The top-rated umbrella insurance agent in Norwalk, Connecticut is Mark Fields - GEICO Insurance Agent, rated 4.9 stars across 266 reviews. Other highly rated options include JMG Insurance Corp, Durango Insurance Agency Norwalk, Farmers Insurance - Cesar Pineda. This directory lists 20 umbrella insurance agents serving Norwalk.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mark Fields - GEICO Insurance Agent | 572 Main Ave #7 | (203) 523-4910 |
| 2 | JMG Insurance Corp | 29 Haviland St | (860) 544-5465 |
| 3 | Durango Insurance Agency Norwalk | 84 West Ave | (203) 866-2299 |
| 4 | Farmers Insurance - Cesar Pineda | 8 N Main St | (203) 803-2153 |
| 5 | Frank Fraulo - State Farm Insurance Agent | 115 Main St | (203) 454-3400 |
| 6 | Turcios Insurance Agency Inc | 65 Cedar St | (203) 663-9313 |
| 7 | Sacoto Agency | 59 Fort Point St | (203) 855-0411 |
| 8 | Bayliss Agency, Inc. | 111 East Ave UNIT 105 | (203) 855-8148 |
| 9 | Lawley | 488 Main Ave 3rd Floor | (800) 540-9361 |
| 10 | John H. Wygal & Company, LLC | 161 East Ave Suite 103 | (203) 831-8555 |
Mark Fields - GEICO Insurance Agent serves Norwalk and the greater Fairfield County area, specializing in umbrella insurance policies. The agency helps local homeowners and auto policyholders obtain extra liability protection that extends beyond standard coverage limits. This additional layer of security safeguards personal assets and future earnings against major claims or lawsuits. The team handles policy evaluations to ensure clients have adequate umbrella coverage aligned with their risk exposure and existing GEICO policies. They assist with new policy applications and coverage adjustments for Norwalk residents.
JMG Insurance Corp provides umbrella insurance agency services in Norwalk, Connecticut, offering liability coverage that extends beyond standard policy limits. Its service includes evaluating clients’ existing coverage, advising on appropriate additional protection layers, and handling policy adjustments as needs change. Regular plan reviews help maintain adequate coverage alignment. The agency services a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
Durango Insurance Agency Norwalk serves homeowners, businesses, and property managers in Norwalk, Connecticut, by helping them secure umbrella insurance policies that provide additional liability coverage beyond standard limits. This type of agent works to protect clients from major claims and lawsuits that could threaten personal or commercial assets. By analyzing existing policies, the agency identifies gaps in coverage for local clients in the area. It also offers services to residents and commercial property owners in neighboring communities such as Stamford and the broader Fairfield County metro region.
Farmers Insurance - Cesar Pineda serves Norwalk, Connecticut, and the surrounding communities, handling umbrella insurance coverage for local homeowners and drivers. This agent provides personal liability policies that extend beyond standard auto and home insurance limits. Typical clients include individuals seeking extra protection against major claims or lawsuits that exceed existing policy caps. The company addresses each situation by reviewing the client's current insurance portfolio and clearly explaining how additional liability coverage fills any remaining gaps in protection.
In Norwalk, CT, Frank Fraulo - State Farm Insurance Agent offers umbrella insurance policies on either a one-time or recurring service basis, with the recurring option providing ongoing coverage adjustments as personal assets change. General umbrella coverage typically extends liability limits beyond standard homeowners and auto policies, protecting policyholders from major claims or lawsuits. The agency’s service runs on a schedule tailored to each client, including an initial setup and follow-ups as needed to account for life events.
Turcios Insurance Agency Inc in Norwalk, CT specializes in umbrella insurance, offering extended liability coverage that goes beyond the limits of standard home and auto policies. This business also helps clients address broader insurance needs, ensuring adequate protection for personal assets and future earnings. Its work is especially valuable during the winter months, when increased risks of slip-and-fall accidents on icy driveways and walkways can rapidly exhaust basic policy limits without a dedicated umbrella layer in place.
As Norwalk homeowners prepare for the typical spring storms and coastal weather, extra liability protection becomes a key concern. Sacoto Agency helps residents evaluate the real risks that standard coverage may leave exposed, offering guidance on how umbrella policies add a broader layer of defense. By reviewing client assets and everyday activities, the agent identifies potential gaps in existing insurance. The process often begins with a straightforward inspection of the property to confirm eligibility and then moves to an initial assessment of personal liability needs.
Bayliss Agency, Inc. provides general insurance services to clients in the Norwalk area and specializes in offering umbrella insurance policies. These policies extend additional liability coverage beyond standard home, auto, or business insurance limits, providing an extra layer of financial protection against serious claims or lawsuits. The agency can assist various commercial sectors, including office tenants requiring liability buffers, warehouse operators managing inventory risks, and food service establishments needing coverage for customer incidents.
Lawley is known as a practical resource for umbrella insurance in Norwalk, Connecticut, offering clients supplemental liability coverage that extends beyond standard home and auto policies. The firm helps area residents and businesses secure additional protection against major claims and lawsuits, ensuring financial peace of mind. Services include evaluating existing policy limits and recommending appropriate umbrella layers for comprehensive risk management. Lawley can also add on specialized coverage for clients with rental properties or watercraft.
What Does an a Umbrella Insurance Agent in Norwalk Cost?
The cost of an umbrella insurance policy in Connecticut typically ranges from 150 to 350 dollars per year for one million dollars of coverage. Premiums increase with higher coverage limits and additional risk factors such as multiple properties or teenage drivers. Costs vary by case so an agent can provide a personalized quote. This is general information not insurance advice.
About umbrella insurance agents in Norwalk
An umbrella insurance agent in Norwalk Connecticut can help you secure additional liability coverage beyond your standard auto or homeowners policy. Connecticut law requires minimum liability limits on auto insurance but does not mandate umbrella coverage. A local agent understands the specific risks in Fairfield County and can tailor a policy to protect your assets from unexpected lawsuits.
Frequently Asked Questions
What does an umbrella insurance agent in Norwalk do?
An umbrella insurance agent helps you purchase a personal umbrella liability policy that provides extra coverage above your existing home and auto insurance. The agent evaluates your assets and risk exposure to recommend a suitable coverage limit. In Connecticut umbrella policies typically start at one million dollars in coverage.
How much umbrella insurance do I need in Connecticut?
The amount of umbrella insurance you need depends on your net worth income and potential liability risks. Many agents suggest coverage equal to your total assets plus future earnings. Connecticut courts can award large judgments in personal injury cases so higher limits may be prudent for high net worth individuals.
Is umbrella insurance required by law in Connecticut?
No Connecticut does not require umbrella insurance by law. However Connecticut law requires auto liability insurance with minimum limits of 25000 per person and 50000 per accident. An umbrella policy provides extra protection when those limits are exhausted.
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