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Looking for a umbrella insurance agent in Lakewood? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Lakewood, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 18 umbrella insurance agents in Lakewood, CO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Premier Group Insurance
7165 W Colfax Ave, Lakewood, CO 80214
(303) 233-7878
pgiagent.com
April Welch - State Farm Insurance Agent
1590 Balsam St, Lakewood, CO 80214
(303) 234-1792
aprilwelch.com
Tom Walker Agency Inc American Family Insurance
3333 S Wadsworth Blvd D300, Lakewood, CO 80227
(303) 504-9605
amfam.com
Kaufman Agency
13701 W Jewell Ave # 284, Lakewood, CO 80228
(303) 975-0363
kaufman-agency.com
Paul Larson: Allstate Insurance
965 S Kipling Pkwy Unit B, Lakewood, CO 80226
(303) 987-9076
agents.allstate.com
Asset Protection Services of Colorado
355 S Teller St, Lakewood, CO 80226
(303) 583-2681
apsofco.com
Andrew Kuntzman Agency - Goosehead Insurance
165 S Union Blvd Suit 250, Lakewood, CO 80228
(303) 774-6345
goosehead.com
Colling Insurance Services Inc
550 S Wadsworth Blvd Unit 575, Lakewood, CO 80226
(303) 987-3331
collinginsurance.com
Hurl & Hurl Insurance Agency
1650 S Deframe St, Lakewood, CO 80228
(720) 757-2934
lakewoodlittletoninsurance.com
Mile High Insurance Brokers
2255 S Wadsworth Blvd Suite 109, Lakewood, CO 80227
(720) 996-1975
milehighinsurancebrokers.com
Estrella Insurance
1000 S Wadsworth Blvd Unit I, Lakewood, CO 80226
(720) 613-2020
agents.estrellainsurance.com
Morrison Insurance Agency
2535 S Lewis Way STE 108, Lakewood, CO 80227
(303) 985-1576
morrinsurance.com
Farmers Insurance - Rebecca Armstrong
6655 W Jewell Ave #102, Lakewood, CO 80232
(303) 922-0372
agents.farmers.com
Bradley Insurance Group
1350 Independence St Ste 200, Lakewood, CO 80215
(303) 480-5005
bradleyinsurancegroup.com
Schey Insurance Agency
950 Wadsworth Blvd, Lakewood, CO 80214
(303) 232-0553
scheyinsurance.com
Freeman Insurance West
12600 W Colfax Ave A-260, Lakewood, CO 80215
(303) 962-0811
Eisenbach Insurance Agency
225 Union Blvd #150, Lakewood, CO 80228
(303) 679-3379
eaiagency.com
Lakewood Insurance
550 S Wadsworth Blvd UNIT 402, Lakewood, CO 80226
(303) 742-5000
lakewoodins.net
Umbrella insurance agents in Lakewood Colorado help you secure additional liability coverage that goes beyond the limits of your auto or homeowners policies. Colorado law requires minimum liability limits for drivers, but a personal umbrella policy can protect your savings and future earnings from large claims. Local agents understand the unique risks in the Denver metro area, such as higher traffic density and recreational activities in the nearby mountains.
What Does a Umbrella Insurance Agent in Lakewood Cost?
The cost of an umbrella insurance policy in Colorado typically ranges from 150 to 350 dollars per year for 1 million dollars in coverage. Premiums increase for higher limits, such as 2 million dollars costing 250 to 500 dollars annually. Factors like your driving record, home value, and number of properties affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent do in Lakewood?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides extra coverage above your existing home and auto policies. They assess your assets and risk exposure to recommend an appropriate coverage limit. In Colorado, these policies are especially useful for homeowners with swimming pools or trampolines.
How much umbrella coverage do I need in Colorado?
Most agents recommend at least 1 million dollars in umbrella coverage, but your specific needs depend on your net worth and lifestyle. Colorado courts can award large judgments in liability cases, so higher limits may be wise for those with significant assets. Your agent will help you calculate a suitable amount based on your personal situation.
Can I get umbrella insurance if I have a poor driving record in Lakewood?
Yes, but your premium may be higher if you have recent accidents or violations. Colorado law requires insurers to consider your driving history when pricing umbrella policies. Some carriers may decline coverage for high-risk drivers, but many agents can find a company that will work with you.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Colorado.