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Find Umbrella Insurance Agents Near You in Boise, ID

Browse umbrella insurance agents serving Boise, Idaho. Updated 2026-07-14.

The top-rated umbrella insurance agent in Boise, Idaho is United Commercial Insurance, LLC, rated 4.9 stars across 622 reviews. Other highly rated options include Hartley Insurance, Inc., Inszone Insurance Services, Ricketts and Associates Inc. This directory lists 15 umbrella insurance agents serving Boise.

Showing 15 umbrella insurance agents in Boise, IDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1United Commercial Insurance, LLC9196 W Emerald St Ste 180(208) 229-8222
2Hartley Insurance, Inc.931 S Allante Pl(208) 322-3473
3Inszone Insurance Services9504 W Fairview Ave(208) 321-0081
4Ricketts and Associates Inc13177 Persimmon Ln(208) 322-5525
5Alex Salinas - Idaho Farm Bureau Insurance Agent2127 W Overland Rd(208) 986-5630
6Associated Insurance Services2676 S Vista Ave(208) 336-7733
7Grant Rosandick - Idaho Farm Bureau Insurance Agent2127 W Overland Rd(208) 986-5630
8Marsh McLennan Agency960 S Broadway Ave Suite 500(208) 424-2900
9Fuhriman Insurance9603 W Chinden Blvd(208) 327-3400
10Ryan Keen Insurance Agency Inc American Family Insurance4696 W Overland Rd #152(208) 344-2985
UC
9196 W Emerald St Ste 180
United Commercial Insurance, LLC
Umbrella Insurance Agent · Boise, ID

United Commercial Insurance, LLC serves the Boise, Idaho metro area as a local umbrella insurance agent, providing extended personal and commercial liability coverage. This supplemental policy offers additional protection beyond the limits of standard auto, homeowners, or business insurance. For Boise residents, the agent handles personal umbrella insurance policies to safeguard assets from major claims and lawsuits. For businesses in the area, it manages commercial umbrella coverage that protects against catastrophic liability risks exceeding existing policy limits.

HI
931 S Allante Pl
Hartley Insurance, Inc.
Umbrella Insurance Agent · Boise, ID

Hartley Insurance, Inc. in Boise, ID provides umbrella insurance agent services, offering additional liability coverage that extends beyond the limits of standard home and auto policies. Their service plans include regular policy reviews to ensure adequate protection against unforeseen claims and asset loss. Maintenance involves coordinating with primary insurers to keep coverage aligned with changing personal or business risk profiles. The agency services single-family homes, apartments, retail spaces, and restaurants, helping clients safeguard their assets against major liability lawsuits.

II
9504 W Fairview Ave
Inszone Insurance Services
Umbrella Insurance Agent · Boise, ID

Inszone Insurance Services serves homeowners, businesses, and property managers in the Boise area who require supplemental liability protection through umbrella insurance policies. This agency helps clients secure higher coverage limits that extend beyond the base protections of their primary home or auto policies, offering critical financial safeguards against major claims or lawsuits. The team works with local residents and commercial operators to assess their asset exposure, ensuring appropriate excess liability limits are in place. They also cover clients in neighboring Eagle, providing additional protection across the broader Treasure Valley region.

RA
13177 Persimmon Ln
Ricketts and Associates Inc
Umbrella Insurance Agent · Boise, ID

Serving Boise and the surrounding communities in Ada County, Ricketts and Associates Inc handles supplemental liability insurance for individuals and businesses. This umbrella coverage extends protection beyond standard policy limits, addressing claims that could otherwise threaten personal or household assets. The company works closely with clients to review their existing home and auto policies, identifying potential gaps in coverage. A typical job involves assessing a client’s total liability exposure, then recommending an excess policy that provides an additional layer of financial security.

AS
2127 W Overland Rd
Alex Salinas - Idaho Farm Bureau Insurance Agent
Umbrella Insurance Agent · Boise, ID

Alex Salinas - Idaho Farm Bureau Insurance Agent in Boise, ID, helps clients distinguish between one-time umbrella policies for a single high-asset event and recurring coverage that provides ongoing liability protection beyond standard home and auto limits. This local agent focuses on personal umbrella insurance, which safeguards savings and future income from large claims or lawsuits. The service operates on an as-needed basis, allowing clients to request policy reviews or updates whenever their coverage requirements change.

AI
2676 S Vista Ave
Associated Insurance Services
Umbrella Insurance Agent · Boise, ID

Associated Insurance Services specializes in umbrella liability coverage for individuals and families in Boise, Idaho. It also provides general insurance agency services, tailoring excess liability policies to complement existing homeowners and auto coverage. The agent helps clients secure additional protection beyond standard policy limits for accidents or property damage claims. In the winter months, clients often seek these policies to guard against costly liability from slip-and-fall incidents on icy residential walkways or driveways.

GR
2127 W Overland Rd
Grant Rosandick - Idaho Farm Bureau Insurance Agent
Umbrella Insurance Agent · Boise, ID

When heavy winter snow or sudden spring storms sweep through Boise, uninsured gaps in property liability coverage can put a homeowner’s assets at risk. Grant Rosandick - Idaho Farm Bureau Insurance Agent provides umbrella policies designed to extend underlying coverage limits for greater financial protection. These policies function by adding an extra layer above standard auto, homeowners, or watercraft insurance. To begin, the agent assesses each client’s current liability exposure and policy structure during an initial consultation.

MM
960 S Broadway Ave Suite 500
Marsh McLennan Agency
Umbrella Insurance Agent · Boise, ID

Marsh McLennan Agency provides a range of insurance solutions to individuals and businesses in the Boise area, specializing in liability protection to safeguard assets from major claims. Umbrella insurance adds an extra layer of coverage that goes beyond the limits of standard homeowner and auto policies, offering critical financial security. This coverage is designed for clients seeking comprehensive risk management. The agency can serve clientele across various commercial sectors, including local offices, warehouses, and food service establishments.

FI
9603 W Chinden Blvd
Fuhriman Insurance
Umbrella Insurance Agent · Boise, ID
RK
4696 W Overland Rd #152
Ryan Keen Insurance Agency Inc American Family Insurance
Umbrella Insurance Agent · Boise, ID

Ryan Keen Insurance Agency Inc American Family Insurance provides residential umbrella insurance coverage for homeowners in Boise, Idaho, offering an extra layer of liability protection beyond standard policies. The agency also extends commercial umbrella insurance options for local businesses, serving clients throughout the Boise area. Its agents help customers evaluate their existing liability limits and recommend appropriate coverage gaps. The office encourages clients to return for policy reviews between regular visits to adjust coverage as personal or business circumstances change.

GI
9601 W State St STE 103
Goosehead Insurance - Dan Canzone
Umbrella Insurance Agent · Boise, ID
(208) 968-7198
goosehead.com/agents/id/boise/dan-canzone
IS
1414 S Broadway Ave
Insurance Services of Idaho, LLC
Umbrella Insurance Agent · Boise, ID
(208) 383-9500
idahoinsuranceforless.com
SE
1250 S Allante Ave
Shane Ernest - Idaho Farm Bureau Insurance Agent
Umbrella Insurance Agent · Boise, ID
(208) 208-0516
idahofarmbureauinsurance.com/agent/shane-ernest
BI
2613 W Camas St
Boise Insurance co
Umbrella Insurance Agent · Boise, ID
(208) 315-6716
katrinazeilman8541.wixsite.com/boise-insurance-co
HR
1661 W W Shoreline Dr Ste 100
Higgins & Rutledge Insurance, Inc.
Umbrella Insurance Agent · Boise, ID
(208) 343-7741
higginsrutledge.com

What Does an a Umbrella Insurance Agent in Boise Cost?

In Idaho a one million dollar umbrella insurance policy typically costs between 150 and 300 dollars per year. Adding a second million dollars of coverage usually adds 50 to 100 dollars annually. Your actual premium depends on factors like your driving record number of properties and whether you have teenage drivers or pets. This is general information and not insurance advice. Speak with a licensed agent for a quote tailored to your situation.

About umbrella insurance agents in Boise

Umbrella insurance agents in Boise Idaho help residents secure extra liability coverage beyond standard home and auto policies. Idaho law does not require umbrella insurance but it can protect your savings and future earnings from large claims. Local agents understand Idaho specific risks like recreational vehicle accidents and winter weather liability.

Frequently Asked Questions

What does an umbrella insurance agent in Boise do?

An umbrella insurance agent in Boise helps you assess your personal liability exposure and find a policy that adds one million dollars or more in coverage. The agent reviews your existing home and auto policies to ensure they meet the underlying coverage requirements. They also explain how Idaho liability laws affect your need for extra protection.

How much umbrella coverage do I need in Idaho?

Most umbrella policies start at one million dollars in coverage. Your agent will recommend an amount based on your assets income and potential risks like owning a pool or a rental property. Idaho does not cap personal injury awards so higher limits may be wise for high net worth individuals.

Is umbrella insurance expensive in Boise Idaho?

Umbrella insurance in Idaho is generally affordable. The first one million dollar policy often costs between 150 and 300 dollars per year. Additional million dollar increments typically cost 50 to 100 dollars each. Premiums vary by your risk profile and the insurance company.

Umbrella Insurance Agents in Other Idaho Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.