The top-rated umbrella insurance agent in Erie, Colorado is Baille Barbour - State Farm Insurance Agent, rated 4.9 stars across 194 reviews. Other highly rated options include Advantage Service Insurance, Front Range Insurance Solutions, Mike J Hetherington - Farmers Insurance. This directory lists 14 umbrella insurance agents serving Erie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Baille Barbour - State Farm Insurance Agent | 611 Mitchell Way #106 | (303) 883-8888 |
| 2 | Advantage Service Insurance | 695 Pierce St Suite 210 | (303) 500-5020 |
| 3 | Front Range Insurance Solutions | 215 Cheesman St Suite M | (720) 389-7651 |
| 4 | Mike J Hetherington - Farmers Insurance | 671 Mitchell Way Ste 113 | (720) 605-1734 |
| 5 | Peter Stumpf Agency LLC American Family Insurance | 2831 Bonanza Dr Ste 103 | (303) 448-1900 |
| 6 | Matt Burke: Allstate Insurance | 660 Briggs St | (303) 828-3386 |
| 7 | Light Insurance Associates | 695 Pierce St | (720) 924-9247 |
| 8 | Favor Insurance Service | 204 Wells St | (719) 247-3533 |
| 9 | Farmers Insurance - Dwight Petersen | 526 Briggs St Ste B | (303) 828-0755 |
| 10 | American Insurance Colorado | 212 Wells St A | (720) 924-9180 |
Baille Barbour - State Farm Insurance Agent serves Erie, Colorado, and surrounding communities, specializing in umbrella insurance coverage. This agency helps clients protect their assets by providing additional liability protection beyond standard home and auto policies. Umbrella insurance is designed to cover larger claims and legal costs that might exceed primary policy limits. Customers in Erie can consult with this agent to evaluate their personal risk exposure. Specific services include securing extra liability coverage compatible with existing State Farm policies and reviewing how an umbrella policy can safeguard future earnings and savings.
Advantage Service Insurance provides comprehensive umbrella insurance agent services in the Erie, Colorado area. The company specializes in offering policies that extend liability coverage beyond standard home and auto limits. Service plans are tailored to help clients protect their assets against large claims and lawsuits. Ongoing policy reviews are conducted to ensure coverage remains aligned with evolving needs. The company services single-family homes, apartments, retail establishments, and restaurants, assisting a diverse range of property owners with customized liability protection strategies.
Front Range Insurance Solutions serves homeowners, small businesses, and property managers in Erie, Colorado, seeking personal umbrella liability coverage. The agency assists clients in securing additional liability protection beyond standard home and auto policies to help safeguard assets. Services include policy reviews to determine appropriate coverage limits and bundling options for existing insurance. Professional guidance is provided to address risk exposure from potential lawsuits or accidents. The agency also supports clients throughout the nearby Broomfield area and the larger Boulder County metro region.
Serving Erie, Colorado, and the surrounding Front Range communities, Mike J Hetherington - Farmers Insurance provides umbrella insurance coverage. This agency handles the additional liability protection that extends beyond standard auto or home policies, offering clients broader financial security. For a typical job, it reviews a client’s existing policies to identify risk gaps, then structures an umbrella policy that coordinates with those underlying coverages to increase overall limits.
For residents of Erie, Colorado, choosing between a one-time consultation or recurring policy reviews with Peter Stumpf Agency LLC American Family Insurance is the first step toward tailored umbrella liability protection. Such coverage extends beyond standard homeowners or auto policies to provide an extra layer of financial security against major claims and lawsuits. Each plan is carefully crafted to address individual risk profiles and asset levels. Service for ongoing needs runs on a scheduled or as-needed basis to accommodate changing circumstances.
As an umbrella insurance agent, Matt Burke: Allstate Insurance specializes in providing extra liability coverage beyond standard home and auto policies in Erie, Colorado. The agency helps residents protect their assets from major claims and lawsuits by offering this supplementary layer of protection. This service works alongside general policies to fill coverage gaps. As wildfire season approaches, many locals consult the agency specifically to ensure their extended liability limits are adequate for potential property damage or evacuation-related liabilities.
Light Insurance Associates assists clients in Erie, Colorado, with personal and commercial insurance coverage. Its specialty includes umbrella insurance, which provides added liability protection beyond standard homeowners or auto policies. This extra layer can safeguard assets and future earnings from major claims or lawsuits. The firm serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Favor Insurance Service provides residential umbrella coverage for homeowners in Erie, Colorado, helping to extend liability protection beyond standard policies. The company also serves local commercial clients seeking additional layers of security for their businesses. Their service area includes Erie and the surrounding Front Range communities. After an initial policy setup, agents conduct regular policy reviews to ensure coverage remains aligned with changing assets and exposure. Clients are encouraged to follow up between regular visits for updates to their umbrella policy limits as life or business circumstances evolve.
As the growing community of Erie, Colorado, experiences another spring season of unpredictable storms and increased liability risks, local homeowners and businesses often seek broader financial protection. Farmers Insurance - Dwight Petersen serves this need by connecting clients with umbrella policies that provide extended coverage beyond standard home or auto limits. Their services focus on assessing a client’s existing insurance framework and personal exposure. A consultation typically begins with a thorough review of current policies and an on-site inspection to evaluate property-specific hazards and determine appropriate gap coverage.
American Insurance Colorado in Erie, CO is known for providing umbrella insurance coverage that extends liability protection beyond standard policies. Its service range includes working with clients to secure an extra layer of financial security against major claims and lawsuits. This agent helps policyholders assess their personal or business risk exposure to determine appropriate coverage limits. A specialty service it can add on is guidance for protecting assets such as rental properties through the same additional liability policy.
What Does an a Umbrella Insurance Agent in Erie Cost?
Umbrella insurance in Colorado typically costs between 150 and 300 dollars per year for one million dollars of coverage. Higher limits of two to five million dollars may cost 300 to 700 dollars annually. Actual premiums depend on your risk profile number of properties and claims history. This is general information and not insurance advice.
About umbrella insurance agents in Erie
An umbrella insurance agent in Erie Colorado helps you secure extra liability coverage beyond your auto and homeowners policies. Colorado law does not require umbrella insurance but it can protect your assets from large lawsuits. Local agents understand the risks specific to Erie including weather-related claims and recreational activities near the Rocky Mountains.
Frequently Asked Questions
What does an umbrella insurance agent in Erie do?
An umbrella insurance agent in Erie helps you buy a policy that provides extra liability coverage after your other insurance limits are used up. They assess your personal risk factors like property value and lifestyle to recommend appropriate coverage amounts. The agent also explains how Colorado liability laws affect your policy.
How much umbrella coverage do I need in Erie Colorado?
Most agents recommend at least one million dollars in umbrella coverage for Erie residents. Higher amounts may be needed if you own rental properties have a pool or participate in high risk activities. Your agent will review your assets and potential liability exposure to suggest a suitable limit.
Can I bundle umbrella insurance with other policies in Erie?
Yes many Erie insurance agents offer discounts when you bundle umbrella insurance with your auto and homeowners policies. Bundling can lower your total premium and simplify billing. Check with your agent to see which carriers in Colorado offer multi policy discounts.
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