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Find Umbrella Insurance Agents Near You in Waterford, CT

Browse umbrella insurance agents serving Waterford, Connecticut. Updated 2026-07-14.

The top-rated umbrella insurance agent in Waterford, Connecticut is AAA Waterford, rated 4.5 stars across 514 reviews. Other highly rated options include Acrisure Waterford, CT (SAVA Insurance Group), Mark Nickerson - GEICO Insurance Agent, Insurance Near Me CT. This directory lists 10 umbrella insurance agents serving Waterford.

Showing 10 umbrella insurance agents in Waterford, CTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA Waterford117 Boston Post Rd(860) 701-7000
2Acrisure Waterford, CT (SAVA Insurance Group)750 Broad St(860) 437-7282
3Mark Nickerson - GEICO Insurance Agent711 Broad St(860) 865-2060
4Insurance Near Me CT711 Broad St Ext(860) 440-6000
5Smith Brothers Insurance LLC26 Clark Ln(860) 442-1396
6Nickerson Agency711 Broad St Ext(860) 440-6363
7Bouvier Insurance, A HUB International Company: Waterford1020 Hartford Turnpike(860) 859-9821
8Beecher Carlson Insurance Services914 Hartford Turnpike(860) 440-9779
9Ellen Lockwood914 Hartford Turnpike #103(860) 383-1519
10Swanson Insurance210 Boston Post Rd(860) 443-1500
AW
117 Boston Post Rd
AAA Waterford
Umbrella Insurance Agent · Waterford, CT

AAA Waterford serves the Waterford, Connecticut metro area as an umbrella insurance agent. This firm assists clients in obtaining liability coverage that extends beyond the limits of standard home and auto policies. Umbrella insurance agents like this one can evaluate individual risk factors to recommend appropriate coverage levels for property owners. They also help clients consolidate multiple policies with a single provider to streamline billing and claims support. A common service here is explaining policy exclusions for personal watercraft or rental properties.

AW
750 Broad St
Acrisure Waterford, CT (SAVA Insurance Group)
Umbrella Insurance Agent · Waterford, CT

Acrisure Waterford, CT (SAVA Insurance Group) serves homeowners, businesses, and property managers in need of comprehensive umbrella liability protection. The agency helps clients secure additional coverage beyond standard policies, safeguarding assets against major claims or lawsuits. Their agents guide customers through coverage options to bridge gaps in existing insurance, ensuring adequate financial protection for properties and operations. Serving Waterford, they also extend their umbrella insurance services to the neighboring communities in New London County along the southeastern Connecticut shoreline.

MN
711 Broad St
Mark Nickerson - GEICO Insurance Agent
Umbrella Insurance Agent · Waterford, CT

Mark Nickerson - GEICO Insurance Agent in Waterford, CT, provides umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agent offers guidance on structuring personal liability protection to help safeguard assets against major claims or lawsuits. Policies are designed to cover a wide range of client needs, with straightforward service plans for annual reviews and adjustments. This agency services single-family homes, apartment buildings, retail storefronts, and local restaurants.

IN
711 Broad St Ext
Insurance Near Me CT
Umbrella Insurance Agent · Waterford, CT

Insurance Near Me CT serves Waterford and the surrounding southeastern Connecticut communities, acting as an umbrella insurance agent for clients seeking supplemental liability coverage. It handles policies that extend protection beyond standard homeowners and auto limits, addressing risks like major accidents or property claims. To assess a client’s needs, the company typically reviews existing primary insurance policies and personal assets before recommending appropriate coverage amounts for financial security.

SB
26 Clark Ln
Smith Brothers Insurance LLC
Umbrella Insurance Agent · Waterford, CT

Smith Brothers Insurance LLC, serving the Waterford, CT area, provides umbrella insurance policies that can be obtained either as a one-time addition to an existing policy or as a recurring annual service layer. This coverage extends liability protection beyond the limits of standard auto or homeowners plans, safeguarding against major claims or lawsuits. Policies are structured for scheduled renewals, typically on an annual as-needed basis to maintain continuous protection.

NA
711 Broad St Ext
Nickerson Agency
Umbrella Insurance Agent · Waterford, CT

Located in Waterford, CT, Nickerson Agency specializes in providing umbrella insurance coverage, which extends liability protection beyond standard home and auto policies. It generally serves local clients by helping them secure additional layers of financial safety against major claims or lawsuits. This type of coverage can be particularly valuable during the winter months in southeastern Connecticut, when weather-related accidents on icy roads or snow-covered sidewalks may lead to unexpected liability risks.

BI
1020 Hartford Turnpike
Bouvier Insurance, A HUB International Company: Waterford
Umbrella Insurance Agent · Waterford, CT

With coastal storms and winter snow often causing liability concerns for Waterford property owners, Bouvier Insurance, A HUB International Company: Waterford acts as an umbrella insurance agent. The firm structures personal or commercial excess policies to add coverage limits above standard home or auto plans. This approach helps safeguard local assets against major claims or lawsuits common to the region. An initial consultation reviews current policies to assess appropriate umbrella limits or coverage gaps.

BC
914 Hartford Turnpike
Beecher Carlson Insurance Services
Umbrella Insurance Agent · Waterford, CT

Beecher Carlson Insurance Services serves clients in Waterford, Connecticut, by arranging umbrella insurance policies that provide additional liability coverage beyond standard home and auto plans. This specialty work helps protect personal assets against major claims or lawsuits. The company addresses broader exposure needs for property owners, renters, and drivers. Commercial sectors that can benefit from this added layer of protection include offices, warehouses, and food service operations.

EL
914 Hartford Turnpike #103
Ellen Lockwood
Umbrella Insurance Agent · Waterford, CT

Ellen Lockwood serves Waterford, Connecticut, as an umbrella insurance agent assisting homeowners with residential liability coverage beyond standard policy limits. Commercial umbrella protection is also available for local businesses requiring extended defense against major claims. The company covers Waterford and the surrounding area. Policies help safeguard personal assets when a lawsuit or catastrophic incident exceeds primary coverage. Regular service continues between insurance review cycles, ensuring policyholders can adjust coverage following changes in property or risk exposure, and return for periodic updates.

SI
210 Boston Post Rd
Swanson Insurance
Umbrella Insurance Agent · Waterford, CT

Swanson Insurance is an umbrella insurance agent in Waterford, CT, known for helping clients secure extra liability coverage beyond standard policies. It advises homeowners, renters, and vehicle owners on adding a broad layer of financial protection against major claims and lawsuits. This service is especially valuable for those with significant assets to safeguard. For a more focused risk solution, Swanson Insurance can also add a personal watercraft insurance policy to a client's existing coverage portfolio.

What Does an a Umbrella Insurance Agent in Waterford Cost?

The cost of umbrella insurance in Connecticut typically ranges from 150 to 350 dollars per year for 1 million dollars in coverage. Premiums increase for higher limits or if you have multiple properties or vehicles. Factors like your driving record and claims history also affect the price. This is general information and not insurance advice.

About umbrella insurance agents in Waterford

Umbrella insurance agents in Waterford Connecticut help you secure additional liability coverage that kicks in after your auto or homeowners policy limits are exhausted. Connecticut law requires minimum liability limits on auto insurance but does not mandate umbrella coverage. An agent can explain how an umbrella policy can protect your savings and future earnings from large lawsuits common in this state.

Frequently Asked Questions

What does an umbrella insurance agent in Waterford do?

An umbrella insurance agent in Waterford helps you assess your personal liability risks and find a policy that provides extra coverage above your existing home and auto insurance. They explain policy limits exclusions and how umbrella insurance works with Connecticut legal requirements.

How much liability coverage do I need in Connecticut?

There is no set amount required by Connecticut law for umbrella insurance. Most agents recommend at least 1 million dollars in umbrella coverage if you have significant assets or a high risk of being sued. Your agent can help you choose a limit based on your net worth and lifestyle.

Can I get umbrella insurance if I have a swimming pool in Waterford?

Yes you can still get umbrella insurance with a swimming pool but your agent may require you to have higher underlying liability limits on your homeowners policy. Connecticut law holds property owners responsible for injuries on their premises so extra coverage is wise for pool owners.

Umbrella Insurance Agents in Other Connecticut Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.