The top-rated truck insurance agent in Spring Hill, Tennessee is Josh Hazlewood - State Farm Insurance Agent, rated 5.0 stars across 438 reviews. Other highly rated options include Jaimee Davis: Allstate Insurance, Davis Insurance Agency, Inc., Farm Bureau Insurance. This directory lists 18 truck insurance agents serving Spring Hill.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josh Hazlewood - State Farm Insurance Agent | 4910 Main St Suite 102 | (615) 614-1763 |
| 2 | Jaimee Davis: Allstate Insurance | 517 Maury Hill St | (615) 392-1122 |
| 3 | Davis Insurance Agency, Inc. | 4935 Main St Unit 7 #421 | (615) 392-5969 |
| 4 | Farm Bureau Insurance | 4886 Port Royal Rd #260 | (931) 486-3816 |
| 5 | Chris Nielsen - State Farm Insurance Agent | 5332 Main St | (931) 486-1600 |
| 6 | David Charles - State Farm Insurance Agent | 5083 Main St #4 | (615) 302-1380 |
| 7 | Jeremy Holderfield - COUNTRY Financial Agent | 2001 Campbell Station Pkwy a3 | (615) 791-3264 |
| 8 | DeBerry Insurance Agency, Inc. | 5232 Main St | (931) 486-3300 |
| 9 | Joe Easley - COUNTRY Financial Representative | 2001 Campbell Station Pkwy a3 | (615) 791-3264 |
| 10 | Farmers Insurance - Robert Orton | 5311 Main St Ste D | (931) 486-1777 |
Josh Hazlewood - State Farm Insurance Agent serves the Spring Hill, Tennessee area, offering truck insurance and related risk management services for local commercial drivers. The agency works with truck operators to address specific coverage needs for their vehicles and cargo. Policies are designed to protect against common challenges in the trucking industry, such as accident liability and equipment damage. Josh Hazlewood - State Farm Insurance Agent handles liability coverage for heavy trucks and physical damage protection for fleet vehicles in Spring Hill.
Jaimee Davis: Allstate Insurance in Spring Hill, TN, offers a full range of truck insurance services, including liability, cargo, and physical damage coverage for commercial vehicles. The agency also provides flexible payment plans and policy reviews to help truckers maintain continuous coverage. Its service plans assist with claims filing and roadside support. The agency serves truck operators hauling for various property types, including retail stores, restaurants, single-family homes, and apartment complexes.
Davis Insurance Agency, Inc. serves commercial trucking operators and independent owner-operators throughout Spring Hill, Tennessee, providing tailored coverage for over-the-road and local delivery fleets. It helps clients manage risk on a variety of commercial vehicle types, offering policies that address liability, physical damage, and cargo protection. Trucking businesses from all segments of the industry rely on its services to maintain compliance and security on the road. The agency also extends its truck insurance expertise to businesses operating in nearby Franklin and the broader Williamson County area.
Farm Bureau Insurance serves the Spring Hill, Tennessee area and surrounding communities as a provider of truck insurance for local operators. It handles coverage for over-the-road long-haul trucks, delivery vehicles, and smaller commercial trucks that frequent Middle Tennessee roads. For typical clients, the agency reviews individual driving history, cargo types, and annual mileage before matching a policy to those exact needs. A local agent meets with the truck owner to discuss specific routes and operational risks before finalizing the coverage terms.
Chris Nielsen - State Farm Insurance Agent serves Spring Hill, Tennessee, and the surrounding communities. The agency handles truck insurance for commercial drivers and their vehicles, offering coverage that typically includes liability and physical damage protection. Chris Nielsen provides personal service by discussing each client's specific driving routes and cargo types to tailor their policy. To handle a typical job, the agent assesses the driver's operational needs and then presents coverage options that address common risks on local and regional roads.
For businesses needing occasional coverage versus those requiring ongoing protection, David Charles - State Farm Insurance Agent distinguishes between one-time trip policies and continuous fleet liability. The agency offers truck insurance covering cargo, physical damage, and liability. Service accommodates local and long-haul operations. Coverage is arranged on a one-time, scheduled, or as-needed basis depending on the client's route frequency.
Jeremy Holderfield with COUNTRY Financial in Spring Hill, TN specializes in assessing unique liability risks for local trucking operators and providing tailored commercial auto policies for their fleets. It also works with regional owner-operators requiring business interruption coverage and physical damage protection. During freezing winter months when icy roads increase accident likelihood, the agent helps transport firms evaluate coverage limits to protect against cargo loss or third-party property damage claims from weather-related collisions.
When spring rains make rural roads slick or harvest trucks overload rural routes near Spring Hill, the need for proper commercial coverage becomes urgent. DeBerry Insurance Agency, Inc. works as a truck insurance agent helping local owner-operators and small fleets secure liability and cargo policies that meet Tennessee regulations. Their service focuses on explaining policy terms clearly so drivers understand their protection limits. The initial step in establishing coverage involves an inspection of the vehicle and a review of the driver’s current operating authority.
Joe Easley of COUNTRY Financial serves the Spring Hill, Tennessee area for truck insurance, distinguishing between one-time policies for short-term needs and recurring coverage for ongoing operations. Protection extends to liability, physical damage, cargo, and downtime expenses that can impact a hauler’s bottom line. Each policy is built around the specific routes and load types a driver or fleet manages. Service can be scheduled for annual policy reviews or provided on an as-needed basis when a new vehicle or route change requires coverage adjustments.
What Does a a Truck Insurance Agent in Spring Hill Cost?
Truck insurance costs in Tennessee vary widely based on driving record, cargo type, and annual mileage. A basic liability policy for a single truck can range from 3,000 to 6,000 dollars per year. Full coverage with physical damage may cost 8,000 to 15,000 dollars annually. This is general information and not insurance advice.
About truck insurance agents in Spring Hill
Truck insurance agents in Spring Hill Tennessee help owner-operators and fleets meet state requirements. Tennessee law mandates minimum liability coverage of 25/50/15 for commercial trucks. Agents can also assist with physical damage coverage and cargo insurance tailored to local routes.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Tennessee?
Tennessee requires commercial trucks to carry at least 25/50/15 liability coverage. This means 25,000 dollars per person for bodily injury, 50,000 dollars per accident, and 15,000 dollars for property damage. Higher limits are often needed for interstate hauling.
Do I need a special license to sell truck insurance in Spring Hill?
Yes, agents must hold a valid Tennessee insurance license with a property and casualty line of authority. They must also complete continuing education credits every two years to stay compliant with state law.
Can a truck insurance agent help with Tennessee Department of Safety filings?
Yes, many agents assist with filing proof of insurance with the Tennessee Department of Safety. This is required to register a commercial vehicle and obtain an International Registration Plan (IRP) plate.
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