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Compare Umbrella Insurance Agents in Waterford, CT
Browse umbrella insurance agents serving Waterford, Connecticut. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Waterford, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 10 umbrella insurance agents in Waterford, CT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Waterford
117 Boston Post Rd, Waterford, CT 06385
(860) 701-7000
cluballiance.aaa.com
Mark Nickerson - GEICO Insurance Agent
711 Broad St, Waterford, CT 06385
(860) 865-2060
geico.com
Acrisure Waterford, CT (SAVA Insurance Group)
750 Broad St, Waterford, CT 06385
(860) 437-7282
acrisure.com
Insurance Near Me CT
711 Broad St Ext, Waterford, CT 06385
(860) 440-6000
insurancenearmect.com
Smith Brothers Insurance LLC
26 Clark Ln, Waterford, CT 06385
(860) 442-1396
smithbrothersusa.com
Nickerson Agency
711 Broad St Ext, Waterford, CT 06385
(860) 440-6363
nickersonagency.com
Bouvier Insurance, A HUB International Company: Waterford
1020 Hartford Turnpike, Waterford, CT 06385
(860) 859-9821
binsurance.com
Beecher Carlson Insurance Services
914 Hartford Turnpike, Waterford, CT 06385
(860) 440-9779
bbrown.com
Ellen Lockwood
914 Hartford Turnpike #103, Waterford, CT 06385
(860) 383-1519
Swanson Insurance
210 Boston Post Rd, Waterford, CT 06385
(860) 443-1500
swansonins.com
Umbrella insurance agents in Waterford Connecticut help you secure additional liability coverage that kicks in after your auto or homeowners policy limits are exhausted. Connecticut law requires minimum liability limits on auto insurance but does not mandate umbrella coverage. An agent can explain how an umbrella policy can protect your savings and future earnings from large lawsuits common in this state.
What Does a Umbrella Insurance Agent in Waterford Cost?
The cost of umbrella insurance in Connecticut typically ranges from 150 to 350 dollars per year for 1 million dollars in coverage. Premiums increase for higher limits or if you have multiple properties or vehicles. Factors like your driving record and claims history also affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Waterford do?
An umbrella insurance agent in Waterford helps you assess your personal liability risks and find a policy that provides extra coverage above your existing home and auto insurance. They explain policy limits exclusions and how umbrella insurance works with Connecticut legal requirements.
How much liability coverage do I need in Connecticut?
There is no set amount required by Connecticut law for umbrella insurance. Most agents recommend at least 1 million dollars in umbrella coverage if you have significant assets or a high risk of being sued. Your agent can help you choose a limit based on your net worth and lifestyle.
Can I get umbrella insurance if I have a swimming pool in Waterford?
Yes you can still get umbrella insurance with a swimming pool but your agent may require you to have higher underlying liability limits on your homeowners policy. Connecticut law holds property owners responsible for injuries on their premises so extra coverage is wise for pool owners.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Connecticut.