The top-rated umbrella insurance agent in Shelton, Connecticut is Barnum Benefit Advisors, LLC, rated 4.9 stars across 133 reviews. Other highly rated options include William Raveis Insurance, CCS Insurance, Broad Range Benefits Group (BRBG). This directory lists 19 umbrella insurance agents serving Shelton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Barnum Benefit Advisors, LLC | 6 Corporate Dr Ste 501 | (203) 513-6029 |
| 2 | William Raveis Insurance | 7 Trap Falls Rd | (866) 603-1191 |
| 3 | CCS Insurance | 4 Research Dr Suite 402 | (475) 216-0666 |
| 4 | Broad Range Benefits Group (BRBG) | 4 Armstrong Rd | (203) 810-4400 |
| 5 | Goosehead Insurance - Scott & Andrew Zebendon | 1 Trap Falls Rd Suite 210 | (203) 859-9393 |
| 6 | The Spruyt Agency: Allstate Insurance | 120 Huntington St | (203) 924-8700 |
| 7 | Cross Insurance | 2 Corporate Dr Suite 335 | (203) 259-7580 |
| 8 | Patterson Insurance Services | 4 Research Dr | (203) 535-9552 |
| 9 | Tim Greer - State Farm Insurance Agent | 25 Brook St UNIT 201 | (203) 924-5510 |
| 10 | Goodman Insurance Inc | 2 Long Hill Ave | (203) 924-2515 |
Barnum Benefit Advisors, LLC serves Fairfield County and the broader Shelton, Connecticut area as a local umbrella insurance agent. The firm helps residents and businesses obtain additional liability coverage that extends beyond the limits of standard homeowners, auto, or watercraft policies. Umbrella insurance provides an important layer of financial protection against major claims or lawsuits. The agency guides clients in assessing appropriate coverage limits for their assets. It specifically handles personal umbrella policies for homeowners and excess liability protection for automobile insurance policies.
William Raveis Insurance in Shelton, CT provides umbrella insurance policies that offer additional liability coverage beyond standard home and auto limits. Their plans are designed to protect clients from major claims and lawsuits, with ongoing policy management and claims assistance included in the coverage. The agency tailors each policy to individual risk profiles, reviewing needs to ensure appropriate protection limits. It services single-family homes, apartments, retail, and restaurants.
CCS Insurance specializes in providing umbrella insurance coverage to safeguard clients from liability claims that exceed standard policy limits. This Hebron-based agency works to assess individual risks and secure supplemental protection for homeowners, auto owners, and other policyholders in the area. With umbrella insurance, local residents gain an extra layer of financial defense against costly lawsuits or accidental property damage. During winter months, the agency assists clients in reviewing liability exposures related to icy sidewalks and snow removal activities on their properties.
Broad Range Benefits Group in Shelton, CT serves homeowners, businesses, and property managers seeking umbrella insurance to extend liability coverage beyond standard policies. This type of agent helps clients secure an additional layer of protection for assets and future earnings in today’s litigious environment. They guide individuals and commercial operators through policy limits and coverage gaps, ensuring sufficient safeguards against major lawsuits or catastrophic claims. Broad Range Benefits Group also works with clients throughout Fairfield County.
For a single policy or a broader liability portfolio, this Shelton agency provides umbrella insurance coverage that extends protection beyond standard limits. Clients may choose a one-time purchase to address a specific exposure or scheduled service to review and adjust coverage annually as personal assets and risks evolve. Policies typically defend against large claims and lawsuits. Service runs on either a one-time basis for a single policy issuance or as scheduled for ongoing policy management and renewal review according to client preference.
The Spruyt Agency: Allstate Insurance in Shelton, CT serves clients in Shelton and the surrounding Lower Naugatuck Valley communities. It specializes in umbrella insurance, providing supplemental liability coverage beyond standard auto and homeowners policies. This type of policy helps protect personal assets against major claims or lawsuits. To handle a typical umbrella insurance request, it first reviews a client’s existing policies to determine the necessary level of additional coverage, then quotes a policy that aligns with the homeowner’s or driver’s specific risk profile.
Specializing in excess liability coverage, Cross Insurance serves as an umbrella insurance agent in Shelton, CT. The company helps clients secure additional protection beyond standard home and auto policies. This service addresses the financial risks of major lawsuits or catastrophic accidents. It works with individuals seeking to shield personal assets from unforeseen liabilities. For local beachfront property owners, the agency specifically assists with the heightened exposure to liability claims following seasonal storms or guest incidents on coastal premises.
As coastal storms and shifting weather patterns increase concerns about liability in the Shelton area, Patterson Insurance Services helps local homeowners and drivers secure umbrella coverage for added peace of mind. This agency focuses on extending personal liability protection beyond standard policy limits, offering an essential layer against major claims or lawsuits. An initial consultation begins with a review of existing auto and homeowners policies to determine the appropriate coverage level, followed by an assessment of the client’s specific risk exposure and property details.
Tim Greer operates a general insurance agency serving Shelton, Connecticut, and supplements those offerings with comprehensive umbrella insurance policies. Such coverage extends liability protection beyond standard homeowners and auto limits, safeguarding personal assets against major claims. The agent works to address general risk-management needs, including higher policy limits for client reassurance. This agency can assist various commercial sectors, such as offices, warehouses, and food service operations, by meeting their liability coverage requirements.
Goodman Insurance Inc serves residential clients in Shelton, CT, offering umbrella liability coverage that extends protection beyond standard home insurance limits. The agency also provides commercial umbrella policies for local businesses seeking additional layers of asset protection throughout Fairfield County and surrounding areas. Policies are carefully matched to each client’s specific exposure risks, helping safeguard savings and future earnings against major claims. Follow-up consultations are routinely scheduled to review coverage adequacy between regular service intervals, ensuring policy limits remain appropriate as circumstances change.
What Does an a Umbrella Insurance Agent in Shelton Cost?
In Connecticut umbrella insurance typically costs between 150 and 350 dollars per year for one million dollars of coverage. Costs increase for higher limits or additional risks such as multiple properties or young drivers. Your premium depends on your insurance history and the number of vehicles or homes you insure. This is general information and not insurance advice.
About umbrella insurance agents in Shelton
Umbrella insurance provides extra liability coverage beyond the limits of your home and auto policies. In Shelton Connecticut this coverage can protect your savings and future earnings from large lawsuits. Local agents understand Connecticut liability laws and can help you choose the right policy limits for your needs.
Frequently Asked Questions
What does umbrella insurance cover in Connecticut?
Umbrella insurance covers legal defense costs and damages if you are sued for bodily injury or property damage. It also covers claims like libel and slander. Connecticut law requires insurance companies to offer umbrella coverage but you must purchase it separately.
How much umbrella insurance do I need in Shelton?
Most agents recommend at least one million dollars in coverage. Your net worth and risk factors like a pool or rental property may require higher limits. An agent can review your assets and help you decide the right amount.
Can I get umbrella insurance if I have a rental property in Connecticut?
Yes umbrella insurance covers liability from rental properties you own. Connecticut landlords often face higher risk from tenant injuries. An agent can help you add this protection to your policy.
Umbrella Insurance Agents in Other Connecticut Cities
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