The top-rated truck insurance agent in Knoxville, Tennessee is 21st Insurance Agency, rated 4.9 stars across 3,510 reviews. Other highly rated options include Knoxville Insurance Group, Truckers National Insurance, William Knight Insurance Agency. This directory lists 28 truck insurance agents serving Knoxville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | 21st Insurance Agency | 620 Market St | (866) 727-4712 |
| 2 | Knoxville Insurance Group | 220 S Peters Rd #103 | (865) 694-9788 |
| 3 | Truckers National Insurance | 6700 Baum Dr SW #5 | (865) 722-7431 |
| 4 | William Knight Insurance Agency | 1717 Winston Rd | (865) 670-2990 |
| 5 | Sparks Insurance | 10101 Sherrill Blvd | (865) 687-1855 |
| 6 | Josh Ellis - State Farm Insurance Agent | 11826 Kingston Pike #120 | (865) 223-5461 |
| 7 | ISG Insurance LLC | 5418 Clinton Hwy | (865) 689-1900 |
| 8 | RightWay Insurance | 111 Center Park Dr STE 106 | (865) 293-7520 |
| 9 | Mansour Hasan - State Farm Insurance Agent | 10811 Kingston Pike | (865) 690-7100 |
| 10 | Applegate Insurance Agency | 301 S Gallaher View Rd # 229 | (865) 240-2348 |
21st Insurance Agency serves Knoxville and the surrounding metro area as a dedicated truck insurance agent. The company helps commercial trucking operators secure essential coverage for their fleets. This includes policies that address the unique liability and cargo risks faced in the local freight industry. Beyond standard protection, the agency also assists independent owner-operators in finding appropriate insurance solutions for their long-haul operations in this region. It handles both physical damage coverage and general liability for local commercial vehicles.
Knoxville Insurance Group provides a full spectrum of truck insurance services, including liability, cargo, and physical damage coverage for commercial vehicles. It also offers maintenance plans that help policyholders manage routine truck upkeep and reduce long-term operational risks. The agency works with clients who own or operate single-family homes, apartments, retail storefronts, and restaurants throughout the Knoxville, TN area.
Truckers National Insurance specializes in coverage for owner-operators and commercial fleets, offering liability, cargo, and physical damage protection. The agency serves trucking professionals across the Knoxville area, matching policies to individual hauling needs and risk profiles. It provides guidance through required filings and regulatory paperwork common in Tennessee. During winter months, the agency assists clients with adjusting coverage to account for increased seasonal hazards such as icy highways and potential cargo claims from weather-related delays.
As winter weather approaches the Knoxville area, trucking companies face increased risks on icy highways and mountain routes. William Knight Insurance Agency addresses these challenges by providing specialized truck insurance coverage tailored to local commercial operators. Their policies help protect against cargo damage, liability claims, and vehicle repairs common to regional hauls. Agents work with clients to review fleet sizes, driving histories, and coverage limits necessary for compliance. Every new client starts with a thorough policy consultation and a detailed inspection of their vehicles and operations.
Sparks Insurance serves local trucking companies with their general liability and physical damage coverage needs. They specialize in offering additional endorsements like cargo insurance, which protects freight during transit, and towing protection for breakdowns. Their agents assist clients in understanding coverage limits, deductibles, and essential documentation for compliance with Tennessee commercial vehicle requirements. These policies are designed for small fleet owners and independent operators. Sparks Insurance’s guidance can support the operational needs of businesses ranging from local offices and warehouses to food service distribution companies.
Josh Ellis - State Farm Insurance Agent serves local trucking companies, independent owner-operators, and fleet owners in the Knoxville, Tennessee area by offering commercial vehicle coverage tailored to meet operational needs. Policies help protect physical assets such as trucks and trailers while also addressing liability concerns common in freight transportation. The agency works closely with clients to review coverage limits and deductibles that align with their business scale. It also provides service to businesses operating along major routes in communities near Alcoa, Tennessee.
ISG Insurance LLC provides residential insurance services in Knoxville, TN, ensuring local homeowners obtain coverage for their properties. The agency also specializes in truck insurance, delivering commercial policies for owner-operators and fleet clients across the region. Their approach focuses on matching drivers and businesses with appropriate liability and cargo protection. After an initial policy is placed, the agency offers follow-up service to adjust coverage needs between regular renewal visits, helping clients maintain continuous, responsive protection for their vehicles and operations.
RightWay Insurance serves Knoxville, Tennessee, and its surrounding communities, handling truck insurance policies for local commercial vehicle operators. It provides coverage options for semi-trucks, delivery vans, and other freight vehicles navigating regional and interstate routes. The agency works to match each client with a policy that meets standard regulatory requirements for liability and cargo protection. For a typical job, the agent reviews the driver’s operational radius, vehicle type, and hauling frequency to structure coverage limits.
Mansour Hasan - State Farm Insurance Agent in Knoxville, TN is recognized for providing truck insurance that addresses the specific risks commercial drivers face on the road. Their coverage options help protect truckers from liability claims and cargo damage across the region. Policies are tailored to account for long-haul routes and varying state regulations. The agency can also add on physical damage coverage for the vehicle itself, safeguarding against accidents, theft, or weather-related incidents.
What Does a a Truck Insurance Agent in Knoxville Cost?
Truck insurance costs in Tennessee vary widely based on driving record, cargo type, and annual mileage. A basic liability policy for a single truck can range from 4000 to 8000 dollars per year. Full coverage with physical damage and cargo insurance often costs between 8000 and 15000 dollars annually. This is general information and not insurance advice.
About truck insurance agents in Knoxville
Truck insurance agents in Knoxville Tennessee help owner-operators and fleets meet state and federal insurance requirements. Tennessee law requires minimum liability coverage of 300000 dollars for interstate commercial trucks. Local agents understand the specific risks of hauling through the Smoky Mountains and along I-40 and I-75.
Frequently Asked Questions
What insurance coverage do I need for a commercial truck in Tennessee?
Tennessee requires at least 300000 dollars in liability insurance for interstate commercial trucks. You also need physical damage coverage and cargo insurance. An agent can help you meet the filing requirements with the Tennessee Department of Safety.
How do I find a truck insurance agent in Knoxville?
Look for agents who specialize in commercial auto and trucking insurance. Many independent agents in Knoxville work with multiple carriers. Check that the agent is licensed by the Tennessee Department of Commerce and Insurance.
Do I need a specific type of insurance for hauling hazardous materials in Tennessee?
Yes, hauling hazardous materials requires additional coverage and a federal permit. Tennessee follows federal DOT regulations for hazmat endorsements. Your agent can help you obtain the necessary cargo and pollution liability insurance.
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