical policies. These supplemental plans provide fixed cash benefits directly to policyholders for covered events. Service arrangements for this local agency are available on either an as-needed or scheduled basis, depending on client preference for annual or seasonal check-ins.
As winter weather brings increased risks of accidents and unexpected illnesses, residents of Bethpage often seek ways to fill gaps in their primary health coverage. Associated Insurance operates locally to connect individuals with supplemental policies, such as those for critical illness, hospital indemnity, or accident coverage. These plans help manage out-of-pocket costs that standard insurance may not fully address. The process begins with a straightforward review of the client’s existing benefits and personal needs, followed by a no-obligation inspection to identify appropriate plan options.
Primus Insurance Agency Inc operates as a supplemental insurance agent in Bethpage, NY, helping individuals and businesses fill gaps in their primary health and liability coverage. The agency focuses on offering targeted add-on policies that can address specific financial exposures not fully covered by standard plans. These supplemental plans may assist with out-of-pocket medical costs or unexpected property damages. The company serves a range of commercial sectors, including local offices, warehouses, and food service establishments seeking to enhance their existing insurance portfolios.
EASTERN CLASSIC COVERAGE Insurance in Bethpage, NY, is known for guiding local residents through the complexities of supplemental insurance. The agency helps clients fill gaps in their Medicare or employer-based health plans with practical coverage options. Its services include advice on hospital indemnity plans, accident policies, and critical illness insurance. As a local supplemental insurance agent, it also assists with dental and vision add-ons. For those managing longer health stays, the agency can add a specialty short-term care policy to extend basic protection.
The Koch-Glacken Agency A Division of Marshall & Sterling Insurance serves residents in Elizabethville, offering supplemental insurance policies to help cover gaps in primary health coverage. Commercial clients in the surrounding area also receive tailored supplemental plans. Agency personnel explain policy options clearly and assist with claims filing. All clients are welcome to return between regular visits for policy reviews or to adjust coverage as personal needs change.
What Does a a Supplemental Insurance Agent in Bethpage Cost?
Supplemental insurance agent services in Bethpage are typically free to consumers because agents earn commissions from insurance carriers. Medigap Plan G premiums in New York range from about $150 to $300 per month for a 65-year-old, while Medicare Advantage plans often have $0 monthly premiums but may include copays. Costs vary by age, location, and plan type. This is general information, not insurance advice.
About supplemental insurance agents in Bethpage
Supplemental insurance agents in Bethpage, New York help residents choose policies that cover gaps in Medicare or employer plans. New York state law guarantees a six-month open enrollment period for Medigap policies starting when you first enroll in Medicare Part B. This local context ensures Bethpage residents have time to compare options without medical underwriting.
Frequently Asked Questions
What is a supplemental insurance agent in Bethpage?
A supplemental insurance agent in Bethpage helps you find and enroll in policies like Medigap or Medicare Advantage. They explain plan differences and guide you through New York-specific rules, such as guaranteed issue rights.
When can I enroll in a Medigap plan in New York?
In New York, you have a six-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to health conditions.
Are there special rules for supplemental insurance in New York?
Yes, New York has a birthday rule allowing you to switch Medigap plans within 60 days after your birthday without medical underwriting. This applies if you already have a Medigap plan and want to change to one of equal or lesser benefits.
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