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Find Truck Insurance Agents Near You in Memphis, TN

Browse truck insurance agents serving Memphis, Tennessee. Updated 2026-07-14.

The top-rated truck insurance agent in Memphis, Tennessee is Acceptance Insurance, rated 4.8 stars across 259 reviews. Other highly rated options include Fields Insurance, Clay & Land Insurance, Inc., Liberty Mutual Insurance Dustin Hopkins. This directory lists 19 truck insurance agents serving Memphis.

Showing 19 truck insurance agents in Memphis, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acceptance Insurance5800 Winchester Rd(865) 392-7213
2Fields Insurance3766 Ridgeway Rd(901) 465-0011
3Clay & Land Insurance, Inc.866 Ridgeway Loop Rd(901) 767-3600
4Liberty Mutual Insurance Dustin Hopkins6060 Poplar Ave #301(901) 212-1797
5Freeway Insurance2550 Poplar Ave(901) 437-5722
6Riskbusters Insurance5865 Ridgeway Center Pkwy Suite 300(901) 767-1890
7Tennessee Medicare Guidance3263 W Sarazens Cir(901) 493-1511
8P3 Insurance Solutions8295 Tournament Dr ste 150(901) 203-2630
9Sneed Insurance4515 Poplar Ave #322(901) 372-4580
10Financially Smart Insurance LLC5510 E Shelby Dr #107(901) 254-7655
AI
5800 Winchester Rd
Acceptance Insurance
Truck Insurance Agent · Memphis, TN

Commercial trucking businesses and independent owner-operators in Memphis, Tennessee rely on Acceptance Insurance for tailored commercial auto and liability coverage. Specializing as a truck insurance agent, it helps clients navigate log trucking regulations and secure physical damage protection for their fleets. The agency also advises on cargo insurance limits required by local freight brokers. Beyond Memphis proper, this location serves companies running routes through the nearby Mid-South corridor and Shelby County’s industrial zones.

FI
3766 Ridgeway Rd
Fields Insurance
Truck Insurance Agent · Memphis, TN

Fields Insurance serves commercial truck operators throughout Memphis, Tennessee, as a dedicated truck insurance agent. The agency assists local owner-operators and small fleets in securing liability coverage that meets federal and state mandates. It also guides clients through physical damage policies to protect their vehicles and cargo. By focusing strictly on the trucking industry, Fields Insurance helps Memphis truckers manage risks on the road and during loading. The agency handles non-trucking liability insurance for owner-operators when their rigs are used for personal travel.

CL
866 Ridgeway Loop Rd
Clay & Land Insurance, Inc.
Truck Insurance Agent · Memphis, TN

Clay & Land Insurance, Inc. serves local businesses and independent owner-operators with specialized truck insurance coverage in Memphis, TN. The agency helps commercial trucking clients find policies for liability, cargo, and physical damage protection across the Mid-South region. Tailored risk assessments ensure each working fleet meets Tennessee regulatory requirements. Clay & Land also supports firms operating out of neighboring Shelby County communities and across the broader Memphis metropolitan area.

LM
6060 Poplar Ave #301
Liberty Mutual Insurance Dustin Hopkins
Truck Insurance Agent · Memphis, TN

Liberty Mutual Insurance Dustin Hopkins provides a full range of truck insurance services for commercial vehicle operators in Memphis, Tennessee. It offers liability, physical damage, and cargo coverage tailored to local transportation needs. Service plans include routine policy reviews to ensure compliance with Tennessee's regulatory requirements. It also assists with maintenance-related insurance adjustments for fleet vehicles. The agency serves single-family homes, apartments, retail, and restaurant properties requiring commercial auto protection for their delivery or service trucks.

FI
2550 Poplar Ave
Freeway Insurance
Truck Insurance Agent · Memphis, TN

Freeway Insurance in Memphis, Tennessee offers local clients both one-time truck insurance policies and ongoing, scheduled coverage options tailored to individual needs. For over-the-road trucking, required liability, cargo, and physical damage protection can be arranged as a single purchase or renewed on a recurring basis. As a truck insurance agent, the company also helps commercial operators navigate state-specific coverage requirements for fleets and owner-operators. Their services for handling claims and policy adjustments are available on an as-needed basis.

RI
5865 Ridgeway Center Pkwy Suite 300
Riskbusters Insurance
Truck Insurance Agent · Memphis, TN

Riskbusters Insurance specializes in matching Memphis trucking operations with liability, physical damage, and cargo coverage policies suited to long-haul and regional routes. As a local truck insurance agent, the company evaluates individual fleet risks and connects clients with available protection that meets federal compliance requirements. It also helps owner-operators and small fleets navigate coverage adjustments as seasonal weather changes along the I-40 corridor create heightened collision and cargo claims concerns.

TM
3263 W Sarazens Cir
Tennessee Medicare Guidance
Truck Insurance Agent · Memphis, TN

With the bustling shipping seasons along the I-40 corridor often bringing increased demand for commercial freight, local truckers in Memphis need reliable coverage to keep their operations rolling. Tennessee Medicare Guidance helps independent owner-operators and small fleets navigate the specific insurance requirements in the Memphis area. The agent provides clear advice on liability limits and cargo protection tailored to regional routes. Every policy discussion begins with a straightforward inspection and review of current vehicle paperwork to ensure all local compliance needs are met.

PI
8295 Tournament Dr ste 150
P3 Insurance Solutions
Truck Insurance Agent · Memphis, TN

P3 Insurance Solutions works with clients across the trucking industry to secure essential liability and physical damage coverage. This local Memphis agency also specializes in tailored endorsements for cargo, reefer breakdown, and non-trucking liability periods. Each policy is structured to address the specific risks that professional drivers and fleet owners encounter on regional and long-haul routes. The agency serves commercial sectors that include local and over-the-road offices, warehouse distribution centers, and food service transportation operations.

SI
4515 Poplar Ave #322
Sneed Insurance
Truck Insurance Agent · Memphis, TN

Sneed Insurance serves Memphis, Tennessee, and the surrounding communities with commercial truck insurance. The agency handles liability coverage, physical damage protection, and cargo insurance for owner-operators and fleets. In a region defined by busy freight corridors and distribution hubs, it assists clients in navigating regulatory requirements and managing risk exposure. For a typical job, the agency begins by reviewing a client’s driving records and operational routes, then tailors coverage limits to local cargo and liability exposures.

FS
5510 E Shelby Dr #107
Financially Smart Insurance LLC
Truck Insurance Agent · Memphis, TN

Financially Smart Insurance LLC in Memphis, Tennessee distinguishes between a single truck policy and a broader fleet package, each tailored to different operational scales. Their coverage extends beyond basic liability to include comprehensive options for cargo, physical damage, and non-trucking liability. The company recognizes that local regulations require specialized protection for long-haul and regional routes. Service runs on an as-needed basis, allowing clients to request policy adjustments, renewals, or new quotes whenever their fleet or individual truck requirements change.

AI
4287 Summer Ave ste 102
Acceptance Insurance
Truck Insurance Agent · Memphis, TN
(865) 392-7212
locations.acceptance.com/memphis-insurance-tennessee-38122
FI
5724 Mt Moriah Rd STE 101-103
Freeway Insurance
Truck Insurance Agent · Memphis, TN
(901) 437-5721
locations.freeway.com/freeway-insurance-insurance-memphis-tn-38115
FI
3981 Frayser-Raleigh Rd
Freeway Insurance
Truck Insurance Agent · Memphis, TN
(901) 437-5720
locations.freeway.com/freeway-insurance-insurance-memphis-tn-38128
PM
4216 Millbranch Rd
Pete Mitchell & Associates Insurance, Inc.
Truck Insurance Agent · Memphis, TN
(901) 345-6176
petemitchellins.com
II
231 Exchange Ave
iCover Insurance
Truck Insurance Agent · Memphis, TN
(901) 730-0805
icover-insurance.com
RS
1331 Union Ave #980
RiskGuard Sr22 Insurance Agency Tennessee
Truck Insurance Agent · Memphis, TN
(423) 264-7443
PC
3874 Viscount Ave # 6
Perfect Choice Insurance
Truck Insurance Agent · Memphis, TN
(901) 333-9834
FE
1568 Union Ave
Farris Evans Insurance Inc
Truck Insurance Agent · Memphis, TN
(901) 274-5424
farrisevans.com/fe_contact.html
NT
5738 Nanjack Cir #202
National Truck Underwriting
Truck Insurance Agent · Memphis, TN
(901) 375-4009

What Does a a Truck Insurance Agent in Memphis Cost?

Truck insurance costs in Tennessee typically range from 8000 to 15000 dollars per year for a single semi truck depending on driving record and cargo type. Fleet policies may cost 2000 to 5000 dollars per truck annually. Rates vary based on coverage limits deductibles and claims history. This is general information not insurance advice.

About truck insurance agents in Memphis

Truck insurance agents in Memphis Tennessee help owner operators and fleet owners meet state requirements. Tennessee law mandates minimum liability coverage of 75000 dollars for trucks carrying non hazardous cargo. Agents also advise on additional protections like physical damage and cargo insurance for routes along I 40 and I 55.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in Tennessee?

Tennessee requires at least 75000 dollars in liability coverage for trucks under 10001 pounds GVWR and 300000 dollars for heavier vehicles. You must also carry uninsured motorist coverage unless you waive it in writing.

How do I find a qualified truck insurance agent in Memphis?

Look for agents who specialize in commercial auto policies and have experience with Tennessee Department of Safety filings. Many independent agents in Memphis can compare quotes from multiple carriers.

Does Tennessee require specific endorsements for truck insurance policies?

Yes Tennessee requires MCS 90 endorsements for interstate carriers and proof of financial responsibility. Local agents can help you add hired auto and non trucking liability endorsements.

Truck Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.