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Looking for a umbrella insurance agent in Boulder? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Boulder, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 18 umbrella insurance agents in Boulder, CO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tammy Sandoval - State Farm Insurance Agent
1400 28th St Ste 1, Boulder, CO 80303
(303) 494-4700
tammysandoval.com
Robert Erben - State Farm Insurance Agent
2342 Broadway, Boulder, CO 80304
(303) 444-0490
erbeninsurance.com
Professor Medicare
1660 30th St, Boulder, CO 80301
(858) 689-7445
professormedicare.com
Erika Lousberg: Allstate Insurance
3450 Penrose Pl STE 110, Boulder, CO 80301
(303) 442-4902
agents.allstate.com
John Lazas, Your Health Insurance Specialist
2860 32nd St, Boulder, CO 80301
(303) 817-3526
johnlazas.com
Greg Lamb: Allstate Auto, Home, Condo, Renters, & Life Insurance
1823 Folsom St #205, Boulder, CO 80302
(303) 451-7595
agents.allstate.com
AAA Boulder
2425 Canyon Blvd Suite P, Boulder, CO 80302
(303) 442-0242
locator.acg.aaa.com
Acrisure Boulder, CO (Taggart Insurance)
1680 38th St, Boulder, CO 80301
(303) 442-1484
acrisure.com
Frontera
2900 Valmont Rd # B-1, Boulder, CO 80301
(303) 402-1101
pgiboulder.com
Michelle Welsh American Family Insurance
5412 Idylwild Trail #130, Boulder, CO 80301
(303) 444-0990
amfam.com
Affordable Health Inc Colorado
970 Aurora Ave, Boulder, CO 80302
(303) 732-8854
dalianozum2024052.wixsite.com
Jeffrey Cantrell American Family Insurance
5412 Idylwild Trail #130, Boulder, CO 80301
(303) 444-8238
amfam.com
Shelter Insurance - Kyle Henning
2291 Arapahoe Ave, Boulder, CO 80302
(303) 444-7505
shelterinsurance.com
Rick Baker & Associates Insurance
5360 Arapahoe Ave d, Boulder, CO 80303
(303) 444-3334
rickbakerinsurance.com
Coverage Pro Insurance Agency
2737 Mapleton Ave, Boulder, CO 80304
(720) 500-5732
Joel Rosenblum Insurance Agency
230 Lipan Way, Boulder, CO 80303
(720) 298-3516
Shelter Insurance - Andrew Goldfarb
3405 Penrose Pl, Boulder, CO 80301
(303) 444-2663
shelterinsurance.com
Weber Insurance Agency
2511 31st St, Boulder, CO 80301
(720) 287-7555
agents.farmers.com
Umbrella insurance provides an extra layer of liability protection beyond your auto, home, or boat policies. In Boulder Colorado, this coverage is especially valuable given the high property values and active outdoor lifestyle that can increase accident risks. An experienced local agent can help you navigate Colorado law and secure the right policy limits for your needs.
What Does a Umbrella Insurance Agent in Boulder Cost?
The cost of an umbrella insurance policy in Colorado typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage, with additional increments costing about 50 to 100 dollars per million. Factors such as your driving record, number of properties, and claims history affect the premium. In Boulder, higher property values and recreational risks may lead to slightly higher rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Boulder do?
An umbrella insurance agent helps you evaluate your current liability coverage and recommends a personal umbrella policy to fill gaps. They assess your assets, lifestyle risks, and Colorado-specific exposures like ski accidents or dog bites. The agent then shops multiple carriers to find competitive rates and appropriate limits.
How much umbrella insurance do I need in Colorado?
Most experts recommend coverage equal to your total net worth plus future earnings potential. In Boulder, where home values often exceed 1 million dollars, many residents carry 1 to 5 million dollars in umbrella coverage. Colorado law does not set a minimum, but higher limits protect against large liability claims common in active communities.
Does Colorado law affect umbrella insurance policies?
Yes, Colorado follows a comparative negligence rule, meaning your payout can be reduced by your percentage of fault. Umbrella policies respond after underlying insurance limits are exhausted, and Colorado requires insurers to offer uninsured motorist coverage. An agent can explain how these state laws impact your policy terms.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Colorado.