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Find Umbrella Insurance Agents Near You in Thornton, CO
Looking for a umbrella insurance agent in Thornton? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Thornton, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 15 umbrella insurance agents in Thornton, CO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Horizons Insurance, Inc
1596 E 101st Ave, Thornton, CO 80229
(303) 412-5842
horizonsinsinc.com
Farmers Insurance - Nathan Sanchez
51 W 84th Ave Ste 215, Thornton, CO 80260
(720) 506-0272
agents.farmers.com
Paula Dubrow Studt Agency American Family Insurance
11383 Colorado Blvd, Thornton, CO 80233
(303) 452-6465
amfam.com
Jeicky Polaco American Family Insurance
8805 Fox Dr Suite 340, Thornton, CO 80260
(303) 218-3377
amfam.com
Mahoney Insurance Agency
12412 York St, Thornton, CO 80241
(303) 268-5555
peaceofmind.pro
Farmers Insurance - Kevin Palma
2200 E 104th Ave Ste 210, Thornton, CO 80233
(303) 524-9142
agents.farmers.com
The Kirscht Insurance Agency - A Bridlewood Insurance Services Partner
12412 York St, Thornton, CO 80241
(720) 375-5479
ki-medicare.com
Colorado Hazard Insurance
2090 E 104th Ave Ste 302, Thornton, CO 80233
(303) 558-9880
coloradohazardinsurance.com
Coker Agency LLC
3907 E 120th Ave #211, Thornton, CO 80233
(720) 541-7651
coker-agency.com
Great Way Insurance
9669 Huron St # 200, Thornton, CO 80260
(720) 734-8133
Estrella Insurance
2150 E 88th Ave, Thornton, CO 80229
(720) 531-5496
agents.estrellainsurance.com
Foundation Insurance Group
7079 E 123rd Pl, Thornton, CO 80602
(970) 818-8450
foundation-insurance.com
Sun Insurance
8877 Washington St, Thornton, CO 80229
(303) 301-2383
suninsuranceco.com
Smart Policy Insurance Thornton
3954 E 120th Ave, Thornton, CO 80233
(720) 604-0932
Superior Insurance
12000 Washington St, Thornton, CO 80241
(303) 800-3510
An umbrella insurance agent in Thornton Colorado helps you add a layer of liability protection beyond your home and auto policies. Colorado law does not require umbrella insurance but it can cover large claims or lawsuits. Local agents understand the risks of living near Denver and can tailor coverage to your needs.
What Does a Umbrella Insurance Agent in Thornton Cost?
Umbrella insurance in Colorado typically costs between 150 and 300 dollars per year for one million dollars of coverage. Premiums vary based on your home, auto, and liability history. Costs may be higher if you have multiple properties or a teenage driver. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Thornton do?
An agent helps you buy a personal umbrella policy that extends liability limits. This policy kicks in after your auto or home insurance limits are used. The agent can explain how Colorado liability laws affect your coverage.
Who needs umbrella insurance in Thornton Colorado?
Anyone with significant assets or future income should consider umbrella insurance. Colorado courts can award large judgments in personal injury cases. If you own a home, have a pool, or drive frequently, extra protection may be wise.
How much umbrella coverage do I need in Colorado?
Most policies start at one million dollars in coverage. Your agent can recommend an amount based on your assets and risk. Colorado does not cap personal injury damages so higher limits can be important.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Colorado.