The top-rated umbrella insurance agent in Kuna, Idaho is Ashley Bruning McBride - State Farm Insurance Agent, rated 4.9 stars across 238 reviews. Other highly rated options include Farmers Insurance - Kelsey Holder, FIG Financial Insurance Group, Dwain Cluff - State Farm Insurance Agent. This directory lists 12 umbrella insurance agents serving Kuna.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ashley Bruning McBride - State Farm Insurance Agent | 708 E Wythe Creek Ct APARTMENT 101 | (208) 608-5127 |
| 2 | Farmers Insurance - Kelsey Holder | 290 W Main St | (208) 955-6369 |
| 3 | FIG Financial Insurance Group | 462 W Main St | (208) 922-2124 |
| 4 | Dwain Cluff - State Farm Insurance Agent | 463 W 4th St | (208) 922-3344 |
| 5 | Ward Insurance Group: Allstate Insurance | 333 N Ave C C Ste 8 | (208) 922-5875 |
| 6 | Scott Malmstrom - Idaho Farm Bureau Insurance Agent | 280 N Linder Ave | (208) 922-3600 |
| 7 | Golden Oak Insurance Services | 1100 E Firestone Dr | (208) 471-8800 |
| 8 | Right Choice Insurance LLC | 414 W Main St | (208) 315-6231 |
| 9 | Insurance Essentials llc | 2734 W Aquamarine St | (208) 539-9990 |
| 10 | Purcell Insurance LLC | 395 E Screech Owl Dr | (208) 965-4275 |
Ashley Bruning McBride - State Farm Insurance Agent serves Kuna and Ada County, Idaho, as a local provider of umbrella insurance. This agent helps clients secure additional liability coverage that extends beyond standard policies, offering vital protection against major claims or lawsuits. Umbrella insurance is essential for safeguarding personal assets such as savings and property when primary limits are exceeded. The agency also commonly handles auto and homeowners insurance, assisting with comprehensive risk management for residents in the Kuna area.
Farmers Insurance - Kelsey Holder provides umbrella insurance agent services in the Kuna area, focusing on offering extra liability coverage that goes beyond standard home and auto policies. This agency assists clients in assessing their overall risk exposure and selecting appropriate policy limits to help safeguard their assets. Service plans include periodic policy reviews to ensure coverage keeps pace with changing needs. It serves a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
FIG Financial Insurance Group serves homeowners, businesses, and property managers in Kuna, Idaho, looking for additional liability protection through umbrella policies. The agency helps clients understand how an umbrella policy extends coverage beyond standard home or commercial auto policies, providing greater financial security on the road or in daily property operations. It assists those with significant assets or higher risk exposure in obtaining the right liability limits. The agency also covers the surrounding Treasure Valley communities, including Meridian.
Dwain Cluff - State Farm Insurance Agent serves the Kuna, Idaho area and surrounding communities, handling umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. These policies help protect clients from major claims and lawsuits, offering broader financial security for local residents. The agency focuses on assessing each client's current coverage to identify gaps where umbrella liability insurance may be needed. For a typical job, it evaluates individual risk factors and asset levels to recommend an appropriate policy limit for comprehensive protection.
Located in Kuna, ID, Ward Insurance Group: Allstate Insurance provides both personal and commercial umbrella liability policies to residents and local businesses, with the coverage stepping in when underlying auto or homeowners insurance limits are exhausted. For a one-time policy purchase, the agent offers an upfront, long-term liability solution that remains active until canceled. Those seeking flexible protection may choose annual renewals, allowing adjustments as individual risk profiles change. Service for policies, including new quotes, policy reviews, and claims support, operates on an as-needed basis.
Offering personal umbrella insurance coverage, Scott Malmstrom - Idaho Farm Bureau Insurance Agent serves clients in the Kuna area. Its specialty work helps protect individuals and families from catastrophic claims that exceed standard auto or homeowners policy limits, addressing major liability risks. The agency also provides general service work, guiding local policyholders through the process of adjusting their coverage limits as unique circumstances arise. As spring storms and increased outdoor recreational activities approach, it helps residents evaluate whether their current liability protections adequately safeguard their assets and future earnings.
Spring storms across the Treasure Valley often bring unexpected liability risks for Kuna homeowners. Golden Oak Insurance Services responds by offering professional umbrella insurance coverage that extends beyond standard policy limits, protecting assets from costly lawsuits. Their agents review each client’s current auto and homeowners policies, then recommend tailored excess liability options suited for local properties. An initial risk assessment typically begins with a simple phone consultation, followed by a review of existing policy documents to identify coverage gaps.
Right Choice Insurance LLC in Kuna, Idaho provides general insurance services and focuses specifically on umbrella insurance as a specialty add-on. This extra liability coverage helps protect personal assets when base policy limits are exhausted, offering broader protection for unforeseen events. The agency serves a range of local commercial sectors, including offices needing extended liability shields, warehouses requiring coverage for stored goods, and food service establishments managing public interaction and operational risks.
Insurance Essentials llc offers residential umbrella insurance for homeowners in Kuna, ID who require additional liability protection beyond standard policies. Commercial coverage is also available for local small businesses needing higher limits on their general liability. Serving the broader Kuna area, the agency helps clients bridge gaps between existing home and auto policies. Policies are reviewed during annual renewals to ensure adequate limits as personal circumstances change, with follow-up support available for adjustments between regular visits.
Purcell Insurance LLC is known for providing umbrella insurance coverage to residents and property owners in the Kuna, ID area. Its service range helps clients extend liability protection beyond standard home and auto policies, safeguarding assets from major claims. General needs addressed include coverage for accident liability and legal costs that exceed primary insurance limits. A specialty service the agency can add on is personal umbrella policies for landlords or homeowners with rental properties, ensuring broader liability protection.
What Does an a Umbrella Insurance Agent in Kuna Cost?
In Idaho umbrella insurance typically costs between 150 and 300 dollars per year for one million dollars in coverage. Costs increase with higher limits and additional risks like rental properties. Premiums vary based on your claims history and the number of vehicles or properties you own. This is general information not insurance advice.
About umbrella insurance agents in Kuna
Umbrella insurance provides extra liability coverage beyond standard auto or homeowners policies. In Kuna Idaho this type of policy can protect your assets from large claims or lawsuits. Local agents can help you understand how Idaho law affects coverage limits and exclusions.
Frequently Asked Questions
What does umbrella insurance cover in Idaho?
Umbrella insurance covers liability claims that exceed the limits of your underlying auto or homeowners policy. In Idaho it can also cover legal defense costs for certain personal injury lawsuits. It does not cover your own property damage or injuries.
How much umbrella insurance do I need in Kuna?
Most agents recommend at least one million dollars in umbrella coverage. Idaho does not have a state minimum for umbrella insurance so your needs depend on your assets and risk level. A local agent can help you calculate the right amount.
Can I buy umbrella insurance if I have a pool or a dog in Idaho?
Yes but some insurers may require higher underlying limits or exclude certain dog breeds. Idaho law does not prohibit coverage for pools or dogs but your agent can explain any restrictions. Always disclose these items when applying.
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