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Compare Umbrella Insurance Agents in Lafayette, CO

Browse umbrella insurance agents serving Lafayette, Colorado. Contact information and addresses listed below.

16 agents listed
Updated May 2026
Lafayette, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 16 umbrella insurance agents in Lafayette, CO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Inszone Insurance Services
806 S Public Rd #102, Lafayette, CO 80026
(303) 660-0470 inszoneinsurance.com
Shawn Hughes - State Farm Insurance Agent
2676 Northpark Dr STE 100, Lafayette, CO 80026
(303) 665-4600 insurancewithshawn.com
Jim Plane - State Farm Insurance Agent
1319 W Baseline Rd #201b, Lafayette, CO 80026
(720) 890-5916 jimplane.com
Josh Chase - State Farm Insurance Agent
1200 W South Boulder Rd Ste 202, Lafayette, CO 80026
(303) 450-8100 joshfromsf.com
The Woods Insurance Group: Allstate Insurance
100 E Chester St, Lafayette, CO 80026
(303) 443-9988 agents.allstate.com
Shelter Insurance - Jo Peters
808 S Public Rd # 203, Lafayette, CO 80026
(303) 666-0828 shelterinsurance.com
Rocky Mountain Insurance Center
1361 Forest Park Cir #105, Lafayette, CO 80026
(720) 335-6872 rockymountaininsurancecenter.com
Farmers Insurance - Jason Tichota
2590 Trailridge Dr E Ste 100, Lafayette, CO 80026
(720) 438-7878 agents.farmers.com
Farmers Insurance - Daniel Coons
1225 Cimarron Dr Unit 201, Lafayette, CO 80026
(303) 665-2752 agents.farmers.com
Farmers Insurance - Ricardo Chavez-Balmaceda
1408 Horizon Ave Ste 203, Lafayette, CO 80026
(720) 399-9909 agents.farmers.com
Monark Insurance
100 S Public Rd Ste A, Lafayette, CO 80026
(303) 997-6255 monarkinsurance.net
Farmers Insurance - Lori Sorenson
400 W South Boulder Rd Ste 2500, Lafayette, CO 80026
(720) 506-1028 agents.farmers.com
Mary Stauffer American Family Insurance
588 US-287 #206, Lafayette, CO 80026
(303) 542-0323 amfam.com
Prosper Insurance Company Lafayette
325 Crossing Dr, Lafayette, CO 80026
(720) 868-9236
Farmers Insurance - Victor Cafaro
1345 Plaza Ct N, Lafayette, CO 80026
(720) 731-2015 agents.farmers.com
Majestic Insurance Company
567 W South Boulder Rd, Lafayette, CO 80026
(719) 394-8304

An umbrella insurance agent in Lafayette Colorado helps you secure extra liability coverage that goes beyond your home and auto policies. Colorado law requires minimum auto liability limits but does not mandate umbrella coverage. An agent can explain how Colorado courts often award large judgments making additional protection valuable.

What Does a Umbrella Insurance Agent in Lafayette Cost?

In Colorado a one million dollar personal umbrella policy typically costs between 150 and 350 dollars per year. Higher coverage amounts like two million dollars may cost 250 to 500 dollars annually. Your specific rate depends on factors such as number of vehicles drivers and property value. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Lafayette do?
An agent helps you buy a personal umbrella policy that provides extra liability coverage above your existing home and auto insurance. In Colorado this policy typically starts at one million dollars and covers claims like libel or slander.
Who needs umbrella insurance in Colorado?
Anyone with significant assets or future income to protect should consider umbrella insurance. Colorado has a high rate of personal injury lawsuits and a policy can shield your savings from large court awards.
How does Colorado law affect umbrella insurance?
Colorado follows a comparative negligence rule which means you can be partially at fault and still recover damages. This can increase your liability risk. An umbrella policy helps cover gaps left by standard auto or home insurance limits.