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Looking for a umbrella insurance agent in Lewiston? Review the directory below to compare your options.
16 agents listed
Updated May 2026
Lewiston, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Idaho before hiring.
Showing 16 umbrella insurance agents in Lewiston, ID
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Melody Sandahl - State Farm Insurance Agent
1442 Idaho St, Lewiston, ID 83501
(208) 816-4823
insurewithmelody.com
Murray Insurance
1920 19th Ave, Lewiston, ID 83501
(208) 743-4880
murrayinsurance.net
Martin Insurance Inc
1122 Idaho St, Lewiston, ID 83501
(208) 743-6543
martininsure.com
American Insurance
55 Southway Ave, Lewiston, ID 83501
(208) 746-9646
americaninsuranceid.com
Farm Bureau Insurance - Robie & Orellana Insurance Agency
609 Bryden Ave, Lewiston, ID 83501
(208) 758-9010
idahofarmbureauinsurance.com
Farmers Insurance - Albert Reagan
618 D St Ste B, Lewiston, ID 83501
(208) 743-5441
agents.farmers.com
Farmers Insurance - Gregory Kimberling
622 Bryden Ave, Lewiston, ID 83501
(208) 746-1326
gregkimberlinginsurance.com
Richard Woods
1053 21st St, Lewiston, ID 83501
(208) 746-7046
rickwoodsinsurance.com
Clearwater Insurance- Camas Prairie Insurance
701 Bryden Ave, Lewiston, ID 83501
(208) 746-6184
camasprairieinsurance.com
Amanda Wilhelm - COUNTRY Financial Agent
1630 23rd Ave Suite 701a, Lewiston, ID 83501
(208) 803-6998
agents.countryfinancial.com
Troy Insurance Inc
1822 18th Ave, Lewiston, ID 83501
(208) 743-3541
troyins.com
CBIZ Sattler Insurance Agency
1504 8th St, Lewiston, ID 83501
(800) 615-8418
sattleradventuresports.cbiz.com
Crystal Wendland - COUNTRY Financial Agent
1630 23rd Ave Suite 1101-A, Lewiston, ID 83501
(208) 717-6093
agents.countryfinancial.com
Ryno Insurance Associates
108 10th St, Lewiston, ID 83501
(208) 816-7377
rynoia.com
Farmers Insurance - Michael Beuke
1522 Main St, Lewiston, ID 83501
(208) 798-7020
agents.farmers.com
Rates & Insurance
116 3rd St, Lewiston, ID 83501
(208) 231-1088
rootsmassagebodywork.com
An umbrella insurance agent in Lewiston, Idaho can help you secure extra liability coverage beyond your standard home and auto policies. Idaho law does not require umbrella insurance, but it provides crucial protection against large claims or lawsuits. Local agents understand the risks specific to the Lewis-Clark Valley, including weather-related incidents and recreational activities on the Snake and Clearwater rivers.
What Does a Umbrella Insurance Agent in Lewiston Cost?
The cost of an umbrella insurance policy in Idaho typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, may cost 300 to 600 dollars annually. Your actual premium depends on your risk profile, including your driving record, number of properties, and recreational activities. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Lewiston do?
An umbrella insurance agent in Lewiston helps you purchase a personal liability umbrella policy that adds coverage above your existing home and auto insurance limits. This policy protects your assets, such as your home or savings, if you are sued for damages. The agent can review your current policies and recommend an appropriate coverage amount based on your net worth and risk factors.
How much umbrella insurance do I need in Idaho?
Most Idaho agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and potential risks. For example, if you own a rental property in Lewiston or have a teenage driver, you may need higher limits. Your agent can help you calculate a suitable amount based on your financial situation.
Are there Idaho-specific rules for umbrella insurance?
Idaho follows a comparative fault rule, meaning you can still recover damages even if you are partly at fault, but your award is reduced by your percentage of fault. This makes umbrella coverage valuable in Idaho because a lawsuit could still result in a large judgment against you. There is no state law requiring umbrella insurance, but it is commonly recommended for homeowners and business owners.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Idaho.