The top-rated umbrella insurance agent in Loveland, Colorado is Weedin Agency, Inc., rated 4.9 stars across 241 reviews. Other highly rated options include All About Insurance, Jackson Insurance Agency Inc., Premier Group Insurance. This directory lists 21 umbrella insurance agents serving Loveland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Weedin Agency, Inc. | 1601 E Eisenhower Blvd | (970) 667-2145 |
| 2 | All About Insurance | 4007 S Lincoln Ave STE 440 | (970) 292-8116 |
| 3 | Jackson Insurance Agency Inc. | 234 Elder Dr | (970) 667-3680 |
| 4 | Premier Group Insurance | 2121 N Lincoln Ave UNIT A | (970) 744-6600 |
| 5 | Farmers Insurance - Christopher Larkins | 2030 Blue Mesa Ct | (970) 776-6704 |
| 6 | Advantage Insurance - Barry G Gustafson Agency | 4308 N Garfield Ave | (970) 669-9390 |
| 7 | Welsh Insurance Agency, Inc. | Anasazi Business Park, 633 N Denver Ave | (970) 663-5404 |
| 8 | NOCO Insurance Advisors LLC | 1635 Foxtrail Dr #109 | (970) 593-0619 |
| 9 | Medicare Specialist Dan Kuntz | 290 E 25th St Suite 200 | (970) 612-8717 |
| 10 | Shelter Insurance - Gene O. Welch | 1670 Topaz Dr | (970) 669-7259 |
Weedin Agency, Inc. serves Loveland and surrounding Larimer County as an umbrella insurance agent, providing supplemental liability protection that extends beyond standard policy limits. The agency helps residents secure coverage designed to protect personal assets and future earnings from major claims or lawsuits. Clients work with the agency to assess their unique risk exposure. This specialized service fills gaps in home and auto insurance. Specific services include catastrophic liability protection and excess personal umbrella policies for local homeowners and drivers.
All About Insurance provides umbrella insurance agent services throughout the Loveland, Colorado area, offering liability coverage that extends beyond standard policy limits for comprehensive financial protection. Its service includes policy consultation and ongoing account management to adjust coverage as client needs evolve. The agency helps secure additional liability layers for various property types, including single-family homes, apartments, retail locations, and restaurants.
Homeowners, businesses, and property managers in Loveland, CO, turn to Jackson Insurance Agency Inc. for umbrella insurance policies that provide additional liability coverage beyond standard limits. This extra protection helps safeguard assets and future earnings from major claims or lawsuits. By offering a broad layer of security, the agency addresses potential gaps in existing homeowners and auto coverage. Their service area also extends to nearby Fort Collins, ensuring residents and operators in that community have access to comprehensive liability solutions for their properties and operations.
Serving Loveland, Colorado, and the surrounding communities, Premier Group Insurance offers umbrella insurance coverage for local residents and businesses. This agency handles liability protection that extends beyond the limits of standard auto and homeowner policies. For a typical job, it begins by assessing a client's existing coverage and potential risk exposure. The general approach it uses involves reviewing personal assets and liability thresholds to determine appropriate additional coverage. Customizing policy limits to match each client's unique situation follows this evaluation.
Farmers Insurance - Christopher Larkins in Loveland, CO focuses on umbrella insurance, offering both one-time policy purchases for specific liability protection and scheduled renewals that maintain continuous coverage over time. This service covers costs beyond standard auto or homeowners limits, such as legal fees from major accidents or property damage claims. Additional liability coverage can shield against libel or slander lawsuits. Coverage is arranged on a scheduled basis, with policies typically renewing annually to provide ongoing financial security as needs evolve.
Advantage Insurance - Barry G Gustafson Agency in Loveland, CO offers comprehensive umbrella liability coverage that extends beyond standard policy limits. This agency guides clients through the process of securing additional protection for personal assets against major claims or lawsuits. The agency handles general insurance needs alongside specialized liability planning for local homeowners and auto policyholders. As spring arrives and recreational activities increase, the agency helps residents evaluate their coverage gaps to safeguard against accidents occurring on their property or while traveling.
Spring storms across Loveland can bring sudden property concerns, and Welsh Insurance Agency, Inc. guides local homeowners through the extra protection of umbrella coverage. Serving clients in the surrounding area, this agency helps individuals assess personal liability risks beyond standard policies and navigate carrier options suited to regional weather or traffic patterns. With an emphasis on tailored estimates rather than generic rates, each evaluation begins with a thorough walkthrough of current coverage limits and potential exposures. The initial step involves a complete review of existing policies and property details.
NOCO Insurance Advisors LLC in Loveland, CO, helps clients manage liability risks through umbrella insurance. These policies provide extended coverage beyond standard home, auto, or business policies, offering additional protection against major claims and lawsuits. The agency specializes in tailoring these supplementary layers of insurance to fill gaps in a client’s primary coverage. By focusing on this area of risk transfer, the company serves commercial operators such as offices, warehouses, and food service establishments that require extra liability limits in challenging environments.
Medicare Specialist Dan Kuntz provides residential umbrella insurance to homeowners in Loveland Colorado who require additional liability protection beyond standard policies. The agency also offers commercial umbrella coverage to local businesses seeking to extend their general liability limits. Service territory includes Loveland and surrounding communities throughout the greater Larimer County area. Clients often request follow-up service to review coverage as personal assets change, and many return between regular scheduled visits to adjust policy limits following major life events.
What Does an a Umbrella Insurance Agent in Loveland Cost?
The cost of umbrella insurance in Colorado typically ranges from 150 to 300 dollars per year for 1 million dollars of coverage, with additional increments costing about 50 to 100 dollars per million. Factors like your driving record, number of properties, and personal risk profile affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Loveland
An umbrella insurance agent in Loveland Colorado helps you secure extra liability coverage that goes beyond your auto and homeowners policies. Colorado law requires drivers to carry minimum liability insurance, but umbrella policies provide an additional layer of protection for major claims or lawsuits. Local agents understand the specific risks in Northern Colorado, such as severe weather and recreational activities, and can tailor coverage to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Loveland do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above the limits of your existing home and auto insurance. In Colorado, this extra protection can cover legal defense costs and judgments if you are sued for damages exceeding your standard policy limits.
How much umbrella coverage do I need in Colorado?
Most agents recommend at least 1 million dollars in umbrella coverage, though higher limits are available. Colorado courts can award large judgments in personal injury cases, so your net worth and future earnings should guide the coverage amount you choose.
Do I need umbrella insurance if I have a homeowners policy in Loveland?
Yes, umbrella insurance provides an extra layer of protection that your homeowners policy may not cover. For example, if a guest is injured on your property and sues for 500,000 dollars but your homeowners liability limit is 300,000 dollars, umbrella coverage can pay the remaining 200,000 dollars.
Umbrella Insurance Agents in Other Colorado Cities
Arvada · Aurora · Boulder · Brighton · Castle Rock · Centennial · Colorado Springs · Commerce City · Denver · Englewood · Erie · Fort Collins · Grand Junction · Greeley · Highlands Ranch