The top-rated umbrella insurance agent in Denver, Colorado is Rebekah Wright at Comparion Insurance Agency, rated 5.0 stars across 698 reviews. Other highly rated options include Square State Insurance, Aspen Insurance Agency, Denver Insurance LLC. This directory lists 16 umbrella insurance agents serving Denver.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rebekah Wright at Comparion Insurance Agency | 4582 S Ulster St #300 | (303) 200-9695 |
| 2 | Square State Insurance | 1312 17th St #188 | (720) 346-7873 |
| 3 | Aspen Insurance Agency | 2255 S Broadway | (303) 777-2991 |
| 4 | Denver Insurance LLC | 1127 Auraria Pkwy #22 | — |
| 5 | Longevity Insurance Brokers | 100 Fillmore St | (720) 209-4598 |
| 6 | Advantage Insurance Solutions | 4380 S Syracuse St Suite 310 | (720) 221-8168 |
| 7 | Centennial State Insurance Agency | 7900 E Union Ave # 1100 | (303) 838-0554 |
| 8 | Parker-Douglas Insurance | 400 S Colorado Blvd #390 | (303) 471-5646 |
| 9 | Schomburg Insurance | 7290 Samuel Dr Ste 100 | (720) 328-4983 |
| 10 | Lightship Insurance | 677 N Grant St | (303) 292-9995 |
Rebekah Wright at Comparion Insurance Agency serves the Denver, Colorado metro area by providing umbrella insurance agent services for local residents and businesses. This company helps clients secure additional liability coverage that extends beyond the limits of standard home and auto policies. An umbrella policy can offer protection against major claims and lawsuits, covering incidents that might otherwise lead to significant financial loss. The agency focuses on assessing individual risk profiles to recommend appropriate coverage levels. It handles both personal umbrella policies for homeowners and commercial umbrella insurance for business owners.
Square State Insurance provides umbrella liability coverage that extends beyond the limits of standard home, auto, and business policies. The agency offers personalized consultations to assess individual risk exposure and tailors coverage limits accordingly. Ongoing support includes policy review and adjustments as clients’ asset profiles evolve. Services are available to homeowners, apartment complexes, retail establishments, and restaurants seeking additional protection against costly liability claims.
Aspen Insurance Agency in Denver serves homeowners, businesses, and property managers seeking supplemental liability coverage. The company offers umbrella insurance policies that provide additional protection beyond standard limits, helping clients safeguard assets from major claims. Policies cover personal injury, property damage, and lawsuit costs often exceeding underlying coverage. Routine consultation helps identify gaps in existing liability insurance. The office also serves clients across the metro area, including the neighboring communities of Aurora and Lakewood.
Longevity Insurance Brokers in Denver offers umbrella insurance through either a one-time policy review or an ongoing service arrangement with annual coverage adjustments. Both options provide additional liability protection beyond standard home and auto policies, helping safeguard assets against major claims or lawsuits. The agency also assists clients in coordinating coverage limits with existing policies to ensure there are no gaps. Service for these umbrella policies runs on a scheduled annual basis, with optional as-needed consultations available throughout the year.
Advantage Insurance Solutions specializes in securing liability coverage beyond standard policies in Denver, Colorado. It works with clients to shield assets from lawsuits and judgments. As an umbrella insurance agent, it coordinates supplementary protection over existing home and auto policies, providing broader coverage limits. The company helps individuals and families assess their risk exposure and select appropriate liability levels. It particularly aids clients concerned about major claims arising from winter weather accidents, such as those involving icy sidewalks or vehicle collisions on snowy roads.
Centennial State Insurance Agency in Denver, Colorado provides comprehensive risk management solutions, with a particular focus on umbrella insurance policies that extend liability coverage beyond standard limits. This specialty add-on shields individuals and businesses from catastrophic claims or lawsuits that could otherwise deplete assets or savings. Their advisors assess unique exposure levels to recommend appropriate excess liability layers. The agency serves diverse commercial sectors, including professional offices needing protection against client disputes, warehouses facing inventory and third-party risks, and food service operations requiring coverage for customer incidents or supplier liabilities.
As Denver’s winter storms bring heavy snow and ice that can cause slips or property damage, Parker-Douglas Insurance helps local homeowners and drivers review their exposure to large liability claims. They work as an umbrella insurance agent in Denver, CO, focusing on securing additional policy layers that kick in after standard auto or home limits are exhausted. A typical initial step is a no-obligation assessment of current personal coverage to identify potential gaps in protection.
Schomburg Insurance in Denver, Colorado is known for helping clients secure broad liability protection beyond standard policies. Its service range includes assessing personal and commercial risks to recommend appropriate umbrella coverage limits. By working through a network of regional carriers, the agency structures policies that extend liability safeguards for homes, vehicles, and businesses. For clients with high-value assets or rental properties, it routinely adds excess liability layers that address gaps in underlying homeowners or auto policies.
Lightship Insurance provides residential umbrella coverage for homeowners in Denver, Colorado, seeking additional liability protection beyond standard policies. Commercial umbrella insurance is also available to help local businesses manage higher financial risks associated with property or operations. Service extends throughout the Denver metropolitan area and surrounding communities. Clients who secure a policy often return for periodic policy reviews or adjustments as their personal or business circumstances change, ensuring coverage remains appropriate between regular renewal visits.
What Does an a Umbrella Insurance Agent in Denver Cost?
The cost of an umbrella insurance policy in Colorado typically ranges from 150 to 400 dollars per year for 1 million dollars of coverage. Adding another million often costs 50 to 100 dollars more annually. Premiums vary based on your driving record, number of properties, and the insurance company. This is general information and not insurance advice.
About umbrella insurance agents in Denver
An umbrella insurance agent in Denver Colorado helps you secure additional liability coverage that kicks in after your auto or homeowners policy limits are exhausted. Colorado law does not require umbrella insurance, but it can protect against large claims from accidents or incidents on your property. With the states active outdoor lifestyle and frequent snowstorms, extra liability protection is a practical consideration for many Denver residents.
Frequently Asked Questions
What does an umbrella insurance agent in Denver do?
An umbrella insurance agent helps you evaluate your existing liability limits and recommends a personal umbrella policy to cover gaps. They assess your assets, such as a home or savings, to determine the right coverage amount. The agent then shops among insurers to find a policy that meets Colorado insurance regulations.
How much umbrella coverage do I need in Colorado?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your net worth and risk factors. Colorado courts can award large judgments in liability cases, so higher limits like 2 to 5 million dollars may be wise for high-net-worth individuals. Your agent will calculate a figure that protects your assets without overpaying.
Can I get umbrella insurance if I have a rental property in Denver?
Yes, umbrella insurance can cover liability from rental properties you own in Colorado. The policy typically extends to claims from tenant injuries or property damage not covered by your landlord policy. Your agent will need details about each rental unit to ensure proper coverage.
Umbrella Insurance Agents in Other Colorado Cities
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