The top-rated umbrella insurance agent in New Britain, Connecticut is Jose Dominguez - State Farm Insurance Agent, rated 4.9 stars across 451 reviews. Other highly rated options include Durango Insurance New Britain CT, AAA New Britain Insurance/Membership Only, Price Right Insurance. This directory lists 10 umbrella insurance agents serving New Britain.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jose Dominguez - State Farm Insurance Agent | 87 W Main St | (860) 357-2077 |
| 2 | Durango Insurance New Britain CT | 381 W Main St | (860) 356-4929 |
| 3 | AAA New Britain Insurance/Membership Only | 982 W Main St | (860) 793-3620 |
| 4 | Price Right Insurance | 302 Main St | (475) 222-0001 |
| 5 | Ara Insurance & Financial Services | 235 W Main St #2 | (860) 357-5166 |
| 6 | Remark Insurance Agency LLC | 175 Burritt St | (860) 827-1129 |
| 7 | Insurance Associates, Inc. | 74 Vine St | (860) 225-4694 |
| 8 | prestige insurance group | 37 Main St | (860) 224-2100 |
| 9 | New England Brokerage Co | 747 Farmington Ave # 7 | (860) 229-0526 |
| 10 | United Enterprises Inc. | 264 Broad St | (860) 225-9955 |
Jose Dominguez - State Farm Insurance Agent serves New Britain and the surrounding Hartford County area, offering umbrella insurance policies. As an independent agency, it provides liability coverage that extends beyond standard homeowners and auto policies. This additional protection helps safeguard personal assets and future earnings from major claims or lawsuits. The agency handles the evaluation of individual risk profiles to recommend appropriate liability limits. Specific services here include personal umbrella policies and excess liability insurance for local households.
Durango Insurance New Britain CT provides a full range of umbrella insurance agent services, including liability coverage extensions for clients who require additional protection beyond standard policies. It offers personalized policy reviews and annual coverage adjustments to help maintain adequate limits as personal assets or business exposures evolve. Service plans include ongoing risk consultations and prompt assistance with claims related to excess liability. The agency services single-family homes, apartments, retail spaces, and restaurants.
AAA New Britain Insurance/Membership Only serves homeowners, businesses, and property managers in the New Britain area who require umbrella insurance coverage. These policies provide additional liability protection beyond standard auto or home policies, helping clients protect personal assets and future earnings from major claims. The agency assists customers in reviewing their existing coverage limits to recommend appropriate umbrella amounts. Services include policy quotes, risk assessments, and claims guidance. The company also extends its coverage services to clients in nearby Berlin and the surrounding Hartford metropolitan region.
Price Right Insurance serves New Britain, Connecticut, and the surrounding communities with personal umbrella insurance policies. It handles liability coverage that extends beyond the limits of standard auto and homeowners insurance, protecting clients from major claims and lawsuits. The agency carefully evaluates each client’s existing assets and risk exposure to recommend an appropriate amount of additional coverage. For a typical job, it reviews the client’s current policies, calculates the necessary umbrella limit to fill gaps, and helps integrate the new coverage seamlessly.
Ara Insurance & Financial Services offers one-time policy purchase options or recurring annual renewals for liability protection above standard home and auto policies. Serving the New Britain, CT area, an umbrella insurance agent specializes in extending personal liability coverage to safeguard assets from major claims and lawsuits. This local provider helps clients assess their risk exposure to determine appropriate coverage levels and policy limits. Service for policies and adjustments is handled on an as-needed basis through direct consultation with the agent.
Remark Insurance Agency LLC in New Britain, Connecticut provides specialty services in umbrella insurance, offering additional liability coverage beyond standard home and auto policies. It also assists local residents with general risk management strategies to protect personal assets from major claims. As Connecticut experiences heavy snow and ice each winter, this agency helps clients address the elevated liability exposure from slip-and-fall accidents on unshoveled walkways or driveways.
As Connecticut winters bring heavy snow and ice that can damage roofs and walkways, local property owners in New Britain often seek extra liability protection. Insurance Associates, Inc. provides umbrella insurance coverage designed to step in when a standard policy’s limits are exhausted. Their agents help clients understand how an umbrella policy can guard against costly lawsuits from accidents on icy driveways or slippery sidewalks. To get started, they schedule a careful inspection of the property and review existing coverage limits for a personalized risk assessment.
Prestige Insurance Group helps clients in New Britain secure personal liability protection through umbrella insurance policies, which extend coverage beyond standard home and auto limits. This specialty add-on creates a safety net for significant claims or lawsuits that exceed underlying policy caps. The agency works with commercial entities with supplementary liability needs, including offices, warehouses, and food service operations.
New England Brokerage Co serves homeowners and renters in New Britain, Connecticut, providing umbrella insurance that extends personal liability protection beyond standard policies. Commercial coverage is also available for local businesses seeking additional liability layers. The agency assists clients throughout the Greater Hartford area with tailored risk management solutions. Policyholders can easily contact the office to adjust coverage as life circumstances change or to schedule annual policy reviews between regular renewal visits, ensuring consistent protection.
United Enterprises Inc. in New Britain, CT is known for providing umbrella insurance agent services to local homeowners and vehicle operators. It helps clients secure additional liability coverage that extends beyond the limits of their primary policies. This agent serves individuals and families who require higher protection layers for assets or potential legal judgments in Connecticut. A specialty service it can add on is policy review for rental property owners against liability risks from tenants or visitors.
What Does an a Umbrella Insurance Agent in New Britain Cost?
The cost of an umbrella insurance policy in Connecticut typically ranges from 150 to 400 dollars per year for 1 million dollars of coverage. Premiums increase with higher coverage limits and vary based on your risk profile such as the number of vehicles or properties you own. Factors like your claims history and credit score also affect the price. This is general information and not insurance advice.
About umbrella insurance agents in New Britain
Umbrella insurance agents in New Britain Connecticut help residents secure extra liability protection beyond standard auto and homeowners policies. Connecticut law requires minimum auto liability limits of 25000 per person and 50000 per accident for bodily injury but an umbrella policy can provide additional coverage of 1 million dollars or more. Local agents understand the specific risks for homeowners in central Connecticut including weather-related claims and can tailor a policy to your needs.
Frequently Asked Questions
What does an umbrella insurance agent do in New Britain?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that extends coverage limits above your existing home and auto insurance. They assess your assets and risk exposure to recommend an appropriate coverage amount. In Connecticut agents must be licensed by the state Department of Insurance.
How much umbrella coverage do I need in Connecticut?
Most Connecticut residents choose 1 million to 5 million dollars in umbrella coverage depending on their net worth and potential liability risks. Factors such as owning a home having a swimming pool or driving frequently can increase the recommended amount. An agent can help you calculate the right limit for your situation.
Is umbrella insurance required by law in Connecticut?
No Connecticut law does not require umbrella insurance. However many auto and homeowners policies have liability limits that may not fully protect your assets in a major lawsuit. An umbrella policy provides an extra layer of protection and is often required by lenders or landlords in certain situations.
Umbrella Insurance Agents in Other Connecticut Cities
Avon · Berlin · Bloomfield · Branford · Bridgeport · Bristol · Cheshire · Danbury · Enfield · Fairfield · Farmington · Glastonbury · Guilford · Hamden · Hartford