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Compare Umbrella Insurance Agents in Coeur d'Alene, ID
Compare umbrella insurance agents in Coeur d'Alene. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Coeur d'Alene, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Idaho before hiring.
Showing 18 umbrella insurance agents in Coeur d'Alene, ID
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Redman & Company Insurance Inc.
1410 S Lincoln Wy STE 100, Coeur d'Alene, ID 83814
(208) 664-5263
redmaninsurance.com
Flathead Insurance Coeur d'Alene Insurance
350 E Kathleen Ave #300, Coeur d'Alene, ID 83815
(208) 667-7485
flatheadinsurance.com
1st Choice Insurance Brokers, LLC
MAILING ADDRESS ONLY, 174 E Neider Ave #36, Coeur d'Alene, ID 83815
(208) 758-8050
1stchoiceinsurancebrokers.com
AAA Washington Insurance Agency - Coeur d'Alene, Idaho
296 W Sunset Ave Ste 33, Coeur d'Alene, ID 83815
(877) 222-4678
wa.aaa.com
Marsh McLennan Agency
601 E Front Ave STE 502, Coeur d'Alene, ID 83814
(208) 667-9406
mmanorthwest.com
Dirks Insurance Group, LLC
1003 E Best Ave, Coeur d'Alene, ID 83814
(208) 664-9272
dirksinsurance.com
Panhandle Insurance
1103 E Best Ave a, Coeur d'Alene, ID 83814
(208) 664-9223
kuespertinsurance.com
Pacific Crest Insurance - Coeur d'Alene
402 W Canfield Ave # 2, Coeur d'Alene, ID 83815
(208) 714-4251
pcicda.com
Miles Insurance Team
1110 W Ironwood Dr, Coeur d'Alene, ID 83814
(208) 765-6849
milesinsuranceteam.com
Acrisure Coeur d'Alene, ID
6525 N Mineral Dr, Coeur d'Alene, ID 83815
(208) 664-9783
haddockins.com
Goosehead Insurance - Mitch Krupp
1052 W Mill Ave Office 3, Coeur d'Alene, ID 83814
(208) 593-3525
goosehead.com
Infinity Insurance Group
1424 Sherman Ave # 400, Coeur d'Alene, ID 83814
(208) 651-6208
infinityinsgroup.com
Coeur d'Alene Insurance
1801 N Government Wy, Coeur d'Alene, ID 83814
(208) 667-9421
idahoinsurance.com
Ideal Insurance Agency
300 W Neider Ave, Coeur d'Alene, ID 83815
(208) 252-5642
Premier Benefits Insurance
507 E Sherman Ave, Coeur d'Alene, ID 83814
(208) 268-0397
The Palladino Agency LLC American Family Insurance
409 Coeur D Alene Ave Ste 15, Coeur d'Alene, ID 83814
(208) 715-3463
amfam.com
Personal Insurance Services
Center Partners, 1201 W Ironwood Dr, Coeur d'Alene, ID 83814
(208) 315-6101
Northwest Insurance Associates
722 E Lakeside Ave, Coeur d'Alene, ID 83814
(208) 659-8244
risksolving.com
Umbrella insurance agents in Coeur d Alene help residents secure extra liability coverage beyond standard home and auto policies. Idaho law does not require umbrella insurance, but it can protect your savings and future earnings from large lawsuits. Local agents understand the risks of lakefront properties and outdoor recreation common in North Idaho.
What Does a Umbrella Insurance Agent in Coeur d'Alene Cost?
The cost of umbrella insurance in Idaho typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 600 dollars annually. Your premium depends on your underlying policies, number of vehicles, and personal risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does umbrella insurance cover in Idaho?
Umbrella insurance covers liability claims that exceed your underlying policy limits, such as bodily injury or property damage. It also covers some claims not included in standard policies, like false arrest or slander. Idaho courts can award large judgments, making extra coverage valuable.
How much umbrella insurance do I need in Coeur d Alene?
Most agents recommend at least 1 million dollars in coverage, especially if you own a home, a boat, or have significant assets. Idaho law allows plaintiffs to seek damages for medical costs, lost wages, and pain and suffering. An agent can help you choose a limit based on your net worth and risk factors.
Can I get umbrella insurance if I have a rental property in Idaho?
Yes, umbrella insurance typically covers personal liability from rental properties you own. Idaho landlords face risks from tenant injuries or property damage. You must first have adequate liability coverage on your rental property policy before adding an umbrella layer.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Idaho.