The top-rated umbrella insurance agent in New Haven, Connecticut is Walker Insurance Solutions Expertise LLC, rated 5.0 stars across 102 reviews. Other highly rated options include Durango Insurance Agency New Haven CT, Abbate Insurance Associates, Inc., L. H. Brenner Insurance. This directory lists 13 umbrella insurance agents serving New Haven.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Walker Insurance Solutions Expertise LLC | 30 Robertson St | (203) 489-0999 |
| 2 | Durango Insurance Agency New Haven CT | 266 Grand Ave | (203) 901-1001 |
| 3 | Abbate Insurance Associates, Inc. | 671 State St | (203) 777-7229 |
| 4 | L. H. Brenner Insurance | 1412 Whalley Ave | (203) 389-2156 |
| 5 | Nationwide Insurance: Andrew David Stephens | 934 State St | (203) 691-1276 |
| 6 | Agency One Group | 1015 State St | (203) 772-2221 |
| 7 | Chubb Group of Insurance Co | 555 Long Wharf Dr | (203) 782-4000 |
| 8 | Grand Insurance Group LLC | 103 Grand Ave Ste B | (475) 227-3760 |
| 9 | Thompson & Peck Inc | 1412 Whalley Ave | (203) 787-6781 |
| 10 | Vanacore Insurance Group | 724 Middletown Ave | (203) 776-0144 |
Walker Insurance Solutions Expertise LLC serves the greater New Haven metro area as a local umbrella insurance agent. The company provides supplemental liability coverage that extends beyond the limits of standard homeowners and auto policies. This added protection helps safeguard personal assets against major claims and lawsuits. Umbrella policies through this agency also offer coverage for incidents that might be excluded from underlying insurance, such as slander or false arrest. The agency handles both standard personal umbrella insurance and coverage for certain rental properties in the region.
Operating in New Haven, Connecticut, Durango Insurance Agency provides umbrella insurance agent services that deliver additional liability coverage beyond standard policies. It assists clients in designing supplementary protection plans for property owners and renters alike, offering maintenance of these additional layers through annual policy reviews and adjustments. The agency focuses on safeguarding various properties within the region, including single-family homes, apartments, retail spaces, and restaurants.
Abbate Insurance Associates, Inc. serves local homeowners, property managers, and small businesses in New Haven, Connecticut, by offering tailored umbrella insurance policies. These policies provide an extra layer of liability protection that extends beyond the limits of standard home or auto coverage, helping clients mitigate financial risk from unforeseen lawsuits or damages. Assessors work closely with clients to evaluate their assets and recommend appropriate coverage levels. The agency also serves clients in the neighboring communities of Hamden and West Haven.
L. H. Brenner Insurance serves New Haven and the surrounding Connecticut communities with personal umbrella liability coverage. The agency handles policies that provide extra liability protection beyond standard homeowners and auto insurance. In an area with dense urban streets and coastal properties, the agent works to close gaps in a client's existing coverage. For each typical job, it reviews current policies to identify risk exposures and then secures an umbrella policy that meets the particular liability limits needed.
Nationwide Insurance: Andrew David Stephens specializes in providing umbrella insurance, which extends liability coverage beyond standard home and auto policies. In New Haven, CT, the agency works to protect clients from large, unexpected claims that could threaten personal assets. Offers service for evaluating policy limits and identifying potential risks not covered by basic insurance. Before winter storms increase the chance of property damage or slip-and-fall accidents, the agency often helps clients secure an extra layer of financial protection.
Agency One Group in New Haven, CT, offers both one-time policy evaluations and ongoing recurring account management for umbrella insurance needs. This coverage extends beyond standard liability limits to safeguard personal assets against major lawsuits and claims. The firm serves local clients seeking an additional layer of financial protection for their homes and vehicles. All services are provided on an as-needed basis, with policy reviews scheduled according to individual client requests and changing circumstances.
As winter storms bring heavy snow and ice to New Haven, local homeowners often seek added liability protection against slips and accidents on their property. Chubb Group of Insurance Co serves as an umbrella insurance agent in this area, offering policies that extend coverage beyond standard homeowners and auto limits to guard against major claims or lawsuits. These policies can also cover certain incidents other insurers exclude. The process typically begins with an initial assessment of existing policies and assets to determine appropriate coverage levels.
Grand Insurance Group LLC operates in New Haven, Connecticut, providing general liability insurance coverage that helps protect individuals against large financial claims. The agency specializes specifically in umbrella insurance policies, which offer an extra layer of liability protection above standard homeowners or auto policies. This specialty coverage is designed to safeguard assets from major lawsuits or catastrophic judgments. Commercial sectors served include offices, warehouses, and food service establishments.
Thompson & Peck Inc provides residential umbrella insurance services for homeowners in New Haven, CT, offering an extra layer of liability protection beyond standard policies. The agency also assists local businesses in securing commercial umbrella coverage to safeguard against unforeseen claims. They serve clients throughout the New Haven metropolitan area and neighboring communities. After an initial policy is in place, the team performs periodic policy reviews and will follow up with clients to adjust coverage between regular visits as circumstances change.
What Does an a Umbrella Insurance Agent in New Haven Cost?
The cost of an umbrella insurance policy in Connecticut typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums increase for higher limits with 2 million dollars costing roughly 200 to 600 dollars annually. Factors that affect cost include your driving record number of properties and prior claims history. This information is general and does not constitute insurance advice.
About umbrella insurance agents in New Haven
An umbrella insurance agent in New Haven Connecticut helps you secure extra liability coverage beyond your auto or homeowners policy. Connecticut law requires minimum auto liability limits of 25/50/25 but a personal umbrella policy provides additional protection for major claims. Local agents understand the specific liability risks for New Haven residents including slip and fall incidents on icy sidewalks.
Frequently Asked Questions
What does an umbrella insurance agent in New Haven do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage above your existing home and auto policies. The agent assesses your assets and risk profile to recommend an appropriate coverage limit. In Connecticut umbrella policies typically start at 1 million dollars in coverage.
Do I need umbrella insurance in Connecticut?
Umbrella insurance is not required by Connecticut law but is strongly recommended if you have significant assets or face higher liability risks. Connecticut courts allow plaintiffs to seek damages for pain and suffering which can exceed standard policy limits. An agent can help you decide if umbrella coverage fits your financial situation.
How much umbrella coverage should I get in New Haven?
Most Connecticut residents choose coverage between 1 million and 5 million dollars depending on their net worth and risk exposure. An umbrella insurance agent will review your assets including home equity savings and future income to recommend a suitable limit. Higher limits cost more but provide stronger protection against large lawsuits.
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