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Find Umbrella Insurance Agents Near You in West Haven, CT

Browse umbrella insurance agents serving West Haven, Connecticut. Updated 2026-07-14.

The top-rated umbrella insurance agent in West Haven, Connecticut is Derwin Griffith - State Farm Insurance Agent, rated 4.9 stars across 206 reviews. Other highly rated options include Elsie Encarnacion - State Farm Insurance Agent, Juan Candelaria: Allstate Insurance, Insurance Problem Solvers Llc. This directory lists 11 umbrella insurance agents serving West Haven.

Showing 11 umbrella insurance agents in West Haven, CTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Derwin Griffith - State Farm Insurance Agent444 Forest Rd(203) 889-2884
2Elsie Encarnacion - State Farm Insurance Agent487A Campbell Ave(203) 932-0591
3Juan Candelaria: Allstate Insurance655 Saw Mill Rd(203) 934-8100
4Insurance Problem Solvers Llc375 Elm St(203) 933-5800
5Figlar Insurance76 Painter Ave(203) 394-3447
6Specialty Insurance430 Kelsey Ave #1l(203) 931-7095
7Heard Insurance Associates38 Saw Mill Rd(203) 937-7886
8AA Great Choice Financial and InsuranceLester St(470) 421-9736
9Allstate Insurance Company655 Saw Mill Rd STE 3(203) 934-8100
10Sound Coverage LLC433 Campbell Ave(203) 934-2298
DG
444 Forest Rd
Derwin Griffith - State Farm Insurance Agent
Umbrella Insurance Agent · West Haven, CT

Derwin Griffith - State Farm Insurance Agent serves the New Haven metro area including West Haven, CT, providing umbrella insurance coverage. This agent helps clients secure additional liability protection that extends beyond the limits of standard auto and homeowners policies. Umbrella insurance agents in this region typically assist with safeguarding personal assets against major claims or lawsuits. Specific services handled here include tailoring coverage limits to individual risk profiles and coordinating umbrella policies with existing home and auto insurance plans.

EE
487A Campbell Ave
Elsie Encarnacion - State Farm Insurance Agent
Umbrella Insurance Agent · West Haven, CT

Elsie Encarnacion - State Farm Insurance Agent in West Haven, CT, provides umbrella insurance coverage designed to offer additional liability protection beyond standard policies. The agency assists clients in reviewing existing insurance needs to determine appropriate umbrella policy limits and coverage gaps. Maintenance plans include periodic policy reviews and updates to reflect changes in assets or risk exposure. The office serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

JC
655 Saw Mill Rd
Juan Candelaria: Allstate Insurance
Umbrella Insurance Agent · West Haven, CT

Serving West Haven and the surrounding Connecticut communities, Juan Candelaria: Allstate Insurance acts as an umbrella insurance agent for homeowners, drivers, and landlords. This agency handles the sale and management of excess liability policies designed to provide coverage beyond the limits of a client’s standard auto or home insurance. When recommending a policy, the agency begins by reviewing a client’s existing coverage to determine appropriate additional liability protection based on their assets.

IP
375 Elm St
Insurance Problem Solvers Llc
Umbrella Insurance Agent · West Haven, CT

Insurance Problem Solvers Llc serves homeowners, property managers, and businesses in West Haven, Connecticut, seeking supplementary liability protection through umbrella insurance. The agency helps clients secure coverage that extends beyond standard policy limits, offering a vital safeguard against large claims or lawsuits. Their services are tailored to local risks, including those common in shoreline suburbs along the Long Island Sound. The firm also assists clients in neighboring communities such as New Haven, ensuring residents throughout the Greater New Haven metro area can strengthen their overall liability coverage.

FI
76 Painter Ave
Figlar Insurance
Umbrella Insurance Agent · West Haven, CT

Figlar Insurance specializes in providing umbrella insurance coverage to clients in West Haven, CT, and the surrounding area. As an umbrella insurance agent, the company works to extend liability protection beyond the limits of standard home and auto policies. It assists individuals and families in assessing their personal risk exposure and securing appropriate additional coverage. The agency helps clients safeguard their assets against potential lawsuits or major accidents that could exceed typical policy limits. This service is especially valuable during the winter months when icy conditions increase the risk of slip-and-fall claims.

SI
430 Kelsey Ave #1l
Specialty Insurance
Umbrella Insurance Agent · West Haven, CT

As West Haven’s coastal location increases the need for extra liability protection against storm-related property claims, careful umbrella insurance coverage becomes essential for local homeowners. Specialty Insurance, a local umbrella insurance agent, offers policies that broaden general liability limits beyond standard home or auto plans. After an initial consultation, the agent evaluates a client’s existing coverage, property exposure, and personal risk factors to recommend appropriate protection. A site inspection of the residence is then scheduled to finalize the appropriate liability threshold.

HI
38 Saw Mill Rd
Heard Insurance Associates
Umbrella Insurance Agent · West Haven, CT

Heard Insurance Associates in West Haven, CT offers umbrella insurance clients a choice between a one-time policy purchase and a recurring annual renewal service. Their coverage extends liability protection beyond standard home and auto policy limits, safeguarding future earnings and assets. This local agency provides service on an as-needed basis, assisting clients with policy onset, annual renewals, and claims guidance only when requested.

AG
Lester St
AA Great Choice Financial and Insurance
Umbrella Insurance Agent · West Haven, CT

AA Great Choice Financial and Insurance operates in West Haven, CT, as an umbrella insurance agent providing supplemental liability coverage beyond standard policy limits. This specialty fills gaps in existing home, auto, or business policies, protecting assets from major claims or lawsuits. The firm helps local clients protect savings and future earnings by adding an extra layer of security through umbrella policies. Services extend to commercial operations needing broader risk management, including offices, warehouses, and food service, ensuring businesses maintain stable protection for their facilities and daily functions.

AI
655 Saw Mill Rd STE 3
Allstate Insurance Company
Umbrella Insurance Agent · West Haven, CT

As a local umbrella insurance agent for Allstate Insurance Company in West Haven, Connecticut, they assist residents in securing extra liability protection beyond standard home and auto policies. Their service also extends to commercial clients who require broader coverage limits for business risks. Serving the West Haven area and surrounding communities, the team helps customize policies to match specific needs. Clients can easily follow up with their agent between regular visits to adjust coverage as life circumstances or business requirements change.

SC
433 Campbell Ave
Sound Coverage LLC
Umbrella Insurance Agent · West Haven, CT

Sound Coverage LLC, an umbrella insurance agent based in West Haven, CT, is known for providing supplemental liability protection that extends beyond standard policy limits. The company serves local homeowners, auto owners, and business operators seeking to safeguard substantial assets from major claims or lawsuits. Its agents guide clients in selecting appropriate coverage layers to manage personal and commercial risk effectively. This company also specializes in tailoring umbrella policies to address the unique liability exposures faced by those who own rental properties.

BA
44 Forest Hills Rd
Bridget Agbeti Insurance Brokerage
Umbrella Insurance Agent · West Haven, CT
(917) 345-1185

What Does an a Umbrella Insurance Agent in West Haven Cost?

The cost of an umbrella insurance policy in Connecticut typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Higher limits of two million dollars may cost 200 to 600 dollars annually. Your premium depends on your number of vehicles driving record home value and other risk factors. This is general information and not insurance advice.

About umbrella insurance agents in West Haven

Umbrella insurance agents in West Haven Connecticut help you secure an extra layer of liability protection above your auto home or boat policies. Connecticut law does not require umbrella insurance but it can cover legal costs and judgments that exceed your primary policy limits. Local agents understand the specific risks for West Haven residents including coastal property exposure and higher traffic density near I-95.

Frequently Asked Questions

What does an umbrella insurance agent in West Haven do?

An umbrella insurance agent reviews your existing policies and recommends a personal umbrella liability policy that extends your coverage limits. They help you choose the right amount of protection based on your assets and risk factors such as owning a home near the coast or having a teenage driver.

How much umbrella coverage do I need in Connecticut?

Most agents suggest at least one million dollars in umbrella coverage to protect typical assets like a home and savings. Connecticut courts can award large judgments in liability cases so higher limits of two to five million may be wise for high net worth individuals or those with rental properties.

Can I get umbrella insurance if I have a swimming pool or a dog in West Haven?

Yes many agents in West Haven offer umbrella policies even if you have a pool a dog or a trampoline. These features increase your liability risk so the agent will ask about them during the application. Some insurers may require you to have certain safety measures like a pool fence.

Umbrella Insurance Agents in Other Connecticut Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.