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HomeTruck Insurance AgentsTennessee › Oak Ridge

Find Truck Insurance Agents Near You in Oak Ridge, TN

Browse truck insurance agents serving Oak Ridge, Tennessee. Updated 2026-07-14.

The top-rated truck insurance agent in Oak Ridge, Tennessee is Stephanie Hale-Smith - State Farm Insurance Agent, rated 5.0 stars across 334 reviews. Other highly rated options include Bradley Roberts: Allstate Insurance, Mike Massaglia - State Farm Insurance Agent, Josh Hemphill - State Farm Insurance Agent. This directory lists 18 truck insurance agents serving Oak Ridge.

Showing 18 truck insurance agents in Oak Ridge, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Stephanie Hale-Smith - State Farm Insurance Agent40 New York Ave #110(865) 483-7784
2Bradley Roberts: Allstate Insurance106 S Illinois Ave(865) 482-9596
3Mike Massaglia - State Farm Insurance Agent108 S Illinois Ave(865) 425-7750
4Josh Hemphill - State Farm Insurance Agent574 Oak Ridge Turnpike(865) 512-7542
5Laura Lynn Green - State Farm Insurance Agent136 Marquette Rd(865) 483-5666
6Direct Auto Insurance860 Oak Ridge Turnpike Suite 4(865) 220-5537
7Farm Bureau Insurance1574 Oak Ridge Turnpike(865) 482-5666
8Madison Insurance Group, Inc.795 Main St W Suite 200(865) 425-7300
9Thompson Insurance Group697 Emory Valley Rd E(865) 685-5069
10Chris Smith Insurance471 Oak Ridge Turnpike Ste.B(865) 272-3387
SH
40 New York Ave #110
Stephanie Hale-Smith - State Farm Insurance Agent
Truck Insurance Agent · Oak Ridge, TN

Stephanie Hale-Smith - State Farm Insurance Agent serves the Oak Ridge, Tennessee area, specializing in truck insurance coverage for local commercial operators. The agency helps truck drivers meet legal and financial requirements for their vehicles. General protections such as liability, physical damage, and cargo coverage are offered to suit regional hauling needs. Claims assistance is provided to clients when incidents occur on the road. Specific services tailored here include policies for owner-operators and hired-and-non-owned truck insurance.

BR
106 S Illinois Ave
Bradley Roberts: Allstate Insurance
Truck Insurance Agent · Oak Ridge, TN

Bradley Roberts: Allstate Insurance offers a range of commercial truck insurance services in Oak Ridge, TN, including liability, physical damage, and cargo coverage for local operators. Its service plans help clients assess risk and update policies as fleets evolve, supporting continuous protection for various transportation needs. The agent’s client base for truck insurance typically includes single-family home movers, retail delivery services, apartment moving companies, and restaurants that require dependable vehicle insurance.

MM
108 S Illinois Ave
Mike Massaglia - State Farm Insurance Agent
Truck Insurance Agent · Oak Ridge, TN

Mike Massaglia, a local truck insurance agent in Oak Ridge, Tennessee, serves independent truckers, fleet operators, and owner-operators throughout the region. The agency provides commercial auto liability, physical damage coverage, and cargo insurance tailored to the risks of over-the-road transport. Policies are designed to meet state and federal requirements, with options for bobtail insurance, non-trucking liability, and primary liability. Seasonal coverage adjustments are available for fluctuating hauling needs. Additionally, this agency covers commercial drivers based in the nearby communities of Clinton and the greater Anderson County area.

JH
574 Oak Ridge Turnpike
Josh Hemphill - State Farm Insurance Agent
Truck Insurance Agent · Oak Ridge, TN

Josh Hemphill - State Farm Insurance Agent in Oak Ridge, Tennessee is known for offering tailored coverage for commercial truck operators in the region. Its service range includes liability, physical damage, and cargo insurance for local and long-haul trucking businesses. The agent works to match policies to the specific needs of each fleet operator or independent driver. As a specialty add-on, the agency offers coverage for refrigerated trailers and their cargo during transport.

LL
136 Marquette Rd
Laura Lynn Green - State Farm Insurance Agent
Truck Insurance Agent · Oak Ridge, TN

Serving Oak Ridge and the surrounding East Tennessee communities, Laura Lynn Green's State Farm agency provides commercial truck insurance for local owner-operators and small fleets. The agency handles liability coverage, physical damage protection, and cargo insurance tailored to regional routes. It approaches every policy by first assessing the specific operational risks a trucking business faces before recommending appropriate coverage limits. This careful evaluation ensures each client's unique needs are addressed in a straightforward manner.

DA
860 Oak Ridge Turnpike Suite 4
Direct Auto Insurance
Truck Insurance Agent · Oak Ridge, TN

Direct Auto Insurance serves the Oak Ridge, Tennessee area as a truck insurance agent. The company helps commercial truck operators find coverage for their vehicles and business needs. It works with local drivers to address the specific risks of hauling cargo and operating heavy trucks on regional routes. Policy options often include liability protection for bodily injury and property damage that may occur during transit. Direct Auto Insurance also handles physical damage coverage for trucks involved in collisions or weather incidents.

FB
1574 Oak Ridge Turnpike
Farm Bureau Insurance
Truck Insurance Agent · Oak Ridge, TN

Farm Bureau Insurance in Oak Ridge, Tennessee, provides truck insurance agent services for commercial vehicles, including policy consultations and coverage adjustments. Its service plans involve regular policy reviews to ensure compliance with Tennessee’s trucking regulations and liability requirements. The company assists clients with filing claims and updating coverage as fleet needs change. It typically services properties such as single-family homes, apartments, retail stores, and restaurants that rely on trucking operations.

MI
795 Main St W Suite 200
Madison Insurance Group, Inc.
Truck Insurance Agent · Oak Ridge, TN

Madison Insurance Group, Inc. specializes in tailoring coverage for local trucking operations, helping independent owner-operators and small fleets manage their unique risk exposures. The agency also works with regional commercial drivers to secure policies that meet state and federal requirements. It assists businesses in Oak Ridge with navigating insurance filings for rigs hauling cargo through nearby mountain routes during unpredictable winter weather.

TI
697 Emory Valley Rd E
Thompson Insurance Group
Truck Insurance Agent · Oak Ridge, TN

Local truck fleets in the Oak Ridge area face seasonal hauling demands that require reliable coverage. Thompson Insurance Group serves as a truck insurance agent, helping operators find policies that match their specific cargo and regional routes. The team works to explain liability, physical damage, and cargo protection options without overcomplicating the process. A typical engagement begins with a review of the current policy and an inspection of the vehicles and their operating schedules to identify the initial coverage gaps and needs.

CS
471 Oak Ridge Turnpike Ste.B
Chris Smith Insurance
Truck Insurance Agent · Oak Ridge, TN
SP
113 Raleigh Rd
Southern Protection Insurance TN
Truck Insurance Agent · Oak Ridge, TN
(865) 290-0191
HC
665A Emory Valley Rd
Herron-Connell Insurance
Truck Insurance Agent · Oak Ridge, TN
(865) 483-8483
herronconnell.com
WO
800 Oak Ridge Turnpike # A1000
Wholesure Oak Ridge, TN (Appalachian Underwriters Inc.)
Truck Insurance Agent · Oak Ridge, TN
(888) 376-9633
appund.com
CC
207 S Purdue Ave
Complete Cover Insurance Group
Truck Insurance Agent · Oak Ridge, TN
(615) 488-1250
AC
681C Emory Valley Rd
Assurance Center
Truck Insurance Agent · Oak Ridge, TN
(423) 380-0924
SI
107A W Tennessee Ave
Shelter Insurance - Nathan Mizer
Truck Insurance Agent · Oak Ridge, TN
(865) 483-0670
shelterinsurance.com/CA/agent/NMIZER
HH
1062 Oak Ridge Turnpike # 200
Howard Hildreth Insurance & Realty
Truck Insurance Agent · Oak Ridge, TN
(865) 483-8476
howardhildrethins.com
RI
100 Tulsa Rd # 28
Ridge Insurance
Truck Insurance Agent · Oak Ridge, TN
(865) 482-0214

What Does a a Truck Insurance Agent in Oak Ridge Cost?

Truck insurance costs in Tennessee vary widely based on driving history, cargo type, and annual mileage. A basic liability policy for a single truck may cost 3000 to 6000 dollars per year, while full coverage with cargo and physical damage can range from 8000 to 15000 dollars annually. This is general information and not insurance advice.

About truck insurance agents in Oak Ridge

Truck insurance agents in Oak Ridge Tennessee help owner-operators and fleets find coverage that meets state and federal requirements. Tennessee law requires minimum liability insurance of 75000 dollars per person for bodily injury and 25000 dollars for property damage for commercial trucks. Local agents understand the specific needs of the trucking industry in Anderson County.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Tennessee?

Tennessee requires commercial trucks to carry at least 75000 dollars in bodily injury liability per person and 25000 dollars in property damage liability. Higher limits may be needed for interstate hauling or to satisfy a motor carrier contract.

Do I need a special license to sell truck insurance in Tennessee?

Yes agents must hold a valid Tennessee insurance license and often obtain additional certifications for commercial lines. Many truck insurance agents in Oak Ridge also have experience with the Federal Motor Carrier Safety Administration regulations.

Can a truck insurance agent help with cargo coverage?

Yes many agents offer cargo insurance to protect goods being transported. This coverage is separate from liability and physical damage insurance and is often required by brokers or shippers.

Truck Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.