The top-rated umbrella insurance agent in Englewood, Colorado is McGirl Insurance, rated 4.9 stars across 137 reviews. Other highly rated options include Brian Wages - State Farm Insurance Agent, Goosehead Insurance - Denver, Farmers Insurance - Jolene Johnson. This directory lists 14 umbrella insurance agents serving Englewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | McGirl Insurance | 3030 S Washington St | (303) 907-3667 |
| 2 | Brian Wages - State Farm Insurance Agent | 3384 S Broadway Ste A | (303) 761-1793 |
| 3 | Goosehead Insurance - Denver | 169 Inverness Dr W Suite 100 | (800) 474-1377 |
| 4 | Farmers Insurance - Jolene Johnson | 14 Inverness Dr E Ste G236 | (303) 768-8130 |
| 5 | Andy Leung American Family Insurance | 3747 S Broadway | (303) 788-1632 |
| 6 | Neisen Borth Insurance Agency | Chase Tower, 333 W Hampden Ave Ste 305 | (303) 781-6776 |
| 7 | Cockriel Insurance | 333 W Hampden Ave | (303) 788-0885 |
| 8 | Frontier Insurance | 3216 S Grant St | (303) 778-0560 |
| 9 | MAC Insurance & Financial Services, Inc | 16 Inverness Pl E #D-200 | (303) 368-3000 |
| 10 | Comfortable Insurance Agency Englewood | 3124 S Platte River Dr | (720) 903-3701 |
McGirl Insurance is an umbrella insurance agent serving Englewood and the wider Denver metro area. Its primary work involves helping residents and businesses secure liability coverage that extends beyond the limits of standard home, auto, or watercraft policies. This specialized service protects clients from major claims and lawsuits that would otherwise exhaust their primary insurance assets. The agency handles both personal umbrella policies for individual financial protection and commercial umbrella coverage to safeguard local businesses from severe liability risks.
Brian Wages - State Farm Insurance Agent in Englewood, Colorado, serves homeowners, small business owners, and property managers who require umbrella coverage to extend their existing liability protection. This agency helps clients safeguard their assets against large claims or lawsuits that exceed standard policy limits by researching appropriate coverage levels tailored to each situation. The team also provides guidance on how umbrella insurance integrates with homeowners and auto policies for seamless protection. Their services additionally reach clients in the nearby Littleton area and throughout southern metro Denver.
Goosehead Insurance in Englewood, Colorado, provides umbrella insurance policies that extend liability coverage beyond standard home and auto limits. Its service includes ongoing policy reviews to adjust coverage as client needs evolve, along with claims assistance to guide policyholders through the process. The agency issues plans that protect assets from major lawsuits or accidents, ensuring broad financial security. It services single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Farmers Insurance - Jolene Johnson serves Englewood, Colorado, and the surrounding communities. This agency handles umbrella insurance policies, which provide additional liability coverage beyond standard home and auto policies. The agency helps clients protect their assets against major claims and lawsuits. For a typical job, the agency assesses each client's specific risk exposure, then recommends an appropriate policy limit to close gaps in existing coverage.
For one-time service, specific policies are reviewed and issued as needed. For recurring service, annual evaluations adjust coverage to match evolving liability risks. As an umbrella insurance agent in Englewood, Colorado, Andy Leung American Family Insurance helps clients protect assets beyond standard home or auto policy limits. This extra layer of financial security covers legal defense costs and claims exceeding underlying coverage. Service in this location runs on both a scheduled and as-needed basis, depending on client preference and changing circumstances.
Neisen Borth Insurance Agency provides umbrella insurance agent services in Englewood, Colorado. It assists local clients in securing extended liability coverage that goes beyond standard home or auto policy limits. The agency also offers general guidance on assessing personal risk exposure and adjusting coverage levels accordingly. For individuals facing increased liability risks during seasonal events, such as holiday gatherings or summer pool parties, it helps recommend appropriate policy adjustments to protect assets.
As winter snow and ice coat Englewood driveways and sidewalks, homeowners face increased slip-and-fall liability risks on their property. Cockriel Insurance provides umbrella insurance coverage in Englewood, Colorado, to help protect personal assets when standard home or auto policies reach their limits. Their agents review each client’s existing policies to identify potential coverage gaps in common local scenarios. An initial liability assessment begins with a conversation about property size and typical daily hazards.
Frontier Insurance in Englewood, Colorado assists clients with their overall personal liability protection as a general independent agent. The company specializes in offering umbrella insurance policies, which provide additional liability coverage beyond standard homeowners and auto policies. These policies can help cover legal fees and settlements from major incidents. The agency serves a range of commercial sectors, including offices, warehouses, and food service establishments.
MAC Insurance & Financial Services, Inc serves residential clients in Englewood, CO seeking personal umbrella liability protection. The firm also advises local businesses on commercial umbrella policies to cover potential gaps beyond primary coverage. Their agents focus on explaining coverage limits for Englewood area homeowners and small enterprises. They handle claims assistance and provide regular policy reviews to ensure adequate protection. After initial placement, the agency schedules follow‑up contacts for policy adjustments between renewal periods, ensuring coverage remains current with clients changing needs.
What Does an a Umbrella Insurance Agent in Englewood Cost?
The cost of an umbrella insurance policy in Colorado typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Premiums can be higher for additional coverage layers or if you have higher risk factors such as multiple properties or young drivers. Your specific rate will depend on your insurance history, the limits you choose, and the insurance company. This is general information and not insurance advice.
About umbrella insurance agents in Englewood
An umbrella insurance agent in Englewood Colorado helps you secure extra liability coverage that goes beyond your home and auto policies. Colorado law requires minimum auto liability limits, but a personal umbrella policy can provide an additional layer of protection for your savings and future earnings. Working with an agent familiar with Colorado insurance regulations ensures your policy meets state requirements and fits your specific needs.
Frequently Asked Questions
What does an umbrella insurance agent in Englewood do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage above your existing homeowners and auto insurance. In Colorado, this extra protection can cover legal costs and judgments if you are sued for an accident or incident. The agent reviews your current policies and recommends an appropriate coverage limit.
How much umbrella coverage do I need in Colorado?
The amount of umbrella coverage you need depends on your assets and risk factors. Many Colorado agents recommend at least 1 million dollars in coverage, but higher limits may be wise if you own a home, have significant savings, or engage in activities like owning a pool or a dog. Your agent can help you calculate a suitable limit based on your personal situation.
Does Colorado law require umbrella insurance?
Colorado does not require umbrella insurance by law. However, Colorado law sets minimum auto liability limits at 25 thousand dollars per person and 50 thousand dollars per accident for bodily injury. An umbrella policy can provide essential extra protection if those limits are not enough to cover a serious accident or lawsuit.
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